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Old 04-18-2017, 10:30 AM
 
16,512 posts, read 17,561,528 times
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Quote:
Originally Posted by mallard007 View Post
I have not signed the lease yet, I was planning on going in today after work and question the landlord about this and what she had stated to me before, just wanted to get some opinions and knowledge on the topic before I go in to address her.

Thanks again for the posts!!!

Negotiate the alarm charge out of the contract or don't sign. Do not buy into the sign now and we will remove it later.
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Old 04-18-2017, 11:03 AM
 
Location: North Idaho
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Quote:
Originally Posted by mallard007 View Post
I have not signed the lease yet, ...........
Whatever you and management agree to about the alarm, make sure it is put into writing and included in the lease.

You might call your insurance agent and see if an alarm will affect your renter's insurance rates. Have that information available before you decide yes or no on the alarm.
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Old 04-18-2017, 12:09 PM
 
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Quote:
Originally Posted by oregonwoodsmoke View Post
Whatever you and management agree to about the alarm, make sure it is put into writing and included in the lease.

You might call your insurance agent and see if an alarm will affect your renter's insurance rates. Have that information available before you decide yes or no on the alarm.

I had renters insurance through GEICO for like $12 per month, a discount on renters insurance wouldn't persuade me to sign up for the alarm. I chose to not renew it because it has a $250 per incident deductible, I don't have $250 of stuff in my room, and I intend to never invite anyone to this zoo, so I don't expect to face any liability issues.
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Old 04-18-2017, 12:13 PM
 
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Quote:
Originally Posted by reenzz View Post
Try reading the original post.

You're right, I misread the OP and thought the $25 came from a different source (not from the lease).
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Old 04-18-2017, 12:40 PM
 
16,512 posts, read 17,561,528 times
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Quote:
Originally Posted by freemkt View Post
I had renters insurance through GEICO for like $12 per month, a discount on renters insurance wouldn't persuade me to sign up for the alarm. I chose to not renew it because it has a $250 per incident deductible, I don't have $250 of stuff in my room, and I intend to never invite anyone to this zoo, so I don't expect to face any liability issues.


But if the LL requires it as a condition of renting then you have to get it. I require all tenants to have renters insurance
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Old 04-18-2017, 12:53 PM
 
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At least you reviewed the lease before signing.

There's a lot of stuff an owner or mgt co can put in that a renter doesn't personally like. If you can't negotiate, you just don't sign. You just don't rent there.
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Old 04-18-2017, 12:59 PM
 
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Quote:
Originally Posted by Electrician4you View Post
But if the LL requires it as a condition of renting then you have to get it. I require all tenants to have renters insurance

That would almost certainly be a dealbreaker for me. Why should I pay for coverage with a $250 deductible when I don't even have $250 of stuff in my room? Sounds to me as if you want your tenant to cover you. For that I would need an appropriate rent discount which I don't expect to get, so I wouldn't go for it unless it were the best deal available which it probably wouldn't be.

If I had something larger and more conventional - say an apartment with enough space for my storage unit contents, I would happily insure that. (I'm paying $9/mo insurance with the storage unit and I think $20/mo would be perfectly reasonable in an adequate dwelling.)
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Old 04-18-2017, 01:03 PM
 
Location: Cary, NC
31,636 posts, read 55,362,882 times
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It's a fire alarm with monitoring, methinks.
Read the thread discussion about tenants disarming smoke detectors, stealing batteries, etc.

But, kinda dumb to slap the tenant in the face with it, when it could just be embedded in the rent.
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Old 04-18-2017, 01:10 PM
 
Location: Back in the Mitten. Formerly NC
3,819 posts, read 4,878,238 times
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Quote:
Originally Posted by freemkt View Post
That would almost certainly be a dealbreaker for me. Why should I pay for coverage with a $250 deductible when I don't even have $250 of stuff in my room? Sounds to me as if you want your tenant to cover you. For that I would need an appropriate rent discount which I don't expect to get, so I wouldn't go for it unless it were the best deal available which it probably wouldn't be.

If I had something larger and more conventional - say an apartment with enough space for my storage unit contents, I would happily insure that. (I'm paying $9/mo insurance with the storage unit and I think $20/mo would be perfectly reasonable in an adequate dwelling.)
Normal, law-abiding landlords require renters insurance all the time. Since your landlord isn't law abiding, it doesn't surprise me that he/she does not require it.
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Old 04-18-2017, 01:32 PM
 
3,063 posts, read 1,001,369 times
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Quote:
Originally Posted by jaynarie View Post
Normal, law-abiding landlords require renters insurance all the time. Since your landlord isn't law abiding, it doesn't surprise me that he/she does not require it.


Our landlord charges us $12 a month on top of the rent for renter's insurance. In my previous apartments it was always optional but not in this place.
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