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Old 01-01-2015, 02:46 AM
 
Location: Florida
20,143 posts, read 20,252,538 times
Reputation: 23757

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Here's a wish for 2015 to be a
HAPPY NEW YEAR

 
Old 01-01-2015, 12:02 PM
 
Location: SW US
2,266 posts, read 2,086,106 times
Reputation: 3935
We had snow last night, the icy kind. It's still below freezing at 3200'. This is southern Arizona outside Tucson. We aren't used to this, and too many pipes are exposed.
 
Old 01-01-2015, 02:11 PM
 
Location: SoCal desert
8,092 posts, read 13,357,744 times
Reputation: 14875
I stayed up late enough last night to see Elton John sing "I'm still standing yeah yeah yeah ..." and still woke up at 6 AM! Bah!


Today was a milestone for me.
I filed (online) for Social Security.

 
Old 01-01-2015, 02:17 PM
 
5,428 posts, read 6,645,614 times
Reputation: 10563
Did you have any problems filing on line. Is there anything to look out for? I plan to file next week
 
Old 01-01-2015, 02:38 PM
 
Location: SoCal desert
8,092 posts, read 13,357,744 times
Reputation: 14875
Quote:
Originally Posted by theoldnorthstate View Post
Did you have any problems filing on line. Is there anything to look out for? I plan to file next week
It was a complete breeze!
Here's what they ask ...
***
Name: ?
Social Security Number: ?
Date of Birth: ?
Gender: ?
Blind:?
Disabled:?
Mailing Address: ?
Reside at this address:Yes/No
Residence Address:
Phone: ?
Best time to call: ?
Email Address: ?
Preferred language for speaking: ?
Preferred language for reading: ?
Place of Birth: ?
U.S. Citizen: ?
Type of Citizenship:?
Any other Social Security Numbers used: Yes/No
Any other names used:?
Other Name 1:?
Currently married:?
Any prior marriages:?
Any prior marriages that lasted at least 10 years:?
Any prior marriages that ended due to spouse's death:?
Have any children:?
Worked or will work for an employer in 2015:?
Self-employed in 2015:?
Worked outside the US:?
Agree with earnings history as shown on Social Security statement:Yes/No
Neither working for an employer nor self-employed in 2015 or later, last year worked: ?
Ever work in a job where U.S. Social Security taxes were not deducted or withheld:?
Benefits should start in: (they give you dates)
The specific reason this start date was selected:No longer working
Own or co-own a bank account to use for Direct Deposit:?
Account Type:?
Routing Number:?
Account Number:?
Any previous application(s) for Medicare, Social Security, or Supplemental Security Income benefits:?
A Remarks Box where you can write a message if you need to
****
All sorts of drop-down menus ...it took me between 5 and 10 minutes to finish.
And they email you immediately, telling you can check status after 5 business days.
 
Old 01-01-2015, 03:09 PM
 
8,322 posts, read 12,075,881 times
Reputation: 18521
Quote:
Originally Posted by Escort Rider View Post
I don't use emoticons, or hardly ever - I am old school in that respect. But there is a new thread about funding retirement if there is no pension involved. The OP specified (bolded and underlined) "if you don't have pensions". I was wondering how long it would take someone with a pension to chime in: The answer: post #4. All the poster said (basically) is: Well, we have pensions. Duh!!? I didn't comment in the thread, but if I had I would have searched for that emoticon. It's quite incredible how many people (that poster not being alone by any means) are so eager to talk about themselves that they seize every opportunity to do so regardless of how meaningless it is. Wow, they have pensions so they don't need to withdraw anything or live off of dividends. Imagine that!! My pulse raced from the excitement. (Emoticon here striking its head in disbelief).

Disclaimer: I admit that I am occasionally guilty of making off-topic posts, but for some reason the example above struck me as taking the cake.
Quote:
Originally Posted by newenglandgirl View Post
Happens all the time. I just now posted a reply and could not resist the emoticon, but at least I didn't use the smash-head one.
Yes, but you both missed the bigger problem with the responses in that thread....and you wouldn't have had to wait until post #4 to find it.

The OP specifically stated that he posed his question here rather than in personal finance because he wanted to hear from retirees whether they use dividends & interest to pay their living expenses or whether they draw a specified percentage from their overall portfolio. The very first response was from a non-retiree who began a philosophical discussion on which was better. (The exact type of discussion that would occur in the personal finance forum and the exact reason that he didn't post it there.) The second response in the thread continued this philosophical discussion and the thread then took off in that direction. The whole raison d'etre for the thread being in the Retirement forum was thus lost.
 
Old 01-01-2015, 03:31 PM
 
Location: Near a river
16,042 posts, read 19,171,694 times
Reputation: 15656
Quote:
Originally Posted by MadManofBethesda View Post
The OP specifically stated that he posed his question here rather than in personal finance because he wanted to hear from retirees whether they use dividends & interest to pay their living expenses or whether they draw a specified percentage from their overall portfolio. The very first response was from a non-retiree who began a philosophical discussion on which was better. (The exact type of discussion that would occur in the personal finance forum and the exact reason that he didn't post it there.) The second response in the thread continued this philosophical discussion and the thread then took off in that direction. The whole raison d'etre for the thread being in the Retirement forum was thus lost.
The Retirement Forum can be a repository for wayward, confused souls. Problaby how I ended up in it.
 
Old 01-01-2015, 04:47 PM
 
Location: Los Angeles area
14,017 posts, read 17,939,286 times
Reputation: 32336
Quote:
Originally Posted by newenglandgirl View Post
The Retirement Forum can be a repository for wayward, confused souls. Problaby how I ended up in it.
I'm tempted to say your honesty is refreshing, but I would never say such a thing, so I won't.
 
Old 01-02-2015, 06:45 AM
 
Location: Verde Valley AZ
8,766 posts, read 9,841,864 times
Reputation: 11350
Quote:
Originally Posted by Windwalker2 View Post
We had snow last night, the icy kind. It's still below freezing at 3200'. This is southern Arizona outside Tucson. We aren't used to this, and too many pipes are exposed.
My granddaughter and her family live at Marana. The kids were is heaven with what snow they got. I live a couple hundred miles north of you guys and the lowest temps we've had was about 13 degrees. Yep, my pipes froze! Still a LOT of snow around but the streets are good, if not dry, and the snow is really starting to get that 'dirty' look. I'll be glad when it warms up a tad.
 
Old 01-02-2015, 09:09 AM
 
Location: SW MO
23,605 posts, read 31,774,833 times
Reputation: 29102
Quote:
Originally Posted by newenglandgirl View Post
The Retirement Forum can be a repository for wayward, confused souls. Problaby how I ended up in it.
DANG! Ya figured me out.

Quote:
Originally Posted by AZDesertBrat View Post
My granddaughter and her family live at Marana. The kids were is heaven with what snow they got. I live a couple hundred miles north of you guys and the lowest temps we've had was about 13 degrees. Yep, my pipes froze! Still a LOT of snow around but the streets are good, if not dry, and the snow is really starting to get that 'dirty' look. I'll be glad when it warms up a tad.
I feel cheated. The only snow we've had thus far is an hour's worth a week or so ago and it was pitiful. Nighttime temps have gotten down to the very low 20s on occasion and are slated for a few nights in the low to mid-teens next week. No excitement at all.

What's the use of moving back to the land of four seasons in retirement if you can't have some honest snow? Might as well just hibernate. No sunbelt seekers here.
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