U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 09-16-2011, 06:46 PM
 
Location: SW MO
23,605 posts, read 31,514,657 times
Reputation: 29081

Advertisements

Oh, my! Complaining about receiving money because it's not on YOUR preferred schedule. I'd say it's incumbent upon you to budget accordingly for the "worst" case that it might just come on time.

We have no problem with SS at all (regular SS at least). We're scheduled to receive our payments on the third and fourth Wednesdays, respectively, and they always hit our bank the day before.

Some things in life just aren't worth the trouble of getting wrapped around the axle about, or cursing.
Reply With Quote Quick reply to this message

 
Old 09-16-2011, 06:48 PM
 
Location: OH>IL>CO>CT
5,243 posts, read 8,427,372 times
Reputation: 7191
According to
Benefit payment dates for Social Security

retirement and disability pay dates are the same (Wed)
Reply With Quote Quick reply to this message
 
Old 09-16-2011, 06:53 PM
 
Location: Los Angeles area
14,018 posts, read 17,759,876 times
Reputation: 32309
I stand corrected about the possibility of SSDI pay dates being different from regular SS pay dates. I was just grasping at straws trying to make sense out of the OP.
Reply With Quote Quick reply to this message
 
Old 09-16-2011, 10:07 PM
 
5,090 posts, read 13,557,318 times
Reputation: 6928
Quote:
Originally Posted by Escort Rider View Post
To Florida.Bob and JMKing: Both the written post and the link agree with each other. However, the OP specified he is getting SSDI, which is not the same as a retirement benefit. Is it possible that SSDI payments are on Thursdays? I get a regular SS retirement benefit, and it comes on a Wednesday (always) just as you two are saying.

To the OP: You are cutting things way too close if one week makes all that much difference. Although this will not be easy based on your statements, you should try to get a few bucks ahead so that you always have a cushion.
NO, the rule is the same:

"Social Security disability, survivor, and retirement benefits are paid in the month after they are due. The benefit payment day is determined by the beneficiaries' birth date."

Benefit payment dates for Social Security


The exception is:

"Beneficiaries receiving benefits prior to May 1997 or receiving both Social Security benefits and SSI payments will have a payment date of the third of the month."

I am in the exception group and I receive my SSDI on the 3rd of the month.

I also agree. You are cutting it too close. Do not live from paycheck to paycheck. I learned that when I worked and I do the same now that I am on Social Security. You still need emergency funds and a bank account. Save a little and get ahead of your expenses.

Somewhere along the line, you can count on some mistake in your payment, either by the bank or Social Security. It could take time to fix, so be prepared.

A little bit of advice when dealing with government people: have patience and control your temper. For the person you are talking to may not be the cause of your problems. Some are overworked and, yes, some are stupid; but overall my experiences that most, by far, are willing to help.

Livecontent
Reply With Quote Quick reply to this message
 
Old 09-17-2011, 07:09 AM
 
Location: The South
767 posts, read 2,004,869 times
Reputation: 687
Quote:
Originally Posted by BadKittehs View Post
I started receiving SSDI back in March of 2011. They sent me a letter that my direct deposits would be on the 4th Thursday of each month. Every month the deposits have been sent on the 3rd Thursday and posted on the next day in my account. A couple of times it didn't come in early in the day and when I called them they stated that it wasn't due to come in until the 4th Thursday, but it always came in later that day anyway.

Yesterday was the 3rd Thursday. I have been checking all day and still no funds. When we called, I was told that it was not supposed to be sent until the 4th Wednesday. (On a previous call I was told that they never send funds out on a Wednesday!)

I don't know what to believe anymore. Since this is my only source of income, I need to know for sure when it will be coming in. Do I believe what they tell me or go by what they have actually done? If it's not supposed to be sent until the 4th Thursday then why have they been sending it on the 3rd one all this time?

I am assuming it is not going to show up today at this point, which puts us in a pretty good bind with no food, no gas and no way to pay our bills that are due NOW. I guess I can see how Social Security is in so much trouble. If this is typical of how they manage things it's a wonder it has lasted as long as it has.
You are really going to be upset when it gets cut out.
Reply With Quote Quick reply to this message
 
Old 09-17-2011, 07:41 AM
 
Location: Location: Location
6,353 posts, read 7,838,998 times
Reputation: 18590
I suggest you call your creditors, all of them, and explain the situation. Some years ago, I was having some financial difficulty and found that by advising my creditors and asking for a little more time, I was able to come through on the other side with no real damage to my credit. Just don't hide.
Reply With Quote Quick reply to this message
 
Old 09-17-2011, 07:45 AM
 
29,809 posts, read 34,900,894 times
Reputation: 11730
Quote:
Originally Posted by thatdurncat13 View Post
My SSDI comes on the 4th Wed. of the month. Never been "late". As jmking said, it comes as close to your birth date. You were told to expect it on the 4th Thurs. I would go with that. You just got lucky and got it early for a few months. Don't depend on it to be a week early.
Yeah there is no issue. They are getting it always by the date stated and often earlier. I often get mine earlier but I don't plan on it. They would have grounds to complain if told the 3rd Thurs and it came the 4th. I guess it is hard to be nice to folks these days.
Reply With Quote Quick reply to this message
 
Old 09-17-2011, 07:47 AM
 
29,809 posts, read 34,900,894 times
Reputation: 11730
Quote:
Originally Posted by Escort Rider View Post
I stand corrected about the possibility of SSDI pay dates being different from regular SS pay dates. I was just grasping at straws trying to make sense out of the OP.
The question might not be when SS deposits the money but when the bank credits it to their account or when they check their account. Yes they were told Thursday but who told them that and were they with SS or the bank?
Reply With Quote Quick reply to this message
 
Old 09-17-2011, 09:01 AM
 
28,276 posts, read 39,940,610 times
Reputation: 36792
To the OP: I would be checking into when your bank is crediting your account. SS payments (direct deposits) are automatic and not controlled in any way by a person (except maybe some programmer somewhere).

Mine are always on time.
Reply With Quote Quick reply to this message
 
Old 09-17-2011, 10:10 AM
 
29,809 posts, read 34,900,894 times
Reputation: 11730
Quote:
Originally Posted by Tek_Freek View Post
To the OP: I would be checking into when your bank is crediting your account. SS payments (direct deposits) are automatic and not controlled in any way by a person (except maybe some programmer somewhere).

Mine are always on time.
Yup, wife SS and pension like clockwork on time or early. The pension errs on the side of being early if the first is on a weekend or holiday. They are very good about making sure all is on time. This is a tricky month if you are cutting it close as the third Wed is on the 21st about as late as it can be. Also the first of the month is on a weekend and hopefully for pensioners cutting it close they will have their pensions deposited on the 30th. Hopefully folks track these things especially if they have their checking accounts set up to auto pay. Not auto debit by their creditor but auto pay by them.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top