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Let's see, the GOVERNMENT told you it would take 2 weeks AND YOU BELIEVED THEM, are you sure your 64 ? You should have learned by now that they never tell the truth.
I turned 62 May 3rd this year-I signed up for my Soc Sec in Feb 2013-and recieved my 1st check in July-2 months after my 62nd Birthday-My cousin turned 62 Oct 5th recieved his 1st check in Nov - 1 month after he turned 62-So why was I penalized another moth and he wasnt? I know a few other folks who got theirs after only 1 month What should i do?
Uh, call Social Security. We can't answer your question, but they can. The number is plastered all over their web site.
Direct deposit is the only way to go - safe, convenient, secure, prompt, no problem if you're travelling. I understand people who are now applying for Soc. Sec. have no choice other than direct deposit, and everybody else will have to convert to it at some point if they're not already on it. Makes a lot of sense - Soc. Sec. saves the postage and also saves the money replacing lost and stolen checks, and it is better for us recipients as I already said. It's a win-win situation.
. I'm not retired yet, but I've had DD at work for several years now. This is so great. My money is in my account and available that very morning; no waiting for checks to be distributed; no standing in line at the bank to cash my pay check; don't have to be present to get paid that day; don't have to worry about the check being sent via mail. The only question I have is, why wouldn't somebody use direct deposit?
I would also recommend that seniors look into on-line banking. Many larger credit unions offer this, too. I love on-line banking. I can check my bank account or transfer money from one account to another or pay my bills from my smart phone/laptop at wifi hot spot while I'm a thousand miles away if I wasn't smart enough to set up my payments before I left on vacation. This is especially useful for snowbirders.
You can also get many if not all of your bills/statements on-line, too.
The only question I have is, why wouldn't somebody use direct deposit?
I think the answer is twofold: First, some older seniors (as in very, very old, say 80 plus) are so stuck in their ways that they just hate doing anything differently. My mother, who died eight years ago at age 90, was like that. She finally acquiesced in having direct deposit of her Social Security check, but she never did like it, saying she never had the feeling that she had received her money. And no, don't ask why she didn't just go online and check the balance - she didn't own a computer and would never even consider getting one.
Second, some people do not have a checking account, as astounding as that may seem. I started a thread about that in the Personal Finance sub-forum a couple of years ago after someone posted about not having one. Amazingly, a fair number of people responded that either they didn't have one or they knew someone who didn't have one. Reasons? People are running away from creditors, or child support, or whatever; they don't trust banks; and I don't remember what all else. They would rather put up with the inconvenience of getting money orders to pay bills. Personally, I can't conceive of living that way.
Social Security created the debit card SS payments a couple of years ago just for such people.
my birthday was sept 18 recived first check nov 20.........dang government??
If it is a retirement check then you were paid timely. You are not paid for a month in which you were not retirement age for the entire month. The only exceptions are if you continue to work or for folks born on the 1st and 2nd of the month. So, if you turned 62 on September 18th and filed timely then your first check would be issued in November for the month of October.
Oh my gosh. After reading this thread it occurred to me that I could actually apply tomorrow to begin receiving early social security benefits in February.
I checked out senior housing a month or so ago, then shrugged it off.
I signed up at our senior center Friday and hopefully I'll start using its gym.
But for some reason, this idea of being eligible in a few months for (early) Social Security benefits is a bit startling. How can that be?
Best time to get it really, all my bills get auto paid between the first and tenth.
Downside is when we do retire, say January 1st, we won't get our first deposit until the end of February.
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. I'm not retired yet, but I've had DD at work for several years now. This is so great. My money is in my account and available that very morning; no waiting for checks to be distributed; no standing in line at the bank to cash my pay check; don't have to be present to get paid that day; don't have to worry about the check being sent via mail. The only question I have is, why wouldn't somebody use direct deposit?
Good question. I have two answers.
