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Old 09-06-2007, 06:18 PM
 
Location: home...finally, home .
7,851 posts, read 12,264,857 times
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There are places in upstate NY where homes are even less than $100K, but they have eleven feet of snow in the winter (at one time!). Any place that has nice weather is probably going to have higher housing costs because it is more desirable.
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Old 09-06-2007, 07:11 PM
 
Location: Forests of Maine
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Quote:
Originally Posted by nancy thereader View Post
There are places in upstate NY where homes are even less than $100K, but they have eleven feet of snow in the winter (at one time!). Any place that has nice weather is probably going to have higher housing costs because it is more desirable.
$100k homes and 11 foot of snow!

Wow!

In two winters here, the deepest snow that I have seen has been less than a foot; and I have seen homes sell for under $50k.
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Old 09-07-2007, 12:25 PM
 
Location: Oxygen Ln. AZ
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Sometimes we can only get 80% of what we want in a retirement area. I would love the climate of HI with the prices of Alabama, but it is unlikely that will happen. There are some great retirement spots in AZ with Queen Creek being one of them. The housing prices are very reasonable if price of home is one of the leading requirements for your retirement. Maricopa AZ, has some new developments starting around $120,000. The shopping coming with new shopping centers popping up all over. Up in north Peoria there is Vistancia. Trend town homes is building some very nice homes starting around $200K. Trilogy is an age qualified community with homes starting around the mid $200Ks. It really feels and looks like an upscale resort. The shopping is here with a Super Target, Home Depot center and lots of other shops.
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Old 09-07-2007, 04:12 PM
 
Location: home...finally, home .
7,851 posts, read 12,264,857 times
Reputation: 16505
In two winters here, the deepest snow that I have seen has been less than a foot; and I have seen homes sell for under $50k.

WOW! HOuses for less than $50K ? That is amazing for someone from Long Island . But, it does get pretty cold during the winter in Maine, doesn't it. How long do the winters last? The rest of the year must be gorgeous, though. It is so pretty up there.
I think that upstate NY has the lake effect that makes them have all that snow.
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Old 09-07-2007, 05:28 PM
 
Location: Forests of Maine
21,667 posts, read 27,623,810 times
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Quote:
Originally Posted by nancy thereader View Post
... WOW! Houses for less than $50K ? That is amazing for someone from Long Island . But, it does get pretty cold during the winter in Maine, doesn't it. How long do the winters last? The rest of the year must be gorgeous, though. It is so pretty up there. I think that upstate NY has the lake effect that makes them have all that snow.
We have seen -10 for a couple days.

Winter seems to last from maybe January to May or so.

Generally a storm blows through about once a week, dumping 4 to 8 inches. Then 5 to 6 days of sunshine to melt most of it away; and then the next storm comes through.

I have been stationed in Ct numerous times [commonly three to four years for each tour of duty] and then immediately after retiring we returned stateside and we lived in Ct for four years before moving finally to Maine. I really do not see much difference in the weather, between Ct and Me. Where Ct will be -6, Maine will be -9.
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Old 09-08-2007, 02:32 PM
 
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Like someone else mentioned on this tread, looking into northern Alabama, Marshall or Madison Counties. The area has 4 seasons, with mild winters. Summers can get hot but only about 10 degrees hotter than Long Island (except for this year). Home prices run the gamut from reasonable to expensive and cost of living is very reasonable. Property taxes are almost non-existant.

Good luck.
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Old 10-08-2007, 12:30 PM
 
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My wife and I retired to New Castle, PA in 2004. We needed to simplify our lives because of financial reasons.

We could not afford anything in our immediate area, so we started a search online at Realtor.com. Dismal. We actually wanted to buy something for no more than $60,000 in 2004. Now depending on where you live, that is probably a joke. One of my former residences, a comfortable 2600 sq ft colonial, was recently on the market for over $700,000, so I do understand if you laugh.

Most of the areas we looked at online had NO houses for $60,000. Not even apartments. Hardly a decent lot. We had to move our search from the eastern U.S., to west of the Appalachians and east of the Rockies, into what folks call the Midwest. Now we began to see things for $60,000, Most were very sad, but things were about to improve.

As we searched smaller towns, you know, 15,000 to 40.000 population, there seemed to be some housing that could be livable for our price. In fact a few, very few, towns with houses in that price range, seemed downright nice. After quite a search, we looked at a small town in Western Pennsylvania, 50 miles northwest of Pittsburgh, called New Castle. (click)

New Castle has had a more stellar past, but is just beginning to go through a small-town renaissance. Brand new state-of-the-art high school, new parks, classic street lights with huge hanging planters everywhere. The factories, for the most part, have gone years ago. But there are now smaller companies sprouting up. And a new industrial park or two. And some new shopping centers. Because New Castle is only 40 miles by divided highway from the world-class Pittsburgh airport, folks who do a lot of flying for business are buying here. Pittsburghers are discovering the area, and deciding that the prices, quality of life, and low crime rate, justify the commute.

Through its ups and downs, New Castle has maintained with pride, a lot of quality housing. And some not so quality housing. We bought somewhere in the middle.

We are just blocks to our hospital, a huge deli-type Giant Eagle grocery store, Sears, Super Wal-Mart, Staples, Lowes, Kmart and more. 20 minutes to an enclosed mall, and 30 minutes to one of the largest outlet centers in the country. We have nearby access to one of the best hospital systems in the world, the University of Pittsburgh Medical Center. We are 6 and 20 miles from two of the highest ranked small colleges in America. (Westminster and Grove City) Sporting and cultural events are available to the public at both schools. Marvin Hamlisch and the Pittsburgh Symphony perform in New Castle. There is a professional quality playhouse. The homes in our area are generally well-maintained, as well as the lawns. The people are welcoming and super friendly. The climate is spectacular in the summer-spring-autumn, and becoming more temperate in the winter. If it snows, the roads are quickly cleared. There is easy access to other areas on interstates 79 and 80, each just a few minutes away, and State Route 60 which is about to become an interstate. It is 5 minutes away. The crime rate is very low in the whole county (Lawrence). New Castle is surrounded by idyllic rolling farmland, largely occupied by the Amish. We employ Amish to work at our home on occasion, at a great price for quality hard work. Perhaps best of all, we have a mayor who reads your email, and actually calls you to see what he can do to help you. Seniors ride most routes on our bus system free, non rush hour. Round-trip bus fares to Pittsburgh are only $6--for everyone, from a brand new (May 2007) $2.5 million park-and-ride lot in downtown New Castle.

We bought our 3 br, 1.5 bath 1600 sq ft craftsman style home for $49,500 in a great neighborhood. We are happy as bugs in a rug!! I loved the Washington DC suburbs for 27 years, but New Castle is one great community.

On September 5, 2007 Pennsylvania approved a $430 million project to be built just outside the city limits of New Castle. Valley View Downs will include a harness racetrack and casino. Taking into consideration the surrounding development that is planned, the project is expected to generate up to 4,000-5,000 new jobs in our immediate area. It is hard to overestimate the economic impact this will have on our town, as well as Lawrence County. This is the largest dollar project ever to be built in our county. We wonder how long our discount housing prices can last. As well as a great affordable retirement destination, we may have to think of housing in New Castle as a really great investment!
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Old 10-09-2007, 11:11 AM
 
Location: Oxygen Ln. AZ
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Could you tell us what your property taxes run for the home you purchased? New Castle sounds wonderful, has to be a catch somewhere. LOL
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Old 10-12-2007, 08:29 PM
 
Location: Branson Area
880 posts, read 1,843,108 times
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Default Take a look around Branson MO

We moved to the Branson MO area earlier this year. We're CA transplants (I was born in Salinas, lived in the Bay Area most of my adult life).

We love it here. Reasonable cost of living, lots of trees, lakes, rivers, etc.
We're in the hills so tornadoes (Callie's are always worried about 'em) don't build up like up in the plains areas.

I love the dry weather of the SW too, but after our first summer out here I've found that it isn't so bad. Plus your body does get used to it or you figure out how to avoid going out in the worst of it.

You can still buy a newer home here under your price objective...or you can buy bigger. But the prop. taxes are pretty reasonable depending on which county your in. Unlike Cal, many states have county property taxes so they aren't the same across the state.

Come on down....we love ex-Cali's...lots of 'em here.
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Old 04-09-2009, 05:52 PM
 
6 posts, read 19,586 times
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Default Affordable Retirement

Quote:
Originally Posted by gregandvicky View Post
Well, I tried but no responses so I guess there is no such place.
Thanks anyway
Well, cross out Florida...housing is high and so is the crime level. People are always taking advantage of the elderly here with scams and robberies. Alot of our friends are moving to central Georgia...not too cold and cheaper living.
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