? re disability near retirement age (spouses, social security, years, benefits)

[arwenmark]

I have a question regarding Social security disability at an older age. I have heard and read but can't find it now that if you become disabled at say 62 or 63 as opposed to just retiring at that age that you recieve your full retirement age or very close in benefits as opposed to a permanently reduced benefit, also that there may be a larger Spousal benefit at spouses full retirement age if one spouse is disabled and other is collecting on their record.

also that while you are collecting the disabilty earlier, that when you read FRA it just switches from Disabilty to Retirement benefits.

Does anyone have any personal experience with this situation and can fill me in? also if anyone can site anything related I would be grateful.
thanks

[lenora]

Originally Posted by arwenmark

I have a question regarding Social security disability at an older age. I have heard and read but can't find it now that if you become disabled at say 62 or 63 as opposed to just retiring at that age that you recieve your full retirement age or very close in benefits as opposed to a permanently reduced benefit, Correct.

... also that there may be a larger Spousal benefit at spouses full retirement age if one spouse is disabled and other is collecting on their record. ??? I can interpret this question at least 3 ways. Is the disabled spouse the wage earner? Is the nondisabled spouse a wage earner? Are both wage earners? Are you asking whether SSA awards a greater amount of benefits to a spouse of a disabled wage earner or whether by claiming disability benefits prior to FRA the wage earner can, practically speaking, increase the amount his spouse will receive in benefits when he or she retires? If the former, no, if the latter, yes. Need more info.

also that while you are collecting the disabilty earlier, that when you read FRA it just switches from Disabilty to Retirement benefits. Correct.

Does anyone have any personal experience with this situation and can fill me in? Professional experience only.

also if anyone can site anything related I would be grateful. Social Security Benefits Handbook Online Edition - Chapter Five See, Section 503
thanks

The link is not an official cite, but I have found it to be a reliable source of information.

[bumpus7]

Originally Posted by arwenmark

I have a question regarding Social security disability at an older age. I have heard and read but can't find it now that if you become disabled at say 62 or 63 as opposed to just retiring at that age that you recieve your full retirement age or very close in benefits as opposed to a permanently reduced benefit, also that there may be a larger Spousal benefit at spouses full retirement age if one spouse is disabled and other is collecting on their record.

also that while you are collecting the disabilty earlier, that when you read FRA it just switches from Disabilty to Retirement benefits.

Does anyone have any personal experience with this situation and can fill me in? also if anyone can site anything related I would be grateful.
thanks

I went on Social Security Disability 12 years ago which paid Regular Retirement benefits with no penalties, but I had to wait 2 year before I would qualify for Medicare benefits which I have and I am 63 now.

The Social Security Administration told me a long time ago that when I reach the age of regular retirement ( I think it will be when I turn 66 ) that I would be changed over to Regular Retirement Benefits and my benefits would remain the same.
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