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Old 09-20-2009, 09:05 AM
 
Location: Forests of Maine
30,682 posts, read 49,455,573 times
Reputation: 19134

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Quote:
Originally Posted by cherwayjo View Post
The worst part of retirement is that your income is cut in half and you have fewer choices in life...money equals choices. The best part is not dreading Mondays.
If your retirement cuts your income in a way that lessens your lifestyle choices; then the 'problem' was in your planning.

We planned for our retirement lifestyle, and worked toward that goal.

Yes I do have less gross income now; however this is exactly the lifestyle which we planned to live here.
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Old 09-20-2009, 12:04 PM
 
Location: Lakewood OH
21,699 posts, read 23,668,169 times
Reputation: 35449
Even the most careful planning can go astray. I am living right now on a "pretend" income which is less than what I actually earn. My salary normally isn't the greatest, but I am trying make do on less so I can not only save something out of each paycheck but be prepared when I am able to cut down to part-time work. That way there will be less shock when I actually have to do it.
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Old 09-21-2009, 05:51 AM
 
Location: DC Area, for now
3,517 posts, read 12,052,621 times
Reputation: 2141
Quote:
Originally Posted by Minervah View Post
Even the most careful planning can go astray. I am living right now on a "pretend" income which is less than what I actually earn. My salary normally isn't the greatest, but I am trying make do on less so I can not only save something out of each paycheck but be prepared when I am able to cut down to part-time work. That way there will be less shock when I actually have to do it.
I've been doing this for the last 2 years, so I'm pretty sure my reduced income will work for me after I retire.
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Old 09-21-2009, 08:06 AM
 
Location: Western Colorado
11,090 posts, read 12,475,857 times
Reputation: 26116
Quote:
Originally Posted by cherwayjo View Post
The worst part of retirement is that your income is cut in half and you have fewer choices in life...money equals choices. The best part is not dreading Mondays.
Seriously? Wow. My income has tripled and I have more choices now than I did when I was a worker bee. I guess I planned right.
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Old 09-21-2009, 09:39 AM
 
21,044 posts, read 19,562,296 times
Reputation: 5930
Quote:
Originally Posted by Ozark Nana View Post
Just a curious question. I will be "retiring" in March and am terrified at the thought that I won't have "somewhere to go" each morning Monday-Friday! I have worked since I was 13 years old only taking a week or so off when I had my 3 boys. I have no idea what it feels like to STOP working! I have hobbies that I have always wanted to "devote more time to" but how many hours a day can you do those without getting bored!!

Anyone care to share their experiences and what they did?

O.Nana
How did it feel??

Well, it reminds me of Fred Astaire singing, "Heaven, I'm in heaven!"


I did experience mini-panic attacks at first probaly due to having to do something , in a hurry, every day for the last 45 years.

But I got over it!

I have a zillion little projects to do and the feeling of being able to do them, on my own schedule is absolutely heady....I can even ignore them and not feel badly about it..

Bored? Yup, for a minute or two and then I practice the Joy of Doing Nothing.
Of gardening slowly....and then having time to just look at it.

Of welcoming unexpected "drop in" friends and relatives. And accepting spur of the moment invitations.

Spending as much time as I want at the library.

Eating slowly.

Forgetting things ....and not caring.


Going to bed when I'm tired and getting up when I'm not.

Sunrise.



Remember the little things and remember , practice makes perfect


If you're really bored...volunteer, visit older folks in nursing homes and listen to them, we will be them someday.
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