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Old 02-18-2013, 06:23 PM
 
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No one in my family;wife has entered a hursing home and they lived into 80's.most I know of that have got senile in very latter years.
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Old 02-18-2013, 06:47 PM
 
Location: Florida -
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Quote:
Originally Posted by jasper12 View Post
The number one reason family puts old folks in nursing homes...is...incontinence. changing Dad's diapers and changing bed sheets becomes a task most people prefer not to deal with. I took care of my Grandmother at home for years. But after her last fall, she broke her hip and needed full time care and advanced chronic pain management, it was too much.

I see things changing. ..long term care is really becoming more like "short term" care...seems to me folks are being assessed, and only last 6 to 9 months at a nursing home. Otherwise, after a stroke or something they send you to 30-90 day rehab and back home if you are doing okay.
You are probably right on two counts. I think that a major reason folks make advance preparations for ALF/NH care is to avoid subjecting themselves and their loved ones to the indignity of incontinent care. Perhaps as great a contributor to the need for ALF/NH care is Alzheimer's, which inevitably exceeds the capabilities of the most dedicated home-care efforts.

One of the reasons NH care may wind-up being so short-term is the often prohibitive costs of ALF/NH care for folks with no financial preparations (as you likely know, Medicare covers neither - and one must spend-down their entire financial estate to qualify for Medicaid ALF/NH assistance). In addition to the financial implications, extended home-care wreaks a huge toll on the surviving spouse or caregiver. Long Term Healtcare today is only the 'tip of the iceberg' facing the ever-growing 'boomer retiree population.'
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Old 02-18-2013, 08:18 PM
 
9,682 posts, read 15,867,988 times
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Originally Posted by Escort Rider View Post
What a great original post. My father told me when I was a child that a person who has something for sale cannot be counted on to tell the truth about that product or service. I have never seriously considered purchasing long term care insurance because I do not consider it acceptable to live in a nursing home. That would not be "living" in my opinion, but would be death in life. I would find some way to end my life instead of acquiescing to live in a nursing home.
You and me both, friend! I've been a patient in rehab facilities. The only thing that kept me going was the knowledge that it was temporary, for 60 days while I recovered from a hip replacement.

I know I have longevity in my genes, but also some health problems. This year I decided to "get real" about my health. I really, really am eating right, exercise, etc, etc, have lost 20 pounds, blood pressure and blood sugar under control, all the "fats" in the right ratio, etc, etc. No nursing home for me!
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Old 02-18-2013, 08:29 PM
 
9,682 posts, read 15,867,988 times
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Quote:
Originally Posted by jasper12 View Post
The number one reason family puts old folks in nursing homes...is...incontinence. changing Dad's diapers and changing bed sheets becomes a task most people prefer not to deal with. I took care of my Grandmother at home for years. But after her last fall, she broke her hip and needed full time care and advanced chronic pain management, it was too much.

I see things changing. ..long term care is really becoming more like "short term" care...seems to me folks are being assessed, and only last 6 to 9 months at a nursing home. Otherwise, after a stroke or something they send you to 30-90 day rehab and back home if you are doing okay.
Ah, yes, incontinence care. Hey, that's why people are in facilities....but that has always been the greatest source of abuse when I've been hospitalized. I've had 2 hip replacements, and 2 spinal fusions. I was NOT allowed to get up for any reason whatsoever...including---pee ( I NEVER called it pee until I had no choice, seems that's all nursing staff uses or understands), well, ever try putting on the call light because you need to "pee?' You get either ignored, or downright hostility. I've been screamed at, threatened, had my IV pulled because I "didn't need all that fluid"---although I had an infection, the IV was for antibiotics, and the placement of the IV was extremely difficult---but the nurses got annoyed I kept "peeing" so they pulled the IV, then later told the doctor I demanded it be taken out----I've had fluids withheld, all to keep me from "peeing". Sorry, it happened anyways...........WTH are those nurses doing, anyways, that they're so "busy" they can't perform basic care? The last straw, they wanted me to use a diaper, when I had a fresh wound from a hip replacement and an infection! Guess I should have apologized for being in their facility....for which the charge was $1200/day, for a semi-private room, and all the hostility to come with it!


No, I think death is preferable than living a hell because you need to "pee" Look,all lives end sometime, why stretch out the bitter end?
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Old 02-18-2013, 08:48 PM
 
Location: Near a river
16,042 posts, read 18,978,143 times
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Quote:
Originally Posted by MaryleeII View Post
Ah, yes, incontinence care. Hey, that's why people are in facilities....but that has always been the greatest source of abuse when I've been hospitalized. I've had 2 hip replacements, and 2 spinal fusions. I was NOT allowed to get up for any reason whatsoever...including---pee ( I NEVER called it pee until I had no choice, seems that's all nursing staff uses or understands), well, ever try putting on the call light because you need to "pee?' You get either ignored, or downright hostility. I've been screamed at, threatened, had my IV pulled because I "didn't need all that fluid"---although I had an infection, the IV was for antibiotics, and the placement of the IV was extremely difficult---but the nurses got annoyed I kept "peeing" so they pulled the IV, then later told the doctor I demanded it be taken out----I've had fluids withheld, all to keep me from "peeing". Sorry, it happened anyways...........WTH are those nurses doing, anyways, that they're so "busy" they can't perform basic care? The last straw, they wanted me to use a diaper, when I had a fresh wound from a hip replacement and an infection! Guess I should have apologized for being in their facility....for which the charge was $1200/day, for a semi-private room, and all the hostility to come with it!


No, I think death is preferable than living a hell because you need to "pee" Look,all lives end sometime, why stretch out the bitter end?
Marylee, you're really on a roll tonight with this post and your new thread about taking heirlooms and shoving it. Nice to see some posts with fire to them. You sound like my dear late mother.
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Old 02-18-2013, 09:11 PM
 
9,682 posts, read 15,867,988 times
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Originally Posted by newenglandgirl View Post
Marylee, you're really on a roll tonight with this post and your new thread about taking heirlooms and shoving it. Nice to see some posts with fire to them. You sound like my dear late mother.

Hey, its my way of venting......the world's full of crap! No, I'm not a writer, I just "write". Thanks for the comments
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Old 02-18-2013, 09:19 PM
 
12,825 posts, read 20,144,092 times
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The Boomers will completely overwhelm the long term care infrastructure of the US.

Home care will have to become the main way to cope.

The whole paradigm needs to change. Many LTC plans cover home care / assistants.

Of course it is catastrophic and meant to protect a shared nest egg if one spouse needs that nest egg to survive after the earlier declining spouse has an extreme situation lasting more than 90 days. It is geared toward upper middle class and lower upper class people who are too wealthy and have too much at stake to wait for Medicaid to kick in and are too poor to self insure.
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Old 02-18-2013, 09:51 PM
 
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From what I have read the facilties to serve early boomer is already shfting the buildig market. many areas with not much employment that are otherwise beautiful places are getting new hositals and other facilities to serve the market.Where there is market this huge it will draw investment.Early years yet for boomers retiring.
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Old 02-19-2013, 06:18 AM
 
Location: Near a river
16,042 posts, read 18,978,143 times
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Originally Posted by MaryleeII View Post
Hey, its my way of venting......the world's full of crap! No, I'm not a writer, I just "write". Thanks for the comments
I'll think of you as "Maxine." Funny Maxine Cards, Everyday Greeting, Maxine's Crabby Road | Hallmark
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Old 02-19-2013, 06:21 AM
 
Location: Near a river
16,042 posts, read 18,978,143 times
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Quote:
Originally Posted by BayAreaHillbilly View Post
The Boomers will completely overwhelm the long term care infrastructure of the US.

Home care will have to become the main way to cope.

The whole paradigm needs to change. Many LTC plans cover home care / assistants.

Of course it is catastrophic and meant to protect a shared nest egg if one spouse needs that nest egg to survive after the earlier declining spouse has an extreme situation lasting more than 90 days. It is geared toward upper middle class and lower upper class people who are too wealthy and have too much at stake to wait for Medicaid to kick in and are too poor to self insure.
I agree...it's the boomer generation (us) that's going to overwhelm the system. After we pass on, new models will emerge. Those with the least income/assets will get aid. It's those in the middle (class) who are going to have a really tough time, imo.
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