anybody work part time while they are retired. (social security, depression, state)

[captnemo]

I am 62. If I stay homeI will go nuts. I would like to retire and mayvbe work 2 days a week starting at age 64. My retirement age is 66, but no way will work to end.

[Curmudgeon]

Mutually exclusive terms: work and retirement

[luvmyhoss]

Better age is 65. Working 2 days a week shouldn't affect ss depending
of course on amount. Right now you can make approx. 1200 per month
with no deduction. Working is always an option because if you make
too much ss will recalculate at FRA.

[eidas]

are there part time options with your current employer?

I'm retired from the the real work world & do home care (kinda like volunteering, but get paid) -- can work as much/little as I want -- I choose little. It keeps me scheduled. When DH retires this year I will either work more or not at all

[nmnita]

Originally Posted by captnemo

I am 62. If I stay homeI will go nuts. I would like to retire and mayvbe work 2 days a week starting at age 64. My retirement age is 66, but no way will work to end.

oh I think many do. At our church we probably have 1/4 of our retireees working part time, a few in a local bank, some are checkers or box persons at one of our grocery stores, I was a part time travel agent unti the end of 2012, we have a few retired clergy that still work on call, and my husband has a pet sitting business. We also have a few that do taxes, a couple that have small home businesses and a couple people we know design web sites. They all work for different reasons, some for spending money, some to make ends meet and some just to stay busy..

[nmnita]

Originally Posted by luvmyhoss

Better age is 65. Working 2 days a week shouldn't affect ss depending
of course on amount. Right now you can make approx. 1200 per month
with no deduction. Working is always an option because if you make
too much ss will recalculate at FRA.

It happened to me when I first retired at 62. I started getting bonuses from the travel agency I was working for at the time. I knew I had gone over the limit and I expected to get penalized, but when the letter came, informing me I would not get a SS check for 7 months, it was a bit of a shock. Especially because by then I was retired. We had moved to a new state even. Of course,eventually I went back into the travel industry,but by then I was 65 and allowed to make any amount without penalty.

[luv4horses]

One thing about working and social security benefit depression. It is not permanent. You will get that money back later as a boost to your benefits in the future. The boost is just spread out over such a long time that it does not seem like one, but according to the soc sec webpages, you will get it back.

[accufitgolf]

I retired at 62. 2 years later got a bit bored. Went to work partime at an office superstore 6 hours a day for 3 days a week, then cut it to 6 hours a day for two days per week. They let me dictate the days. When they got pressed, they knew I would help like work a weekend once i a while, work late to close, etc.

Typical low level retail but as I knew I could walk out anytime and was not looking to advance there was no pressure. Show up on time, clean, and sober. No brainer. Cashed the check every week and it was my spending money. Did it for 3-4 years then finally, really retired.........LOL

[Escort Rider]

Originally Posted by Curmudgeon

Mutually exclusive terms: work and retirement

Here's one of those rare occasions where I disagree with my good friend Curmudgeon. Most concepts are relative, not absolute - some exceptions would be death and pregnancy, although even in those cases we speak about being half-dead and very pregnant.

There is a hell of a difference between full-time and part-time work. After retirement from my career job seven and a half years ago, I continued to work some weekends at moonlighting jobs which I had already had, and I did some special projects on weekdays lasting from three or four days up to a maximum of five weeks; I liked and enjoyed all of them. My free time increased by a factor of three or four, I could sleep in many mornings, my flexibility for travel increased tremendously, and by the time I would start to get stressed/tired working on a special project, it was over and a period of no work at all followed.

I had a wonderful time during those years of part-time work! I didn't need the money, so I didn't stress about how long those opportunities would continue. When I got the definite feeling of having "been there, done that", I gave up the jobs/projects one by one over the years until now the only thing I do for pay is one single project in July which lasts five weeks. Even that one is relaxing and easy - four hours a day four days a week teaching chess classes to children in an enrichment summer school. When will I give that final thing up? I don't know because I'm not tired of doing it yet - I look forward to it and it energizes me.

[StealthRabbit]

Originally Posted by Escort Rider

Here's one of those rare occasions where I disagree with my good friend Curmudgeon. ....I had a wonderful time during those years of part-time work! I didn't need the money, so I didn't stress ... When will I give that final thing up? I don't know because I'm not tired of doing it yet - I look forward to it and it energizes me.

Work takes on a WHOLE different meaning when it is on YOUR terms. A Johnny Paycheck song is coming to mind... "take this job and SHOVE it, I ain't work'n here no more!"

There are many great PT jobs suitable for retirees, (and some FT jobs that Retirees can do in 1/2 the time expected).

There are quite a few PERKs to having a retirement job. My current gig provides me with FREE travel and LOTS of airline and hotel points for MY future use. The income has allowed me to buy a few items that I wanted, but not planning on buying. Shoes, food, eyeglasses, and a couple new (antique) toys. ...

Now... back to that DOWNSIZING thread