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Old 07-23-2013, 04:11 AM
 
Location: Florida
23,170 posts, read 26,179,590 times
Reputation: 27914

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Quote:
Originally Posted by akck View Post
We have an expert in the family, so we'll get his call on what alternatives are available. When the choice was between an expensive drug or nothing, a cheaper alternative is better than nothing. For us, our health insurance in retirement will cover prescriptions.
Just for funnsies, then, ask what the 'cheaper' alternative for one of the biologics like Humera, Remicaid or Enbrel might be.
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Old 07-23-2013, 07:29 AM
 
31,683 posts, read 41,024,360 times
Reputation: 14434
Interesting news on this topic. Ray Lucia who is often quoted for his advice has been fined and banned by the SEC for spreading misleading information. Lucia was a proponent of using buckets and spending from a safe bucket. The SEC alleged that the historical data he used was false and misleading.
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Old 07-23-2013, 01:39 PM
 
Location: Alaska
5,356 posts, read 18,538,403 times
Reputation: 4071
Quote:
Originally Posted by old_cold View Post
Just for funnsies, then, ask what the 'cheaper' alternative for one of the biologics like Humera, Remicaid or Enbrel might be.
Just a sec. I'll ask.
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Old 07-23-2013, 03:17 PM
 
Location: Alaska
5,356 posts, read 18,538,403 times
Reputation: 4071
Quote:
Originally Posted by old_cold View Post
Just for funnsies, then, ask what the 'cheaper' alternative for one of the biologics like Humera, Remicaid or Enbrel might be.
Quote:
Originally Posted by akck View Post
Just a sec. I'll ask.
Okay, he said there might be alternatives, but they won't work the same way and may be less effective. More information is needed before an alternative can be thought up. What is the treatment for? What drugs have been used? Are there other health conditions and drugs being taken? etc.
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Old 07-23-2013, 04:57 PM
 
Location: Florida
23,170 posts, read 26,179,590 times
Reputation: 27914
Quote:
Originally Posted by akck View Post
Okay, he said there might be alternatives, but they won't work the same way and may be less effective. More information is needed before an alternative can be thought up. What is the treatment for? What drugs have been used? Are there other health conditions and drugs being taken? etc.
Although some are used for different conditions, the one I was thinking of is Rheumatoid Arthritis.
These are usually tried after other standard treatments have failed since the cost is prohibitive....over $1000 a month.
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Old 07-23-2013, 05:02 PM
 
Location: Near a river
16,042 posts, read 21,963,273 times
Reputation: 15773
Quote:
Originally Posted by TuborgP View Post
Interesting news on this topic. Ray Lucia who is often quoted for his advice has been fined and banned by the SEC for spreading misleading information. Lucia was a proponent of using buckets and spending from a safe bucket. The SEC alleged that the historical data he used was false and misleading.
This was quite a while back.
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Old 07-23-2013, 05:18 PM
 
31,683 posts, read 41,024,360 times
Reputation: 14434
Quote:
Originally Posted by newenglandgirl View Post
This was quite a while back.
Google the latest, May was one hit this month another and far more consequential.
http://www.sandiegoreader.com/weblog...ties-industry/
Quote:
The Securities and Exchange Commission (SEC) today (July 8) banned San Diego-based radio personality Ray Lucia from associating with an investment adviser, broker or dealer, revoked his license and that of his former company, and slapped both with a fine -- $50,000 to Lucia and $250,000 to his former firm. On Sept. 5 of last year, as reported here, the securities agency charged the syndicated radio host with spreading misleading information about his "Buckets of Money" strategy (about which he has written books.) The SEC charged that Lucia misleadingly claimed that this strategy had been "backtested," or subjected to historical data to see how it would have performed in earlier market conditions. Lucia denied the charges and a series of hearings ensued.
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Old 08-01-2013, 09:56 AM
 
6,844 posts, read 3,955,058 times
Reputation: 15859
Default At least Obama got one thing right.

Yaaay for Obamacare!
Quote:
Originally Posted by TuborgP View Post
Our supplemental is 100 percent employer paid and hopefully will remain that way. We have Aetna PPO and each have our own benefit. Part of the problem for retirees was the lifetime cap on programs. I believe the Affordable Care Act eliminates that.
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Old 08-01-2013, 10:20 AM
 
Location: SW MO
23,593 posts, read 37,462,837 times
Reputation: 29337
Quote:
Originally Posted by bobspez View Post
Yaaay for Obamacare!
Well, that part of it at least, along with eliminating pre-existing condition restrictions. As for the rest...
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Old 08-01-2013, 04:25 PM
 
Location: Ponte Vedra Beach FL
14,617 posts, read 21,479,126 times
Reputation: 6794
Quote:
Originally Posted by Curmudgeon View Post
Well, that part of it at least, along with eliminating pre-existing condition restrictions. As for the rest...
The rest is a stone cold loser for healthy younger people of middle or lower means. I'll leave those people to vote in their own self-interests (which they apparently aren't doing). Robyn
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