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We have an expert in the family, so we'll get his call on what alternatives are available. When the choice was between an expensive drug or nothing, a cheaper alternative is better than nothing. For us, our health insurance in retirement will cover prescriptions.
Just for funnsies, then, ask what the 'cheaper' alternative for one of the biologics like Humera, Remicaid or Enbrel might be.
Interesting news on this topic. Ray Lucia who is often quoted for his advice has been fined and banned by the SEC for spreading misleading information. Lucia was a proponent of using buckets and spending from a safe bucket. The SEC alleged that the historical data he used was false and misleading.
Just for funnsies, then, ask what the 'cheaper' alternative for one of the biologics like Humera, Remicaid or Enbrel might be.
Quote:
Originally Posted by akck
Just a sec. I'll ask.
Okay, he said there might be alternatives, but they won't work the same way and may be less effective. More information is needed before an alternative can be thought up. What is the treatment for? What drugs have been used? Are there other health conditions and drugs being taken? etc.
Okay, he said there might be alternatives, but they won't work the same way and may be less effective. More information is needed before an alternative can be thought up. What is the treatment for? What drugs have been used? Are there other health conditions and drugs being taken? etc.
Although some are used for different conditions, the one I was thinking of is Rheumatoid Arthritis.
These are usually tried after other standard treatments have failed since the cost is prohibitive....over $1000 a month.
Interesting news on this topic. Ray Lucia who is often quoted for his advice has been fined and banned by the SEC for spreading misleading information. Lucia was a proponent of using buckets and spending from a safe bucket. The SEC alleged that the historical data he used was false and misleading.
The Securities and Exchange Commission (SEC) today (July 8) banned San Diego-based radio personality Ray Lucia from associating with an investment adviser, broker or dealer, revoked his license and that of his former company, and slapped both with a fine -- $50,000 to Lucia and $250,000 to his former firm. On Sept. 5 of last year, as reported here, the securities agency charged the syndicated radio host with spreading misleading information about his "Buckets of Money" strategy (about which he has written books.) The SEC charged that Lucia misleadingly claimed that this strategy had been "backtested," or subjected to historical data to see how it would have performed in earlier market conditions. Lucia denied the charges and a series of hearings ensued.
Our supplemental is 100 percent employer paid and hopefully will remain that way. We have Aetna PPO and each have our own benefit. Part of the problem for retirees was the lifetime cap on programs. I believe the Affordable Care Act eliminates that.
Well, that part of it at least, along with eliminating pre-existing condition restrictions. As for the rest...
The rest is a stone cold loser for healthy younger people of middle or lower means. I'll leave those people to vote in their own self-interests (which they apparently aren't doing). Robyn
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