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Old 05-20-2014, 03:51 PM
 
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Does anyone know if they exist? I don't want to go thru list after list after list of best places to retire. I'd rather pay a professional who does this for a living to identify some areas based on my answers to many questions, and the possibly narrow down the list and start looking at actual areas for me.
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Old 05-20-2014, 04:09 PM
 
29,779 posts, read 34,867,277 times
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Quote:
Originally Posted by Molli View Post
Does anyone know if they exist? I don't want to go thru list after list after list of best places to retire. I'd rather pay a professional who does this for a living to identify some areas based on my answers to many questions, and the possibly narrow down the list and start looking at actual areas for me.
There are any number of posters in the forum who would provide you that service free or at little charge Many of us have spent many time posting on the best place to or not to retire to.
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Old 05-20-2014, 09:05 PM
 
Location: Florida
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l do not think they exist but you might contact the AARP and ask.
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Old 05-20-2014, 09:36 PM
 
48,516 posts, read 83,932,349 times
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No one can realistically do that for you with any accuracy.
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Old 05-20-2014, 09:43 PM
 
Location: Los Angeles area
14,018 posts, read 17,737,509 times
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Quote:
Originally Posted by texdav View Post
No one can realistically do that for you with any accuracy.
I agree with Texdav. The factors are numerous and complicated, and weighting them is complicated also. We can make lists and/or spreadsheets till the cows come home, but nothing can take the place of boots on the ground experience to get the feel of a place.
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Old 05-21-2014, 02:09 AM
 
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escort , i would disagree with that reply because real retirement planning has nothing to do with spreadsheets, calculators and withdrawal rates.

there are some excellent planners out there such as ED SLOTT and his followers that operate under his teachings .

the 2nd half of the game can be a virtual minefield and few planners excell in that part of the game.

a good one is very important to have. if you want to understand why i suggest you read or watch some of ed slotts stuff. i would disagree with the comments above and the reason they are saying negative things is because they do not understand the things that a good planner can do .

it isn't about withdrawal rates or allocations at all . it is about taxes ,social security choices and manipulating the system so you preserve as much as you can for yourself and heirs.


it is all about income taxes,estate taxes , inheritance taxes , rmds , and social security options that can leave over 100k on the table if you do not optimize things .

things like life insurance manipulations to turn forever taxable ira money into never taxable ira money , stretch iras and roth manipulations are just some of the techniques a knowledgable planner can utilize.

the problem is most folks are not knowledgable at all in the 2nd half of the game and what do they need a solution to if they don't know they have a problem.

here is a little sample of ed slott

https://www.youtube.com/watch?v=GSJoFaIy27c of ed slott

Last edited by mathjak107; 05-21-2014 at 02:48 AM..
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Old 05-21-2014, 03:49 AM
 
71,568 posts, read 71,730,589 times
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there are a few parts to the video , this is another part of it, i think there may be a total of 6 videos but i will just post a piece .

https://www.youtube.com/watch?v=IM7rXU7HJNM
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Old 05-21-2014, 05:44 AM
 
Location: Central Massachusetts
4,800 posts, read 4,847,776 times
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Quote:
Originally Posted by Molli View Post
Does anyone know if they exist? I don't want to go thru list after list after list of best places to retire. I'd rather pay a professional who does this for a living to identify some areas based on my answers to many questions, and the possibly narrow down the list and start looking at actual areas for me.

Molli they do exist. As some have stated they are the number crunchers that can come up with a draw down strategy to your savings. They can help you maximize your income with strategic investment strategies. Even some can point to locations that will fit your needs if you explain to them what you are looking for. As mathjak says here they are out there. The ones that excel in that location strategy are a bit harder to find but they are out there. I have talked with a couple of those and so far I have not pulled the trigger to higher them. I went to them thinking I would hire but after talking with them I found myself actually on the right path. I may in the future. But it is something you have to do yourself. They are recommenders. You need to hear their recommendations and from that put together the plan that suits you. Adjust your plan as necessary.

As for some of the other suggestions these are viable as well. Lots of us here at C-D/retirement and other groups have long discussions when new posters like yourself come up with questions. There are city groups on here and if you are interested in life in them for your retirement plan visit them. Post questions there.

I find this forum exactly what I need. If someone posts a suggestion here it is usually backed up by facts that can be checked. Opinions are another matter. But we are swayed by opinions many times in many ways. Why is the retirement planning any different.

So I guess to end my piece here if you have a lot of money that you have saved up you might need a planner or an advisor. If you have just questions, and not a big nest egg stick around. Read through some of our older threads. Ask some new questions. We here are all doing the same looking and learning or as some put it lurking. There are some of those but we welcome them as well.
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Old 05-21-2014, 08:36 AM
 
Location: Los Angeles area
14,018 posts, read 17,737,509 times
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Default Time-out here. What is the OP asking?

I read the OP to be asking about the non-financial side of the retirement decision. I may be wrong (may have misinterpreted the OP), but that's what my earlier post in this thread was predicated on. By "lists and spreadsheets" I did not have in mind primarily financial matters. One can make a spreadsheet containing various kinds of data and characteristics.

OP, please come back and clarify.
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Old 05-21-2014, 09:46 AM
 
2,319 posts, read 2,489,884 times
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Quote:
Originally Posted by Escort Rider View Post
I read the OP to be asking about the non-financial side of the retirement decision. I may be wrong (may have misinterpreted the OP), but that's what my earlier post in this thread was predicated on. By "lists and spreadsheets" I did not have in mind primarily financial matters. One can make a spreadsheet containing various kinds of data and characteristics.

OP, please come back and clarify.
You are right --- my OP had nothing to do with the financial side of retirement. I was thinking hat with the huge numbers of people who are retiring, that planners may enter the field. Wedding planners have been around for ages. Retirement planners could be a very productive enterprise. I'm not going to discuss what I want on an internet message board. I think I'll call my financial planner and see if they are aware of any retirement planners like I'm looking for.
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