U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 05-21-2014, 11:14 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,608 posts, read 39,974,527 times
Reputation: 23749

Advertisements

Quote:
Originally Posted by City__Datarer View Post
For a retiree who doesn't need to depend on the local economy to earn a living... beautiful beaches/sunsets, and on the whole very nice people. ...-my impression is there are a lot of good places to choose from for retirees.)
Beach retirement in a foreign location is totally affordable. Often less than $500/ month for housing, and food can set you back about $3/ day eating out.
Reply With Quote Quick reply to this message

 
Old 05-22-2014, 12:24 AM
 
Location: Haiku
4,117 posts, read 2,580,412 times
Reputation: 6068
Our average day time temperature is 77 in the winter and 82 in the summer. Ocean water temp is between 77 and 80, year around. We do need an air conditioner, in fact don't even own one. Last hurricane was more than 20 years ago. We get enough rain that we rarely water anything on our land. Only trouble is, this is not anywhere near the east coast.
Reply With Quote Quick reply to this message
 
Old 05-22-2014, 08:48 AM
 
Location: Glenbogle
730 posts, read 1,027,828 times
Reputation: 1046
A caveat for anyone who is thinking of buying a house either ON or very close to (meaning within a mile or two) of the water along the East coast: Pay very close attention to the flood maps and also get at least one homeowners insurance rate quote on the house you're considering. You don't want to have gone to contract on a house and then find out, two weeks before the closing, that you either can't get normal (affordable) homeowners insurance at all, and that you'll have to end up paying triple for a high risk policy instead; or that if you want flood insurance it's going to cost you $$$$.

Be aware, if you've never lived on the coast or in a flood zone before, that premiums for flood insurance are going to rise dramatically over the next few years because FEMA will no longer be subsidizing them. Although you may not be required to have flood insurance, because you don't have a mortgage, you may nevertheless want it for peace of mind because no homeowners insurance covers flood damage.

Hurricane Sandy changed the insurance landscape for coastal areas just as much as it changed the physical one.
Reply With Quote Quick reply to this message
 
Old 05-22-2014, 12:05 PM
 
48,516 posts, read 83,955,483 times
Reputation: 18050
Sandy just changed what people where warned in the past. Standards of home building on most of southern coast where already much higher than effected areas .But then floods also effects any area near major rivers every year. High elevation can suffer as we have seen far from coast in sandy because of run off patterns. So basically the flood insurance is going to effect most home owners as flooding is often a matter of when one gets a rain or water of some type that floods the area. There are many more flooding events in areas not near the cost caused by rain fall very year.
Reply With Quote Quick reply to this message
 
Old 05-22-2014, 12:15 PM
 
Location: Savannah GA/Lk Hopatcong NJ
13,106 posts, read 24,895,899 times
Reputation: 11146
For me it would be Wilmington/Southport NC
Hubbie wants SW FL....I hate Fl with a purple passion, but he says NC isn't warm enough in winter, maybe so, but it can't be as cold as NJ.

I've now asked him if he wants that much warmth to check out the AL and MS gulf coasts..I'd be miserable in FL
Reply With Quote Quick reply to this message
 
Old 05-22-2014, 01:04 PM
 
Location: Tennessee
34,691 posts, read 33,700,331 times
Reputation: 51915
Besides flood insurance, you might want to ask questions about tourist season if you don't live in a tourist town now.
Reply With Quote Quick reply to this message
 
Old 05-23-2014, 06:17 AM
 
Location: Savannah GA/Lk Hopatcong NJ
13,106 posts, read 24,895,899 times
Reputation: 11146
Quote:
Originally Posted by LauraC View Post
Besides flood insurance, you might want to ask questions about tourist season if you don't live in a tourist town now.
Oh Lord yes....we were in Cape Coral Fl over the winter..more than likley the #1 reason I hate FL with a purple passion...WAY TOO MUCH TRAFFIC...ugh
Reply With Quote Quick reply to this message
 
Old 05-23-2014, 06:50 AM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,935,948 times
Reputation: 6716
Quote:
Originally Posted by tabc08 View Post
I would love feedback from the thousands of us out there that are researching where to retire along the Southeastern coast. From VA to NC to SC to GA to FL. Where have you looked, what has made an impression? What are the top priorities on your check list and what communities are in the lead?

Thank you. Sharing will hopefully eliminate a lot of leg work for everyone!
Doesn't matter what our top priorities are. What are yours ? Weather - size of place - amenities - price range - etc.? You're talking about > 1200 miles of coast line on the Atlantic side (more if you count the Florida gulf coast) - and that's a lot. Robyn
Reply With Quote Quick reply to this message
 
Old 05-23-2014, 07:04 AM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,935,948 times
Reputation: 6716
Quote:
Originally Posted by njkate View Post
For me it would be Wilmington/Southport NC
Hubbie wants SW FL....I hate Fl with a purple passion, but he says NC isn't warm enough in winter, maybe so, but it can't be as cold as NJ.

I've now asked him if he wants that much warmth to check out the AL and MS gulf coasts..I'd be miserable in FL
Depending on the part of NC you're looking at - it can be almost as cold or as cold as NJ in the winter (if you're not talking about the western part of the state - the part with hills/mountains - it is *somewhat* warmer - which means that instead of snow storms - you wind up with ice storms). Also - except in the western part of the state - it's every bit as hot as Florida in the summer. My late inlaws lived in Southern Pines (near Pinehurst) and it had zero to less than zero weather advantage over other parts of the SE IMO.

IMO - all of the SE (except the small part that's at "altitude") is hot hot hot in the summer (if you're right on the coast - it's a little cooler than inland - but not much). The only difference will be the severity of the winters (which can of course vary year to year). Robyn
Reply With Quote Quick reply to this message
 
Old 05-23-2014, 07:21 AM
 
Location: Sunny Florida
7,136 posts, read 11,017,375 times
Reputation: 9460
We wanted to be somewhere warm where we could be outside every day gardening, walking the dogs, biking, and being active. Real trees, not just palm trees, were on our list. Affordable, sustainable, and walkable to the library, grocery, small restaurants, our doctor, dentist, community pool, and other things we use on a regular basis was a high priority. We also desired close proximity to I-75, an international airport, and within an hour of the beach. We researched for years and make countless exploratory trips before we found a location that fit our hit list. The Carolinas and Georgia were lovely, but just too cold. Texas was great and came in second to Florida for various reasons. We've been in Florida almost three years now and we are very happy with our choice. I've decided this place is my climatic paradise. I just love it here. Do your research and you'll find your perfect spot. Best wishes.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top