U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Old 07-04-2014, 04:20 PM
Location: Ponte Vedra Beach FL
14,628 posts, read 17,938,980 times
Reputation: 6716


P.S. Good pictures - which you and I take - are a dime a dozen. Especially animal and nature pictures. I am very interested in great photographers - especially contemporary ones. Ranging from Cindy Sherman to Sebastião Salgado. Take advantage of New York in terms of seeing photography exhibitions. Best I ever saw there were a Salgado exhibition. Also an exhibition of every photo that had ever won a Pulitzer prize.

If you're interested in photography - I suggest taking a trip to Los Angeles and visiting the Annenberg Space for Photography - which tends to have fabulous exhibits:

Home | Annenberg Space for Photography

Reply With Quote Quick reply to this message

Old 07-04-2014, 06:46 PM
71,700 posts, read 71,801,099 times
Reputation: 49265
we have a 4 day workshop planned with a fabulous photographer at acadia national park on the coast of maine. after that we have a 14 day tour planned covering the southwest national parks.
Reply With Quote Quick reply to this message
Old 07-07-2014, 03:43 PM
358 posts, read 223,239 times
Reputation: 627
I was on a business trip to Philadelphia last year and even Barnes and Noble store in downtown Philadelphia had armed security guards.

As to NYC, if you aren't wedded to that idea, why not look at Washington, D.C. You can find places to live in the district or Maryland or Virginia. The mass transit in D.C. is excellent and it's easy to get anywhere including the airports.

There are tons of free things to do in D.C. I didn't look up any crime statistics but I find it hard to believe it's any more
dangerous than NYC. You need to exercise care in any big city.
Reply With Quote Quick reply to this message
Old 07-17-2014, 03:43 PM
1 posts, read 790 times
Reputation: 10
have you considered estate taxes when looking at MA NY CT?
Reply With Quote Quick reply to this message
Old 07-17-2014, 04:07 PM
71,700 posts, read 71,801,099 times
Reputation: 49265
ny now is headed as high as the federal exemption. we are at over 2 million this year and headed to 3 next year. we will raise it every year until we hit million.
Reply With Quote Quick reply to this message
Old 07-17-2014, 04:24 PM
Location: Ponte Vedra Beach FL
14,628 posts, read 17,938,980 times
Reputation: 6716
Originally Posted by mathjak107 View Post
ny now is headed as high as the federal exemption. we are at over 2 million this year and headed to 3 next year. we will raise it every year until we hit million.
New York still sucks as a place to die with a sizeable estate:

The New New York Estate Tax Beware A 164% Marginal Rate - Forbes

Reply With Quote Quick reply to this message
Old 07-17-2014, 04:59 PM
71,700 posts, read 71,801,099 times
Reputation: 49265
nothing a simple disclaimer trust can't fix until the state gets its act together.. with it jumping a million a year up to 5 the answer is don't die until your hurdle is clear and you won't need to activate the trust.

Last edited by mathjak107; 07-17-2014 at 05:13 PM..
Reply With Quote Quick reply to this message
Old 07-17-2014, 05:44 PM
Location: Austin
12,246 posts, read 6,958,901 times
Reputation: 13507
I lived and worked in Manhattan for over 20 years. It is an amazing city and very elderly friendly IF you have money. Virtually anything you want can be delivered including groceries, medications, laundry, pet care, etc. Health care is also the best in the world, probably. The city is a wonderland of things to explore, too.

On the negative side, making friends might be very difficult for older people. I made friends through work. People, even neighbors, are pretty reluctant to make friends.
Reply With Quote Quick reply to this message
Old 07-30-2014, 02:22 AM
Location: Brooklyn, NY (Crown Heights/Weeksville)
993 posts, read 1,029,180 times
Reputation: 1098
My husband and I retired to NYC a year ago. We've lived in a half-dozen places in the northeast U.S. and Canada for career and family, so cold winters and humid summers are doable. We are decidedly middle-class.

We chose NYC for the cultural opportunities, the lift of being around diverse ethnicities and generations. Most importantly, 2 of our 3 young adult offspring chose NYC to live some time ago (8 years). They guided us patiently on so many things, from neighborhoods to transportation, until we got the hang of it ourselves. We all live in the same neighborhood in Brooklyn. That proximity saves us a lot of money that we used to spend flying around to visit each other for holidays!

We own and live in a much smaller space than during our working lives, but I'm enjoying being able to actually clean this entire 2-BR apartment and DONE. I prefer this to the family house we sold that seemed to always be in charge of me.

Addressing some of the issues of this thread (which I read in its entirety):

HEALTH: as seniors in charge of our own time, we are healthier because we walk daily to use a subway to a cultural destination, or walk-shop groceries home by cart in this neighborhood. We still have our big old dog, which gets us out onto our block regularly. Doggie was the real ice-breaker to meet new neighbors, plus we are both pretty friendly and chatty by nature. Medical care is excellent.

TRANSPO: Everyone here wrote about the subway, but once we lived here we learned the bus routes also. Buses go everywhere the subways go, plus they fill in the areas where there aren't subways. They are bright, air-conditioned and take longer than subways due to traffic. In rush hour, buses and subways are standing-room-only, but why would we ever ride during rush hour? We don't. Taxicabs help for specific situations, such as me coming home solo after 10 p.m. or a very large grocery shop.

Buses keep you at street level; no long staircases like the subway stations. Buses have "kneeling steps" that reach down to street level when any senior or disabled person boards or exits.

NEIGHBORHOOD: We're in Central Brooklyn to get away from the Manhattan apartment rental prices.

PATTERNS: We putter around our home or do neighborhood activities for 2 days or so; every 3rd day we do something FABULOUS anywhere we please in NYC (all boroughs). We consult websites that cover what's free to do in NYC (Timeout or DNAInfo) each day or weekend. There's scores of activities that are free or low-cost.

Examples: we're up at 6 a.m. to line up for free tickets to Shakespeare in the Park (just saw John Lithgow and Annette Benning in King Lear) or to Lincoln Center Outdoors free concert tribute to Pete and Toshi Seeger. We research Off-Off-Broadway productions seating 99 people or fewer, for $20. We go for Equity Actor Showcase prouctions by the strong troupes such as Flux Theatre, Boomerang or Retro. Museums have free hours each week that are manageable to schedule when you live here all the time. Most cultural activities we choose cost $25 or less apiece, but a few times yearly we'll splurge like a tourist and go see Broadway.

CHALLENGES: We didn't realize this, but old friends and extended family of every age pop up in NYC for their work or pleasure. We enjoy seeing them, but don't escort them to tourist attractions since they always seem to be blowing their budgets. Instead, we join them for a light snack somewhere, or walk the HighLine or Central Park together. Since we're in Brooklyn, they usually prefer to sleep in Manhattan for their own convenience, which is more than fine with us. On rare occasion, someone does sleep over. Agemate couples reciprocate by treating us to one dinner out. When it's a young adult niece or nephew, on a student budget, they get a free ride. We enjoy seeing a lot of people this way, and do not feel lonely or isolated in retirement.

This first year of retirement, we basically spent moving and settling in. Once summer ends, we hope to dig in and participate more by volunteering, joining a choir, taking classes as we launch our 2nd year as NYC retirees.

Last edited by BrightRabbit; 07-30-2014 at 03:20 AM..
Reply With Quote Quick reply to this message
Old 07-30-2014, 05:53 AM
2,429 posts, read 3,226,304 times
Reputation: 3330
Only read 5 pages do far. Will go back and read the rest.
My questions or considerations would be (sorry if I missed this info)

- At what age do you want to retire?
- When you say NYC -- do you ONLY mean Manhattan or bust....or you're open to Brooklyn or another borough?

- Are you planning to live there forever... -- just for the 'active years of your retirement" -- OR 'til you're 'resting in peace' taken out feet first -- or possibly HAVE to move for health or safety reasons.
- You say you plan to sell your SFH, and rent in retirement anyway. Once you're renting and downsized, you can always move again. Nothing is UNdoable. If you sell the house and retire to NYC...rent for a couple to a few years, and then want to leave or relocate again...you can. And it WON'T have been a failure or a mistake. This is something you've 'dreamed' of doing...GO FOR IT. Especially in your early active retirement years.

That's why I asked at what age you planned to retire, or sell and move.
If you're doing it at 65 -- if health stays good -- I'd say most people have a good 10 years to at least 75 before they start slowing down. By then you may be ready to move again anyway.
If you're talking about retiring earlier than 65...that means even more years of 'active' NYC retirement life to enjoy....before a change might be needed. And, also 1) you might not slow down until 80! IF then......or live healthy active and vibrant ....enjoying NYC right up -- sorry to say -- until 'the end.'

However it works out I say go for it.

((IF after a few years cost becomes a factor -- THEN you can look at a cheaper city. Personally, I'm a Philly native and will be retiring back there. PA doesn't tax any retirement income!!))

Good luck in the Big Apple. If you can make it there, you can make it anywhere.....
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.

Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top