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Old 09-12-2014, 03:33 PM
 
Location: Lake Arlington Heights, IL
5,481 posts, read 10,404,547 times
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Quote:
Originally Posted by volosong View Post
This is where I'm stuck right now, and this one decision will determine where I move to and where I won't. I'm concentrating my state-side research to the three northern Rocky Mountain states, (i.e., MT, ID, and WY). Staying physically active is very important to me, primarily for the health benefits, but for many other reasons also. I have a lifetime membership in the USTA, (United States Tennis Association), and enjoy league competition. I also cycle, but can do that just about everywhere.

The decision I have to make is just how important playing in a tennis league is to me. If I want to continue into my retirement years, I will be limited to the larger cities in Idaho. There are zero USTA leagues in northwest Wyoming, and the only leagues in Montana are in places I would not want to spend my golden years.

It's a really difficult decision. But I have a couple more years yet to figure out exactly what I want.
I think it depends on the type of cycling you do. Not all areas are good for road cycling, some are not good for mountain biling and other areas don't have many off street paths of any interest. For me, I can't cycle just anywhere and be happy. A very good conversation about really thinking about what one needs to be happy.
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Old 09-12-2014, 08:12 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,622 posts, read 39,986,663 times
Reputation: 23780
Quote:
Originally Posted by cubssoxfan View Post
I think it depends on the type of cycling you do. ...
I think OP is a road cyclist (as am I). Mtn states are generally excellent for cycling (motor and pedal) (Colorado being superior due to popularity and 40+ yrs of support of international road racing for bicycles).

WY is 'wind' / cold / and long distance challenged, but does have nice wide shoulders.

CO is a pretty good state for retirement, (fairly distributed taxation and broad range of Cost of living / environments). I left 30+ yrs ago due to crowding and natural resource constraints. (water). The battleground state politics, state funding, and pollution are additional chronic issues that will continue.

Colorado has pretty great weather for a 4 season state. (sunny winters that can be fairly warm)
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Old 09-12-2014, 08:47 PM
 
Location: Idaho
4,629 posts, read 4,473,076 times
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Quote:
Originally Posted by cubssoxfan View Post
I think it depends on the type of cycling you do...
I'm primarily a roadie. Have a MTB, but probably 98% of my mileage are on the roads and highways. I've cycled in MT and ID, and have never felt in danger for my personal safety. Vehicular traffic is actually much more considerate than where I currently live. Haven't had the honor of riding in WY yet, (except for springtime in Yellowstone when the park is still closed, but open to bicycles). In my travels within the state, I keep an eye out and notice the wide shoulders of the state's roads. Only choke point are bridges over creeks and such, which can be pretty narrow. One can really get into a pedaling rhythm in Wyoming, going for mile after mile without interruption. Only caution is that one would have to carry their own water because it is scarce on the open roads in the basins.


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Old 09-15-2014, 06:03 PM
 
Location: Maryland
282 posts, read 306,166 times
Reputation: 338
[quote=Escort Rider;36383935][quote=MG120;36340548]

Quote:
Originally Posted by kodiakbearcountry View Post

MG120, did you mean SC sales tax (rather than income tax) is 7 percent? That would make more sense to me.

Those vehicle fees really surprise me. They are higher than those in California, which is well known as a high tax state.
As other's have said, income taxes are not everything; and the less income you have the less important they are. But on the topic of taxes this is my understanding:

SC income tax 6.4%
SC sales tax 7.0%
SC personal property tax (cars etc.) Rate about 29% times assessed value. Cars assessed at 6% market value. Other personal property assessed at 10.5%, Then the rate is multiplied by the assessed value, each year.
SC property tax (varies with location, county, city). 9.8% rate times 4% market value.

NC income tax is less, but the combination of the others is slightly higher. So everybody needs to do the math for their situation. My pension is taxed zero in NC, and therefore it far outweighs the other taxes by about $4,000 per year. I can have lots of fun with that money, $333 per month.

TX has zero income tax, but the property taxes are sky high.
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Old 09-16-2014, 01:03 AM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,622 posts, read 39,986,663 times
Reputation: 23780
Quote:
Originally Posted by CSRSJim View Post
...

TX has zero income tax, but the property taxes are sky high.
My property taxes on TX house (Hill Country) are $1700/ yr

Taxes on my WA house (also income tax free state) are $14,400/ yr

Taxes on a rural acreage WA rental house, 1 min away from primary house is $1200/yr

Colorado house (income tax state) = $2800/yr

Assessor may cause you grief.

It is pretty nice to live in an income tax free state, and have a sales tax free state next door. And if you have spendy vehicles (RV) you form an LLC in a Sales tax free state to own your RV. Done all the time by 'fulltimers'.
I pay $40 for LIFE for collector vehicle registration in WA (all my stuff is 25 + yrs old). $40 is std fare for an automobile registration in WA (used to be based on value, but no longer).

Income Tax Free SD is the Domicile of choice. Only one night required to declare residency.

AK is better yet. No Income or Sales Tax!
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Old 09-16-2014, 07:07 AM
 
1,302 posts, read 1,300,564 times
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States with the highest tax rates... FYI

5 States that Will Take the Most of Your Paycheck in Income Taxes
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Old 09-16-2014, 07:25 AM
 
Location: Forests of Maine
30,687 posts, read 49,469,539 times
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Quote:
Originally Posted by Litefoot View Post
I would hate to live in any state that taxed my income.
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Old 09-16-2014, 09:44 AM
 
Location: Albuquerque NM
1,661 posts, read 1,527,824 times
Reputation: 3650
Quote:
Originally Posted by StealthRabbit View Post
My property taxes on TX house (Hill Country) are $1700/ yr

Taxes on my WA house (also income tax free state) are $14,400/ yr

Taxes on a rural acreage WA rental house, 1 min away from primary house is $1200/yr

Colorado house (income tax state) = $2800/yr

Assessor may cause you grief.

It is pretty nice to live in an income tax free state, and have a sales tax free state next door. And if you have spendy vehicles (RV) you form an LLC in a Sales tax free state to own your RV. Done all the time by 'fulltimers'.
I pay $40 for LIFE for collector vehicle registration in WA (all my stuff is 25 + yrs old). $40 is std fare for an automobile registration in WA (used to be based on value, but no longer).

Income Tax Free SD is the Domicile of choice. Only one night required to declare residency.

AK is better yet. No Income or Sales Tax!
My brother lives in a Houston suburb and pays about $7-8K in property taxes on a $225K home. His property taxes are about the same as my property tax and state income tax combined which is sad since his income is about 40% less than mine. And I live in a county with high property taxes so most New Mexicans pay less than what I pay in taxes. Once my brother turns 66 (he is 62), he will get a tax break as he will not have to pay the portion that goes to support schools. He could also suspend his property taxes until he sells the house or dies but would be charged 8% annual interest. My other brother lives in Abilene and pays less than $2K in property taxes but his neighborhood is sort of shabby and I don't think the schools are very good.
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Old 09-16-2014, 12:01 PM
 
649 posts, read 554,600 times
Reputation: 1877
[quote=Escort Rider;36383935][quote=MG120;36340548]

Quote:
Originally Posted by kodiakbearcountry View Post

MG120, did you mean SC sales tax (rather than income tax) is 7 percent? That would make more sense to me.

Those vehicle fees really surprise me. They are higher than those in California, which is well known as a high tax state.
Sorry I didn't see this until now ER, for 2014 the income tax rate on all income above 14,250 dollars is 7 percent. So marginal would be a bit less. Sales tax is also 7 percent which counties can add on too.

The personal property taxes on my 2 cars was 1685 dollars this year, down from 1900 last year. That is every single year. My property taxes on my house was just over 1100 dollars.
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Old 09-16-2014, 12:52 PM
 
10,818 posts, read 8,069,111 times
Reputation: 17029
Quote:
Originally Posted by CSRSJim View Post
TX has zero income tax, but the property taxes are sky high.
Not necessarily.

Quote:
Originally Posted by StealthRabbit View Post
My property taxes on TX house (Hill Country) are $1700/ yr

Taxes on my WA house (also income tax free state) are $14,400/ yr
StealthRabbit is right.
Property taxes in TX are largely controllable. If you buy a moderately priced house and choose your locale carefully, they can be quite manageable. It helps to live outside a city limit.

We live in a county/town with one of the highest "median" assessed tax values in TX. The tax rate, though, isn't bad, it's the McMansion owners that pay out the kazoo. We live in a superb neighborhood in a 2400 sf home. We have the senior and homestead exemption. Our combined county, school, and city taxes last year were $2100, which is nowhere remotely near what we'd be paying in income taxes if we lived in most other states.

Property insurance rates in TX can be another matter though We had to a lot of shopping around this year to keep ours down.
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