U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 08-30-2014, 05:59 PM
 
33,046 posts, read 22,099,000 times
Reputation: 8970

Advertisements

Quote:
Originally Posted by TuborgP View Post
I think there are two broad conversations in this thread:

The validity and worthiness of people for a safety net
The willingness of people to contribute to the safety net.

I don't think there is anyone or perhaps no one posting who others wouldn't consider worthy of support. I suspect there are very few posting who wouldn't be willing to support those posting in the thread. There is this undefined other person who many would back off supporting. There are proposals to tie elderly support including SS to life time earnings. This would enable government to say you could have but didn't. Of course there would have to be adjustments for divorce and health emergencies.

I endorse the concept of tying elderly support to lifetime earnings, but for wage and salary workers, I would give some consideration to lifetime hours worked as well as total lifetime earnings.

e.g. someone who worked x hours at $20/hr would in my world get a lower benefit than someone who worked 2x hours at $10/hr. I view it as rewarding work or not rewarding sloth.
Reply With Quote Quick reply to this message

 
Old 08-30-2014, 06:02 PM
 
33,046 posts, read 22,099,000 times
Reputation: 8970
Quote:
Originally Posted by mathjak107 View Post
Yes i would say anyone still in adulthood that had a life long career at near minimum wage or a wage that does not let them earn enough to meet their goals is a financial failure.

Especially those that have a list of excuses as to why they flip burgers as a career choice.

My career choice is online reseller
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:03 PM
 
71,854 posts, read 71,919,037 times
Reputation: 49413
Well you need to earn some money with that title too.
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:05 PM
 
71,854 posts, read 71,919,037 times
Reputation: 49413
Quote:
Originally Posted by freemkt View Post
I endorse the concept of tying elderly support to lifetime earnings, but for wage and salary workers, I would give some consideration to lifetime hours worked as well as total lifetime earnings.

e.g. someone who worked x hours at $20/hr would in my world get a lower benefit than someone who worked 2x hours at $10/hr. I view it as rewarding work or not rewarding sloth.
Social security alreadys pays low wage earners at a higher rate based on what they earned and paid in then higher income earners.
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:07 PM
 
33,046 posts, read 22,099,000 times
Reputation: 8970
Quote:
Originally Posted by mathjak107 View Post
Well you need to earn some money with that title too.

I am earning some money, just not as much as I could earn if I could do it all from home.
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:09 PM
 
71,854 posts, read 71,919,037 times
Reputation: 49413
Well whatever you are doing isn't working if you are still with your tales of woe.

Obviously you need a new plan and more dough.
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:15 PM
 
Location: SW MO
23,605 posts, read 31,519,632 times
Reputation: 29082
Quote:
Originally Posted by mathjak107 View Post
Yes i would say anyone still in adulthood that had a life long career at near minimum wage or a wage that does not let them earn enough to meet their goals is a financial failure.

Especially those that have a list of excuses as to why they flip burgers as a career choice.
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:31 PM
 
33,046 posts, read 22,099,000 times
Reputation: 8970
Quote:
Originally Posted by mathjak107 View Post
Well whatever you are doing isn't working if you are still with your tales of woe.

Obviously you need a new plan and more dough.

Not really, all I really need is the ability to do it all from home. Like who has to keep items in a storage unit because they don't have living space? So every time I buy something, I have to take it to storage. Then to sell I have to retrieve it from storage and take it to a friend's for listing photos. Try doing that in quantity without a car.
Reply With Quote Quick reply to this message
 
Old 08-30-2014, 06:35 PM
 
29,818 posts, read 34,907,142 times
Reputation: 11735
Quote:
Originally Posted by mathjak107 View Post
Yes i would say anyone still in adulthood that had a life long career at near minimum wage or a wage that does not let them earn enough to meet their goals is a financial failure.

Especially those that have a list of excuses as to why they flip burgers as a career choice.
Many would say that those who flip burgers all their lives also worked all their lives. Folks might have more issues with someone who never worked. Is the single mom who flipped burgers less deserving than the stay at home mom who never worked? Each raised a family and one worked and the other one didn't.
Reply With Quote Quick reply to this message
 
Old 08-31-2014, 02:06 AM
 
71,854 posts, read 71,919,037 times
Reputation: 49413
it really does not not matter in the scheme of things what you do or what you earn. if it isn't enough and all you do is complain you can't do this or can't do that then you failed financially.

you either accept it as is or you find a way to improve it. complaining about it over and over does no good like freemkt does , it is wasted energy and his time would be far better spent finding productive ways of increasing income instead of frequenting forums and complaining while at the same time blaming everything and everyone for his failure to earn a decent wage..

we need those low end workers and those jobs will always be filled just because not everyone can find their way to better paying jobs and that is just the way life is.

many work multiple jobs to meet their goals if they have to , i know i did.

just my opinion..

Last edited by mathjak107; 08-31-2014 at 02:23 AM..
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top