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Old 08-23-2014, 05:04 PM
1 posts, read 635 times
Reputation: 10


Retired in May of this year at sixty five, full retirement sixty six for me, but due to sudden medical issue (wife)
I needed to find a part time job ASAP, health insurance cobra is nine hundred dollars a month.
I received my first check last month and in todays mail received a questionnaire from SSA questioning my income for 2013.

So here is my question , they asked me to estimate my income for 2013 and as I understand it the money I made prior to the end of may is not to be figured in when they ask me how much I will make in 2013 correct?

And this January I will be able to make more because it will be my full retirement year. And my part time job income should only be from june thru January which will put me just a tad bit over the limit for them
any help on this will be appreciated as I don't want to screw up on this and have them come back and say I lied to them,
Thanks in advance for any help
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Old 08-23-2014, 06:54 PM
Location: Florida
4,373 posts, read 3,710,800 times
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First COBRA is not considered qualifying insurance for medicare. Thus be sure you understand how your premium for part B will be calculated when you turn 66. You might need to get insurance on your own to avoid a surcharge for the rest of your life.

Be sure at 65 to sign up for part A. No cost.
I think SS wants your income that would be on your tax return for 2014. They probably do not know what you earned in 2013 let alone 2014. Give them the total for the year and add a footnote saying what was earned from your job and what income you estimate. I would not estimate any income from a job you do not have.

However you could be correct because the money you earned before retirement does not count toward your earnings cap.

I have not seen your letter but you could est only after retirement and footnote the before retirement. You can call their 800 number to confirm what you learn here. You will not always get correct answers from SS so best to do your own research before calling.
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