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Old 12-28-2014, 05:08 PM
 
Location: California
3,904 posts, read 4,885,614 times
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Eastern Ohio or Western Pennsylvania

Which do you think gives retirees a better deal. According to
Kiplinger's Retirement map it is Pennsylvania. However, eastern Ohio
seems to be less expensive. Then again, Pennsylvania gives
retirees more breaks. I would be interested to see how those that
are already living there or plans to move to one of these thinks.
Thanks in advance for your response.
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Old 12-28-2014, 05:36 PM
 
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They grow much better pot in Eastern Ohio (so I'm told).....
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Old 12-28-2014, 05:58 PM
 
Location: California
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I probably won't be growing pot. Specifically have been interested in Salem, Ohio
and Franklin, Pennsylvania.
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Old 12-28-2014, 06:58 PM
 
Location: The Triad (NC)
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Quote:
Originally Posted by Kerby W-R View Post
Eastern Ohio or Western Pennsylvania

Which do you think gives retirees a better deal.
I think this is gonna come down to being a Browns or Steelers fan.
Once out of the Cleveland region neither area has much to recommend it...
certainly not one over the other.
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Old 12-30-2014, 01:02 AM
 
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Quote:
Originally Posted by Kerby W-R View Post


I probably won't be growing pot. Specifically have been interested in Salem, Ohio
and Franklin, Pennsylvania.
Well, I don't know about Salem because I never have been there.

But I did drive through Franklin once, on the way to and from Drake's Well, a little town that boasts the first working oil well in this country. Drake's Well has a museum dedicated to the very early oil industry in this country, has replicas of the first drilling equipment. Fascinating. Unbelievably, the only other people there were a family from Brazil, one of whose sons worked in the offshore industry there. I asked them what had prompted them to make the trip. They said that they were tourists, and had come to visit DC, and since they were so close, they figured that making the trip to Drake's Well was just a hop, skip and jump. Brazil must be an unfathomably large expanse. I live near DC, and it was a relentless slog and what I would call a looong trip - easily 300 miles.

Back to Franklin. It is an old-timey little town that has seen better days, has plenty of modest houses on the streets lying parallel to each side of Main St. I happened to drive through while they were having a 4th of July celebration. You can't tell much by driving through a place, but it looked like LOTS of community spirit - seemed like the whole town was lined up on both sides of Main St waiting for the parade to start. Most of the town's kids were in that parade, looked like.

Personally, I thought it was a great place - but sort of challenging to get to, and from, from DC. I don't think my kids would ever willingly make the trip and of course, they have no roots there. For a childless person, it would be easy to blend into the community - the town has a definite community vibe, and there were lots of churches for a town of that size. Quite a few of the young men in the area join the military after high school - it is the most viable employment prospect. If I were childless, it is the kind of place I would be very content in, and it would by no means threaten my retirement nest egg to live there. Stunning countryside all around as well. Green. Lots of creeks. Not desert, like California.

Franklin is not one of the coal mining or smelting towns - it was a distribution center for the early oil industry. It is (barely) commutable to Pittsburgh. Close enough to go spend a day in the city. Pittsburgh has two AAU rated universities - Carnegie-Mellon and the University of Pittsburgh. Therefore, the town is not insular, and the kids grow up with the understanding that there is a wide world within which to aspire.

For me, the decision does not revolve around money. It revolves around relationships, and a feeling of place. If I were childless, I could develop that in Franklin. Personally, I want to be within at least a reasonable distance of one of the kids, so I've got an excuse to cook or whatever for a Sunday dinner.

Well, that's all I know about it. Tax-wise, ABC is the order of the day (anywhere but California). If logistics were not a factor, PA would be a great choice - nice scenery, far enough off the beaten path of the I-95 corridor, few prospects of running out of water, great scenery and hiking (if you like that kind of thing), affordable living. I would be interested in your impressions if you make the trip. Best wishes!
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Old 12-30-2014, 03:00 PM
 
Location: California
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Thank you for your information. We live in San Francisco, so we're not from the desert. I have
been to both (Salem, Ohio & Franklin, Pennsylvania) and like them equally. I'm trying to decide economically as a retiree which
one makes more sense.

Last edited by Kerby W-R; 12-30-2014 at 03:13 PM..
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Old 12-30-2014, 03:50 PM
 
Location: Lakewood OH
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Well, I just moved to Cleveland from Portland, OR last June and I am liking it a lot. I can finally breathe free that my small fixed income isn't being eaten up just by trying to survive. I don't know anything about the small towns though.
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Old 01-02-2015, 04:09 PM
 
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I would want to add the WV panhandle to this discussion. Especially the northern half of the panhandle.
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Old 01-02-2015, 04:32 PM
 
Location: Sacramento
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Ohio can have much higher taxes for retirees. Not only does Ohio tax a lot of retirement income sources, they also have quite a few additional taxes depending upon where you live. They have a "school income tax" in many school districts, and this is in addition to state and local income taxes.

I am a big fan of Ohio, and would love to live in metro Cleveland given choices. But if cost is a major consideration, Pennsylvania has a better deal for many classes of retirement income.
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Old 01-03-2015, 10:22 AM
 
2,429 posts, read 3,221,383 times
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Quote:
I'm trying to decide economically as a retiree which one makes more sense.
You've already said you like both places. So would consider either.
If the decision mostly comes down to economics -- only you know your numbers. Look up the taxes -- or tax breaks in each.
(local and state, real estate and sales, etc.) ...and go from there.
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