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Old 08-05-2015, 03:11 PM
 
29,809 posts, read 34,894,042 times
Reputation: 11730

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Quote:
Originally Posted by mathjak107 View Post
nope you certainly can't and it goes both ways . which is why anyone who makes general comments about anyone else's budget being to low or to high can't speak for anyone else .

you see it all the time in these discussions where folks go if you need more than x amount you must be squandering money away or if you own a house you shouldn't need more than x amount .

but they fail to realize just like we all need different incomes when we work we all need different incomes when we don't.

i know i always viewed our retirement as the reward for scrimping ,saving , stressing over investments all our lives.

we always planned on living better in retirement than we did while working and raising a family.

so when folks tell us how we shouldn't need more than x amount because the median amounts are in that range my answer is bull! my vision of our retirement is very different from anyone elses vision and what someone else sets as a budget .
How much does any couple or individual need in retirement? Enough to love retirement and not look back at previous decisions and practices and wish/ponder things had been done differently!
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Old 08-05-2015, 04:02 PM
 
Location: Central NY
4,686 posts, read 3,256,586 times
Reputation: 12012
BellaDL: Quoting from your above post: Quite a number of times, it seems that people either misread or misinterpreted others' postings and got upset for no good reasons.

Simple question: Who determines if someone is upset for no good reason? What may sound like nonsense to some is downright serious to others. If there is to be respect expected, then respect also has to be given.

I am sure a lot of postings here have to do with my recent encounter in the SS thread. There was one poster (thank God) who seemed to understand and wrote a very good response and I did not feel I was being put down at all. Not everyone (me) understands a lot of what they are talking about and it is assumed that I do. They could not be more wrong. Several people posted different sites to visit for information and since I was feeling quite overwhelmed and did not have time to look up a particular person's suggestion, I was asked if I had looked at it followed by "obviously not". A little time would have been nice. My eyes aren't working as well as they should.

And I am considered the "rude" person. I guess if several people who have more info than I do feel they can just bully their way through and I end up feeling like a jerk. Does anyone care about that?

I originally thought this thread and a few others were friendly but after I write something, I quickly discover how very wrong I am.
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Old 08-05-2015, 04:04 PM
 
71,779 posts, read 71,875,234 times
Reputation: 49345
Quote:
Originally Posted by TuborgP View Post
How much does any couple or individual need in retirement? Enough to love retirement and not look back at previous decisions and practices and wish/ponder things had been done differently!
The most correct answer yet.
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Old 08-05-2015, 04:05 PM
 
Location: Eastern Washington
14,272 posts, read 44,963,902 times
Reputation: 12892
Quote:
Originally Posted by Escort Rider View Post
The meaning of the word "forum" is any public meeting place or medium for open discussion. There is no reason why the Retirement Forum should have a different definition. That can certainly include "reassurance", but if it's limited to reassurance then it's no longer a forum and a large number of participants have been unceremoniously excluded.

The unspoken assumption of what the goal of this Retirement Forum is leads to much talking past each other and ironically, much acrimony. Therefore, it is a good thing that you have brought your opinion out into the open so that it, too can be discussed. (You are not the first, but this topic is so important).

Actually, a discussion and a debate are essentially the same thing, the difference amounting to semantic hair-splitting. Debate is not a bad word. You and I are having a debate right now. A debate does not have to be rude, or angry, or insulting, although it can be all those and more. Personal attacks ARE against the rules, of course, and that is where we are so grateful that this is a moderated site.

I am desperately attempting to retain the Retirement Forum as a forum, a place where various views and opinions can contend, and I have the City-Data Terms of Service (rules) on my side. The rules say nothing about limiting our posts to reassurance. Again, there is nothing wrong with reassuring others, but there is a basic difference between group therapy and a forum. If some derive comfort from the reassurance of others here in the Retirement Forum, that's fantastic, but, again ironically, when those who believe in reassurance as the sole goal try to "enforce" that, things often get very nasty. (I am not saying you are among the "enforcers", ReachTheBeach).

This is the most important discussion conceivable in the Retirement Forum. It would be such a shame if it ceased to be a forum. The demise of the forum qua forum is already a source of regret for many, and we have lost a few good people because of it. I know - I get DM's about it.
Indeed. The worst thing people could do to me here, is to let me post up an idea that simply won't work, and instead of debating me or at least offering up some alternative ideas, they decide to "reassure" me that I will be OK.

"Reassurance" is what the Judas goat provides to the sheep entering the abattoir! I'll pass, thanks!
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Old 08-06-2015, 04:02 AM
 
Location: Mount Airy, Maryland
10,478 posts, read 5,941,871 times
Reputation: 16173
Quote:
Originally Posted by M3 Mitch View Post
Indeed. The worst thing people could do to me here, is to let me post up an idea that simply won't work, and instead of debating me or at least offering up some alternative ideas, they decide to "reassure" me that I will be OK.

"Reassurance" is what the Judas goat provides to the sheep entering the abattoir! I'll pass, thanks!
In that case we really should talk about that asbestos factory you were considering investing in.
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Old 08-06-2015, 04:23 AM
 
71,779 posts, read 71,875,234 times
Reputation: 49345
I usually end up going against the grain as i try to get folks to do their own research and to learn that what they heard or parrot from other mis informed people may be a bad idea.
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Old 08-07-2015, 08:57 PM
 
2,675 posts, read 4,540,907 times
Reputation: 2131
Quote:
Originally Posted by mathjak107 View Post
I usually end up going against the grain as i try to get folks to do their own research and to learn that what they heard or parrot from other mis informed people may be a bad idea.
Congratulations on your retirement!
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Old 08-08-2015, 02:24 AM
 
71,779 posts, read 71,875,234 times
Reputation: 49345
thank you
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Old 08-08-2015, 05:04 AM
 
Location: Central Massachusetts
4,800 posts, read 4,855,118 times
Reputation: 6379
Quote:
Originally Posted by mathjak107 View Post
thank you

what the heck are you doing up and on the computer at 4:30am on a Saturday?
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Old 08-08-2015, 05:07 AM
 
71,779 posts, read 71,875,234 times
Reputation: 49345
i am up every day by 3:30 or so . been my routine forever. but i am out cold by 9pm or earlier. usually i am already at the gym by 6:300 -7am . leaving now at 7 am which is late for us .
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