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Old 03-15-2015, 07:24 PM
 
Location: Los Angeles area
14,018 posts, read 17,759,876 times
Reputation: 32309

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Quote:
Originally Posted by modhatter View Post
Hard to understand your thinking here. You are blaming the government for your not being able to buy a home at some point in your life? There were many times that a home could be purchased either through the FHA or Va, for either 0 to 3% down (even with sellers picking up your closing costs). All you needed was a very small down payment and decent credit.

How do you figure it is the government's fault for your not taking advantage of one of these programs?
How were you not allowed to buy a tiny home?
Modhatter, I have been reading his posts for a couple of years. I believe he is saying that zoning regulations in most localities do not allow the kind of very small houses that he can afford, i.e., that there are minimum sizes and minimum lot sizes which he feels are too big. I'm neither endorsing nor condemning his reasoning, just trying to explain it based on his past postings.
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Old 03-16-2015, 03:57 AM
 
71,794 posts, read 71,896,917 times
Reputation: 49350
cramming to many small homes in an area can be more than sewers , utilities , roads, schools , hospitals etc can handle. that is why there are zoning laws.

we saw wall street west fail in the pocono's for the same infrastructure failure.

not enough resources or capacity to support so many people or business.

small homes that size would also likely attract small incomes. since a towns tax base and economy is based on how much folks earn and can spend they rather attract higher incomes with their available real este space by at least requiring more traditionalo size homes .

Last edited by mathjak107; 03-16-2015 at 04:11 AM..
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Old 03-16-2015, 11:03 AM
 
8,870 posts, read 5,149,988 times
Reputation: 10159
Quote:
Originally Posted by NoMoreSnowForMe View Post
I know! I'm poor but I'm so blessed in my location now. Took my dog to the water yesterday, and she hunted rats in the seawall. It was misty, but we went in-between heavy showers. Today it wasn't rainy, but couldn't decide if it wanted to be cloudy or sunny, and I took her to the woods.

I highly suggest, if you're going to be poor, be poor somewhere you enjoy.



This is one of the reasons I put up with the abuse here regarding being on the dole. I can take the abuse, being a feisty Irish/French old gal, and I know others need this info, and to know that others are on the dole with no shame whatsoever.

We paid into the system that takes care of poor old people. It's called insurance. And there's no shame in using your insurance. IMO.
I have visited the city you call home now, and it is indeed a lovely spot on this earth.

I also have lived in Redding, which is unbearably hot, though lovely.
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Old 03-16-2015, 11:08 AM
 
8,870 posts, read 5,149,988 times
Reputation: 10159
Quote:
Originally Posted by modhatter View Post
Hard to understand your thinking here. You are blaming the government for your not being able to buy a home at some point in your life? There were many times that a home could be purchased either through the FHA or Va, for either 0 to 3% down (even with sellers picking up your closing costs). All you needed was a very small down payment and decent credit.

How do you figure it is the government's fault for your not taking advantage of one of these programs?
How were you not allowed to buy a tiny home?
Well, the government never handed him any marketable job skills nor any decent paying jobs. Can you believe the unfairness of that?
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Old 03-16-2015, 07:14 PM
 
2,421 posts, read 3,728,573 times
Reputation: 3455
Quote:
Originally Posted by Escort Rider View Post
Modhatter, I have been reading his posts for a couple of years. I believe he is saying that zoning regulations in most localities do not allow the kind of very small houses that he can afford, i.e., that there are minimum sizes and minimum lot sizes which he feels are too big. I'm neither endorsing nor condemning his reasoning, just trying to explain it based on his past postings.
Ohhhhhh. That makes a little more sense. I just couldn't understand how he came to blame the government for not being able to buy small home (actually I guess the defining word is "tiny") To get away from zoning issues you have to be out in a very remote area I guess. But there are houses that have been built that are only 700 or 800 sq. ft. in established neighborhoods. Even heard some people talking about living in a 600+ sq. ft house.

But I guess if they are not small enough for OP, then you have to put it up on wheels, and that get's around some zoning laws, but again would have to be in a very rural area I imagine.
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Old 03-16-2015, 07:36 PM
 
Location: Idaho
1,456 posts, read 1,158,755 times
Reputation: 5523
Quote:
Originally Posted by modhatter View Post
I just couldn't understand how he came to blame the government for not being able to buy small home (actually I guess the defining word is "tiny") To get away from zoning issues you have to be out in a very remote area I guess.
There are tiny house communities or ecovillages in many states

Tiny House Places

Here is the info about places for tiny houses from that website

"Places to consider:
Your own land - very difficult to achieve, due to zoning regulations.
Backyard - possible either as camping (tiny house on wheels) or an accessory dwelling unit (see below).
RV Park - tiny houses are gaining acceptance in RV parks.
Tiny house community or ecovillage."

When we stayed at an airbnb home in Salmon Creek area near Vancouver WA, a young couple was building a tiny house in the back yard of our host. I don't believe that it will be a permanent structure there and most likely will be moved somewhere when it is completed.

I don't really see much of a difference between an ecovillage and a trailer park. These places are wonderful places for people with low/moderate income to live & way better than living in a city highrise.
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Old 03-16-2015, 09:58 PM
 
33,046 posts, read 22,092,919 times
Reputation: 8970
Quote:
Originally Posted by mathjak107 View Post
cramming to many small homes in an area can be more than sewers , utilities , roads, schools , hospitals etc can handle. that is why there are zoning laws.

we saw wall street west fail in the pocono's for the same infrastructure failure.

not enough resources or capacity to support so many people or business.

small homes that size would also likely attract small incomes. since a towns tax base and economy is based on how much folks earn and can spend they rather attract higher incomes with their available real este space by at least requiring more traditionalo size homes .

What's the difference in infrastructure impact between 12 1-person houses and 4 3-person houses on the same land area? The 12 1-person houses certainly are not going to overcrowd schools and if those people can't afford cars, won't crowd the roads either. I live in an 8-person house with a total of one car.

The idea isn't to alter town demographics, only to allow existing residents to live sustainably in housing they can afford.

You're not complaining when gentrification pushes OUT low income people; your bias is showing. Your solution appears to be that they should vote with their feet.
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Old 03-16-2015, 10:27 PM
 
671 posts, read 667,540 times
Reputation: 1245
Bottom line some people got money,some don't have much but it is what it is. Would of could of and should have thinking has little use in a what now situation...One has to be happy with what they got. Seen people living in trailer parks with a smile and a song in their days and well off retired folks plain miserable. I wouldn't worry much because bills and stretching a dollar falls off the problem list once you die,,and that time will come,guaranteed.......
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Old 03-17-2015, 01:28 AM
 
26,148 posts, read 28,548,775 times
Reputation: 24868
Quote:
Originally Posted by USAGeorge View Post
Bottom line some people got money,some don't have much but it is what it is. Would've, could've, and should have thinking has little use in a what now situation
True, but we in America are really bad at prevention. This crisis has been coming for like, 30 years, and we haven't pulled out heads out of the sand, at the individual, government, or business level.

Quote:
Originally Posted by USAGeorge View Post
...One has to be happy with what they got. Seen people living in trailer parks with a smile and a song in their days and well off retired folks plain miserable. I wouldn't worry much because bills and stretching a dollar falls off the problem list once you die,,and that time will come,guaranteed.......
True. but there's really no question that while there are no guarantees, it's easier to be happy when you have an income that's at least a couple of notches above the poverty level.
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Old 03-17-2015, 02:34 AM
 
71,794 posts, read 71,896,917 times
Reputation: 49350
Quote:
Originally Posted by freemkt View Post
What's the difference in infrastructure impact between 12 1-person houses and 4 3-person houses on the same land area? The 12 1-person houses certainly are not going to overcrowd schools and if those people can't afford cars, won't crowd the roads either. I live in an 8-person house with a total of one car.

The idea isn't to alter town demographics, only to allow existing residents to live sustainably in housing they can afford.

You're not complaining when gentrification pushes OUT low income people; your bias is showing. Your solution appears to be that they should vote with their feet.
it ain't happening !
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