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Old 03-05-2015, 10:17 PM
 
1,734 posts, read 1,952,024 times
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Quote:
Originally Posted by Escort Rider View Post
I have spent a few days at a time in Little Rock four or five different times over the years, visiting my sister. It isn't a place much on the radar for retirees, but I have often thought it would be a nice place to live.

It has a four season climate, but not extreme. There are two or three light snowfalls during a typical winter, but it doesn't stick very long. The summers are pretty hot and humid, but they aren't as bad as the U.S. Gulf Coast. The city is big enough to have an airport with regularly scheduled flights, and big enough to have some cultural activities. There are a number of state parks in the foothills of the Ozarks close enough to Little Rock to drive to for a day hike and still go home that same evening. The cost of living is low, especially compared to the major U.S. cities.

One could do a lot worse than Little Rock.
Noted. However, one of my colleagues makes regular trips with a box truck from the mid-Atlantic to Dallas during the winter. There is something about the warmer air coming up from the Gulf, meeting the polar air coming south from Canada, that makes Little Rock a magnet for ice storms and snow, several times each winter. I-40 (?) through Little Rock - the major E-W thoroughfare - is routinely a hazardous, icy mess.

He made that trip last week, in fact. Threaded the needle on the way back: was running two hours in front of the ice storm sweeping west to east through Dallas, and two hours behind the approaching ice storm in the mid-Atlantic. He drove straight through - only way it could be done without driving on ice.

You gotta have nerves of steel to live in the ice corridor, lol! Best wishes.
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Old 03-05-2015, 10:25 PM
 
14,266 posts, read 24,021,014 times
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Quote:
Originally Posted by andy1918 View Post
Thanks to everyone for your comments and invaluable suggestions. I am getting new perspectives. Reno, Nevada is also looking attractive for its mid-size, weather, taxes, and proximity to California, though some of you have raised the water scarcity concern - is that expected to be a big problem? I had ruled out California because of the taxes but might give it a fresh look. And I just did the Find your spot quiz. It brought up cities like Little Rock, Arkansas among others in the South..
There is not a huge water problem in Reno, although there are occasionally droughts ... followed a few years later by flooding when Lake Tahoe throws off excess water.

Before you head to Reno, make sure that you can handle the weather which can be very dry and windy during the winter months. Consider that for some months a year, it is a bit isolated. Also, you need to determine if the healthcare is adequate for your needs in retirement.

Also, while Reno is located in a no income tax state, do realize that it is not particularly inexpensive. Housing can be pretty expensive as can food.

For the record, Reno was on my "top 10" list for retirement locales but we determined that it could not work for us.
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Old 03-05-2015, 11:01 PM
 
Location: NY
325 posts, read 250,650 times
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Quote:
Originally Posted by Montanama View Post
Same here. We purchased a future retirement/current vacation home in the Phoenix area (Goodyear, which is lovely). BUT I do like it hot, so the summer heat, which is intense, did not deter me. We will vacate back to MT or San Diego for a break during the hottest weeks, most likely, when the time comes. We have a pool in the back yard which is great for a quick dip to cool off in the heat. We still can't believe what you can buy (with a pool) in the Valley of the Sun for $200k-$300k. Very comfortable houses in great, beautiful master planned communities. If you like that sort of thing. We do.

Cost of living is great, we find the desert beautiful, San Diego is a 5 hour drive from our house.

AZ has a reputation for staunchly conservative politics in the national media, but we have yet to have a conversation about politics with any of our neighbors. It's a nice, laid-back, accepting place with small pockets of various ethnic populations scattered around the valley beyond the obvious white/hispanic population.

However, from your criteria it does sound like you are California bound, if you can swing it financially.
My friends (married couple, no children, closing in on 70 years of age) retired from their high tech jobs in CA last year and settled in Oro Valley, AZ. They were both NY natives except for the last 20 years. They wanted out of CA. They had relatives both in Albuquerque, Tucson and coastal CA so I think they knew what they were getting into.

I recently visited and they seem to be very happy with their choice for a retirement home; I don't see them pulling up stakes any time soon, probably never. It's hot in the summer, but cooler than Phoenix and even slightly cooler than downtown Tucson. And yes, it's dry heat. To put in context, my friends say it is fine playing golf mid afternoon up to about 100-105F. If it goes to more than that they stay inside.

There did seem to be some tech companies in the area, pharmaceuticals and such. I'd say you could purchase a home that meets the OP's specs as long as you stay out of the somewhat exclusive subdivisions with large homes, gated entry, etc.

The Mayor of Oro Valley is Satish Hiremath, a practising dentist of ethnic Indian origin. I think the area around Oro Valley, being near Tucson and about 1.5 hour drive to Phoenix Sky Harbor airport could meet several of andy1918's requirements.
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Old 03-05-2015, 11:40 PM
GPC
 
1,218 posts, read 2,844,092 times
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Originally Posted by DaveinMtAiry View Post
I wish this board had the ability to down vote a post. Why would you even say this?
I know what you mean; I don't understand why people respond with nonsensical answers. Why bother?
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Old 03-06-2015, 05:26 AM
 
Location: Mount Airy, Maryland
10,484 posts, read 5,944,584 times
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Quote:
Originally Posted by GPC View Post
I know what you mean; I don't understand why people respond with nonsensical answers. Why bother?
It wasn't nonsensical and it had nothing to do with health care. Message sounded pretty clear to me: Go back to India. And that's a bunch of crap IMO and judging from the number of reps I received I am hardly along. Opening poster is more than welcome here, I hope he finds his spot.
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Old 03-06-2015, 07:43 AM
 
3,492 posts, read 4,963,974 times
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Quote:
Originally Posted by DaveinMtAiry View Post
I wish this board had the ability to down vote a post. Why would you even say this?
DaveBarnes was actually being reasonable. They stated that they would be taking many long trips to India, did not want cold winters, indicated having a limited amount of income and desire for low cost housing while needing affordable medical care. Mumbai offers all of those things while being near the relatives in India that the OP specifically stated they wanted to visit for a large portion of each year.

While some people have the "get out of my country" vibe, DaveBarnes isn't one of those people. I believe his suggestion was actually based on the stated desires.

While you may have gotten a great deal of reps for your answer, it was by people that didn't know the other poster and would simply see the most obvious interpretation of his suggestion.

As for places in the US that might work. Depending on how often flights are needed, Rio Rancho (NM) has spectacular year round weather except for being a little hot over the summer. The very low humidity and breezes during the summer make it feel cooler than the temperature indicates. Denver actually has fairly nice winters, but I'm taking the OP at face value in stating that it was too cold for them. Despite being near the mountains, Denver feels much warmer than it sounds because of the strength of the sun. California should be off the list because it's expensive. There are some parts of Washington that might be ideal. I don't know what property tax breaks they have for retirees though. Income taxes should be a non-factor since OP stated living off combination of pension and retirement. Since OP has to wait several years for medicare, they must be well under 60, which means that pension probably won't be much. If so, property tax is the most important tax. Sales tax may matter also, but since OP wants to visit India for much of the year, they won't be paying the sales tax while they are abroad.

I would actually suggest the OP check into the deep south for low property tax states since they didn't want cold winters. Due to my preference for cooler summers, I didn't research the deep south much and can't provide several cities.

Last edited by lurtsman; 03-06-2015 at 08:38 AM..
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Old 03-06-2015, 08:39 AM
 
3,492 posts, read 4,963,974 times
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Quote:
Originally Posted by whocares811 View Post
Take the Find Your Spot quiz. (Google it.) Extensive questioning of likes and dislikes, and easy to use. VERY helpful.
I did this a while ago and have to say the results were fairly inaccurate. Note, I had done very extensive research that vastly outweighed what the tool was capable of doing, so I knew what the correct answers should be.
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Old 03-06-2015, 12:59 PM
 
Location: SoCal desert
8,093 posts, read 13,245,924 times
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Quote:
Originally Posted by andy1918 View Post
Thanks to everyone for your comments and invaluable suggestions. I am getting new perspectives. Reno, Nevada is also looking attractive for its mid-size, weather, taxes, and proximity to California,
And about 30 miles south of Reno is Nevada's capital Carson City
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Old 03-06-2015, 01:01 PM
 
Location: North Idaho
2,172 posts, read 2,088,927 times
Reputation: 2600
Check out Moderator cut: link removed, linking to competitor sites is not allowed It might help you identify some candidate locations based on your priorities.

Last edited by Yac; 03-13-2015 at 08:01 AM..
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Old 03-06-2015, 01:07 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,657 posts, read 40,029,981 times
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Quote:
Originally Posted by Gandalara View Post
And about 30 miles south of Reno is Nevada's capital Carson City
Carson City is pretty nice (by NV stds). As are communities near Tahoe.

With Tesla Factory adding 15,000 jobs coming to Sparks area, I would avoid living in that area for cost of living, but I would invest there in commercial and residential income real estate for stable, tax free income. (and live in nearby Carson City for stable neighbors / off the freeway, good access to Mtns)

Establish Good INVESTMENT cash flow and you can rent most anywhere and move at will.
(very helpful to early / active retirees). Not sure where to put roots, and at a rare stage of freedom (probably no kids / hopefully no self / eldercare YET).

Reno area allows access to variety of recreation in NV and CA, and access to Airports in NV and CA. + decent shuttle service to get to Bay Area (for those frequent flights to Asia).
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