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Old 03-09-2015, 06:53 PM
 
29,837 posts, read 34,924,704 times
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Originally Posted by tgbwc View Post
Yes. I know that.
We don't have union reps. As a Right To Work state our unions and associations aren't very strong. The union has never promoted on vendor or another.
403bwise and the book could be s good primer for you. Also you may want to read some on mutual fund investing. Jack Bogle has a couple of good primers
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Old 03-09-2015, 08:55 PM
 
2,429 posts, read 3,231,649 times
Reputation: 3330
Quote:
She would never be able to use it all up.
ahhhh, but she can try

If the days are paid days off....take them.
Any day my employer pays me for that I don't have to work....I won't be there....

I know it's a totally different conversation and different "Pot" of days, but in 19 years, thank G-d I've been blessed with good health and never called out sick. But I'm sure we all know co-workers who use those those toward the end of the year -- when it's HIGHLY unlikely they're sick. When we retire we ARE paid for unused vacation and CTO -- but not sick days. I gotta tell ya that last year I'm gonna have to pray hard about using my sick days even if I'm not. Not that I want to -- you know -- inconvenience the co workers who'll have to fill me shifts -- but......I want those days off. I am actually quite adamant that people shouldn't use sick days as personal days, or call out when they're not truly sick. So well see if I can continue to live up to my own standard.

Last edited by rdflk; 03-09-2015 at 09:04 PM..
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Old 03-10-2015, 01:43 AM
 
30 posts, read 19,401 times
Reputation: 15
Maybe you can find a job but not office jobs. Just to be happy and enough for living.
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Old 03-10-2015, 02:00 AM
 
71,962 posts, read 71,997,171 times
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one of the reasons we did not move to where we had our potential retirement home in the pocono mountains was the fact if i wanted to work there was nothing but very low paying tourism jobs or local stores.

it was all well and good the area was cheaper than where we were in nyc but there was a big price to pay and lack of a public transportation system if we couldn't drive , lack of medical specialists and facilities and the biggie unable to find meaningful paying work if i wanted had us rule out retiring there.

i have had so many part time offers from competitors and reps in my field to work part time if i get bored. even my own company wants me to do technical training a day or 2 a week if we are not traveling .

being able to find work in retirement that pays decently can be a plus to an area .
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Old 03-10-2015, 03:44 AM
 
71,962 posts, read 71,997,171 times
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surveys by the gallup poll show as bad as many think they are doing they actually are finding ways to retire earlier. while most think they will not find a way untill 66 the numbers are showing they are actually doing it at 62. which throws a big question mark on the media's constant blitz about how unprepared folks are.

while they are not pulling the plug as early as they once did they certainly are retiring younger than they thought.

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Old 03-10-2015, 04:12 AM
 
Location: Manhattan
664 posts, read 641,966 times
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Quote:
Originally Posted by mathjak107 View Post
surveys by the gallup poll show as bad as many think they are doing they actually are finding ways to retire earlier. while most think they will not find a way untill 66 the numbers are showing they are actually doing it at 62. which throws a big question mark on the media's constant blitz about how unprepared folks are.

while they are not pulling the plug as early as they once did they certainly are retiring younger than they thought.
What the poll ISN'T telling you is that they're retiring earlier not necessarily because they had more of a retirement nest egg than they were planning on, but rather that they were downsized or "young-sized" out of their jobs before they really wanted to leave, and couldn't find any other employment.
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Old 03-10-2015, 04:14 AM
 
71,962 posts, read 71,997,171 times
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it still says they are finding ways to do it. the cause is not the point. the result is what counts and that says it is being done despite the fact they thought they couldn't.

this has been the trend since 2000. layoffs and closings are nothing new. in fact it shows the opposite , the age is creeping up meaning more have jobs they are keeping and working longer ,not less.
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Old 03-10-2015, 04:19 AM
 
Location: Manhattan
664 posts, read 641,966 times
Reputation: 514
Quote:
Originally Posted by mathjak107 View Post
it still says they are finding ways to do it. the cause is not the point. the result is what counts and that says it is being done despite the fact they thought they couldn't.

this has been the trend since 2000. layoffs and closings are nothing new. in fact it shows the opposite , the age is creeping up meaning more have jobs they are keeping and working longer ,not less.
People are "finding ways to do it" because there is no alternative.

Just like people "find ways" to live in subway tunnels.
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Old 03-10-2015, 04:49 AM
 
71,962 posts, read 71,997,171 times
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Every time frame always has those that were forced in to retirement one way or another .

But if that was getting worse the average age would be dropping not getting longer. or getting really pushed out as those with jobs had to work much longer but 62 really is right in the early retirement time frame still.

So i think that what the poll shows is while folks think they can't retire when push comes to shove they find a way.

For as bad as the media portays things and how few can retire the poll is a positive in that it shows one way or another they are and even those who stilL are working are pulling the plug earlier than they thought.

Last edited by mathjak107; 03-10-2015 at 05:23 AM..
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Old 03-10-2015, 04:58 AM
 
Location: Manhattan
664 posts, read 641,966 times
Reputation: 514
Quote:
Originally Posted by mathjak107 View Post
while folks think they can't retire when push comes to shove they find a way.
You're right.

The human spirit always finds a way.

That's how it worked for Jews and gays in the concentration camps, too.
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