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Old 03-25-2015, 03:15 PM
 
Location: Myrtle Beach
1,501 posts, read 1,192,729 times
Reputation: 3790

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Like Volosong I have a year and a couple of months (496 days, but I'm not counting) to get medicare. Once I qualify for that I'm out the door. I really like my job, but it's time to move on.
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Old 03-25-2015, 03:51 PM
 
Location: NNV
1,526 posts, read 981,007 times
Reputation: 3101
Quote:
Originally Posted by Petunia 100 View Post
Yes, but check with your doctor(s) first. Many will not accept the BC plan sold on the healthcare exchange. Nice, huh?
Not only that, but the physician network and plan copayments are not necessarily the same. So it's not simple. One MUST do their research to determine what's best for them.
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Old 03-25-2015, 07:41 PM
 
Location: Idaho
4,634 posts, read 4,477,565 times
Reputation: 9071
Quote:
Originally Posted by Retire in MB View Post
Like Volosong I have a year and a couple of months (496 days, but I'm not counting) to get medicare. Once I qualify for that I'm out the door. I really like my job, but it's time to move on.
We must be twins, separated at birth. Your thoughts are exactly mine. Except, I'm not counting the days yet . . . just the months. That's because I haven't decided yet if I should take my unused vacation first, or get a nice check on the last day.
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Old 03-25-2015, 08:07 PM
 
9,688 posts, read 15,881,967 times
Reputation: 16046
Welcome to my world!

The day I turned 21 I was diagnosed with rheumatoid arthritis. Staying insured has been my main priority since the beginning of adulthood to-----present! I was on my father's insurance, then my own through employers, then through my dh employment. Job decisions were ultimately made based on obtaining/keeping health insurance. Many times either I or DH turned down more lucrative jobs in favor of those with more solid benefits. While other young girls my age were buying makeup, clothes, jewelry, I had to pay for insurance premiums, copays, and pills

Don't complain too much, all you soon-to-be retirees for having to work for insurance. Be grateful it wasn't all your working life!
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Old 03-26-2015, 06:42 AM
 
13,324 posts, read 25,582,469 times
Reputation: 20520
Quote:
Originally Posted by texdav View Post
ACA is in fact wealth transfer plan and simple; not a same cost for all.
Don't see where anyone said it was "the same cost", but subsidies based on income. If that's a wealth transfer program also, then so be it. No one seemed distressed when it was Romneycare.

Those who are against the ACA should remember that it also includes inclusion of people with pre-existing conditions. This is a lifesaver for people who lose their benefits jobs before age 65 and have something like high blood pressure, never mind something more serious. If the whole ACA is canned, that goes with it.
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Old 03-26-2015, 08:09 AM
 
Location: East of Seattle since 1992, originally from SF Bay Area
29,842 posts, read 54,538,129 times
Reputation: 31199
Medical is only one part of the reason to wait until 67. Another is maximum social security, then there's additional years of service for the pension, the highest earning years extended to help increase both benefits, as well as savings, more equity in the house when we downsize, and finally, just enjoying my job.
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Old 03-26-2015, 08:27 AM
 
9,213 posts, read 9,286,664 times
Reputation: 28891
Quote:
Originally Posted by MaryleeII View Post
Welcome to my world!

The day I turned 21 I was diagnosed with rheumatoid arthritis. Staying insured has been my main priority since the beginning of adulthood to-----present! I was on my father's insurance, then my own through employers, then through my dh employment. Job decisions were ultimately made based on obtaining/keeping health insurance. Many times either I or DH turned down more lucrative jobs in favor of those with more solid benefits. While other young girls my age were buying makeup, clothes, jewelry, I had to pay for insurance premiums, copays, and pills

Don't complain too much, all you soon-to-be retirees for having to work for insurance. Be grateful it wasn't all your working life!
My wife is chafing at the bit to retire in three more years. We can afford to buy an early retirement for her after 25 years of service with the county. The dilemma is health insurance. The county will provide her with three years of health insurance free as part of the retirement package. However, at the end of the three years, she will be about 61 years old. If she retires early, we'll end up buying private health insurance until Medicare eligibility. If the ACA stays on the books, and stays unchanged, we may well be able to afford to do this. If it changes that may become an impossibility. I wish we could see the future.

There are just simply too many issues up in the air in this country right now. With a dysfunctional Congress that doesn't get along in any manner with the President, I perceive about anything could happen and its frustrating.
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Old 03-26-2015, 08:43 AM
 
Location: East Coast
2,903 posts, read 4,586,953 times
Reputation: 4291
Quote:
Originally Posted by brightdoglover View Post
Those who are against the ACA should remember that it also includes inclusion of people with pre-existing conditions. This is a lifesaver for people who lose their benefits jobs before age 65 and have something like high blood pressure, never mind something more serious. If the whole ACA is canned, that goes with it.
Wanted to rep you, but got the message that I have to "spread it around".

You make some excellent points about the ACA. It's very frustrating for me to see people rail against "Obamacare" when they don't even know what they're talking about. As evidenced by some of the posts on this thread, there's still LOTS of misinformation going around. Thanks for helping to set folks straight.
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Old 03-26-2015, 09:29 AM
 
Location: The Carolinas
2,007 posts, read 2,021,287 times
Reputation: 6104
Agreed that many people don't really understand what the ACA ("Obamacare") is all about. It was an attempt to "fix" health insurance.

It doesn't actually fix waste, fraud, etc. around health CARE. That should be PHASE 2.

It is a tiered marketplace with subsidies for lower-income people, and no subsidies for higher-income people, that can't exclude people with pre-existing conditions. And, yes, it is to some extent a wealth transfer. To some extent, it is no different than people getting social security (in excess of what they've paid in). Ditto with Medicare.

I have a (staunch, conservative, Repub.) BIL who SCREAMS about this kind of thing, yet absolutely LOVED his unemployment extension to 40 more weeks. Same for others who don't like government programs and intrusions ". . . as long as you don't mess with my Social Security or Medicare. . . ".
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Old 03-26-2015, 09:35 AM
 
Location: California
4,556 posts, read 5,476,905 times
Reputation: 9623
My DH worked until age 70 so we went from employer based insurance to Medicare/United Health Care and have been happy. In my area, many doctors don't accept that obama care as there isn't enough money in for them so be careful about checking with your doctors before you make a any decisions. We have found good doctors who accept Medicare but there are some who don't.
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