U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 03-28-2015, 04:38 PM
 
1,579 posts, read 2,205,771 times
Reputation: 2762

Advertisements

Quote:
Originally Posted by loves2read View Post
But my understanding is that only 1 person in a marriage can receive only spousal benefits--
Which sometimes precludes the male from doing that...

Meaning if he is drawing spousal benefits from your/divorced spouse's SS earnings, I don't think his current wife can draw spousal on his SS.

But I am not expert--just been reading up lately
I'm pretty sure his current wife and any other ex-wives can draw on his SS at the same time.
Reply With Quote Quick reply to this message

 
Old 03-28-2015, 07:17 PM
 
30,159 posts, read 47,386,444 times
Reputation: 16110
My point was that he cannot draw spousal benefit at same time his wife draws spousal on his benefit--
In my case, I can draw on my husband and let my own SS benefit grow
My husband can't draw a spousal benefit on my earnings at same time I draw on his...
Reply With Quote Quick reply to this message
 
Old 03-28-2015, 07:25 PM
 
1,579 posts, read 2,205,771 times
Reputation: 2762
After re-reading the posts more carefully I see my confusion. Thanks for the clarification.
Reply With Quote Quick reply to this message
 
Old 04-02-2015, 02:56 AM
 
71,779 posts, read 71,875,234 times
Reputation: 49345
Quote:
Originally Posted by loves2read View Post
My point was that he cannot draw spousal benefit at same time his wife draws spousal on his benefit--
In my case, I can draw on my husband and let my own SS benefit grow
My husband can't draw a spousal benefit on my earnings at same time I draw on his...


if married you can not dfraw on each other , only one spousal allowed.

divorced people have different rules , they can take spousal on each others record.
.
that has no bearing on how many ex wives can collect ,
Reply With Quote Quick reply to this message
 
Old 04-02-2015, 09:04 AM
 
Location: Baltimore, MD
3,745 posts, read 4,222,880 times
Reputation: 6866
I think I see where the confusion lies. If a divorced person has remarried, s/he is no longer considered divorced and cannot draw on the ex's record. However, a divorced person who has not remarried can draw on his or he ex's record even if the ex has remarried.

Scenario 1: Jane and Tim divorce and do not remarry. At full retirement age, both Jane and Tim, independently, can choose to draw on the other's record and earn retirement credits on their own earnings record until age 70.

Scenario 2: Jane and Tim divorce. Tim then marries Kathy and Jane remains single. At full retirement age, Jane can choose to receive benefits on Tim's earnings record and let her own record earn additional credits.

Meanwhile, because Tim has remarried, he cannot file for benefits on Jane's record. He could, however, file for benefits on Kathy's record and let his benefits grow. If Tim files on Kathy's record, Kathy cannot file on Tim's record because they are still married.

OTOH, Kathy could file for Tim's benefits and let her earnings record grow even though Tim will now have two persons drawing on his account. Tim, of course, cannot file on his wife Kathy's record if Kathy chooses to draw on his.
__________________________________________________ __________________________
Bottom line, if currently divorced, you can file on ex's record even if s/he has remarried. Married couples cannot do the same. Only one member of the couple can elect to draw from the other's benefit.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top