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Old 04-16-2015, 05:58 AM
761 posts, read 639,058 times
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Facing some uncertainty with a marriage separation so I decided to check in with 2 financial advisors.
My regular Fidelity rep., who is a CFP and also an advisor from Edward Jones.
Both offer PAS (portfolio advisory services) with EJ being slightly higher.
May be a tough choice to decide on which to choose.
The fancy graphics and projections look nice on a computer screen and on paper but how they translate to real life will remain to be seen.

Both seem to think that I can retire at 64 and be fine.
Fidelity projected that I could retire now and maybe work part time and be ok, but I will stay the extra 2 years. As a matter of fact, money "should" hold out even past the age of 92 (don't expect to see that, but.....).

At any rate, I am moving into a townhome in a gated community that my wife and I own.
We just refinanced it and it is now in my name.
Low mortage payment, so it should be manangable.
Also, fully furnished, but I will be taking some furniture to replace dated items in the townhome.
A little more traveling involved, but not too bad.

It was a relief to find that there is light at the end of the tunnel and 2 years should be doable.

Every time I get in the car now, I buckle my seatbelt and repeat "401K", "401K" to remind myself to act responsibly on the road.

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