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Old 05-14-2015, 05:07 AM
 
Location: Central Massachusetts
4,800 posts, read 4,851,516 times
Reputation: 6379

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Hey

Question brought to my attention by a friend. This friend works with me and will be reaching MRA for SS in just over a year. She is a FERS employee and is eligible to retire having at least 25 years but she wants to continue to work. She is planning on applying for and collecting SS at her MRA and working until she feels ready to call it quits or the agency says goodbye. She is able to work and collect and will be taxed as normal income on both with deductions and such. The real question is whether or not she has to take Medicare if she is already covered under BCBS. Does anyone have any insight on that?


Thank you.
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Old 05-14-2015, 07:19 AM
 
119 posts, read 105,485 times
Reputation: 335
FEHBP does not require her to file for Medicare. However most plans including BCBS offer inducements to do so.

She should file for Part A at 65 since there is no additional cost for it. As to Part B she will have to decide for herself whether or not it's worth having.

The BCBS plan book explains the effects of taking or not taking Medicare and she needs to read that.
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Old 05-14-2015, 07:48 AM
 
130 posts, read 101,440 times
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There is some good Q&As here that should help:

Medicare vs FEHB Enrollment

There's also a link on the right side of rhe page to a booklet "FEHB and Medicare". These links should answer just about any question you friend might have.
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Old 05-14-2015, 10:11 AM
 
Location: Central Massachusetts
4,800 posts, read 4,851,516 times
Reputation: 6379
Quote:
Originally Posted by Bureaucratic View Post
FEHBP does not require her to file for Medicare. However most plans including BCBS offer inducements to do so.

She should file for Part A at 65 since there is no additional cost for it. As to Part B she will have to decide for herself whether or not it's worth having.

The BCBS plan book explains the effects of taking or not taking Medicare and she needs to read that.
Quote:
Originally Posted by Mark bridge View Post
There is some good Q&As here that should help:

Medicare vs FEHB Enrollment

There's also a link on the right side of rhe page to a booklet "FEHB and Medicare". These links should answer just about any question you friend might have.

Thank you both.
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