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Old 12-20-2015, 03:15 PM
 
Location: Lakewood OH
21,698 posts, read 23,688,776 times
Reputation: 35449

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Some enterprising people are just starting up a meal planning service in my city. But I am so lazy I want them to cook the food for me too.

I find that I am saving more money not working. I don't have to buy bus passes, my old clothes will do, I don't eat out for lunch or dinner as much, I am not tempted every day by the downtown stores I used to pass by on my way to the bus stop, I am eligible for Senior discounts and when I do need something, I have more free time to wait and shop for sales instead of having to hope I get there in time on a weekend or evening.

The way my health insurance was getting more and more expensive at work, my Medigap Plan premium along with my dental and RX payments aren't so bad. Now that I have moved to a city with a decent COL, I even can save every month.

My best savings are in time. I have time to do what I want when I want. That's worth all the gold in the world.
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Old 12-20-2015, 03:39 PM
 
Location: NE Mississippi
13,689 posts, read 8,601,319 times
Reputation: 19949
Seems like for some folks in some places, and in some situations, retirement is not necessarily cheaper. Some people were pretty good at living cheaply in the first place, and others live in a place that is expensive and doesn't give property tax breaks.

We got lucky a couple of times in our working years. And we're lucky because we retired in place. Selling a house and buying somewhere else would be a major pain and a major expense. If we ever do have to move we know where to go and it's right here in our home town.

Someone asked about menu planning:
Google up "Food Planning Service". We use the one that sends emails every week. Something interesting is, we think I spend less because I can't cook. The menu service send me the list and I don't buy anything else because I don't know what all the other stuff in the store is for!
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Old 12-20-2015, 05:33 PM
 
Location: SoCal
13,278 posts, read 6,362,704 times
Reputation: 9903
I think it does go down except for travel expense. But travel expense will go down after the first 5 years.
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Old 12-20-2015, 06:01 PM
 
Location: Cochise county, AZ
4,981 posts, read 3,470,444 times
Reputation: 10513
Mine went down because of not needing suits anymore (Yay), less driving & getting into an income based senior apartment.


Also food. Since I have to drive 9 miles to get to any store, I now only go every 3-4 weeks. I make 2-3 servings per meal & freeze what's leftover. This month I've spent nothing on food except for milk, eggs & cottage cheese as I'm trying to empty my freezer so I can freeze more.
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Old 12-20-2015, 06:11 PM
 
Location: Cochise county, AZ
4,981 posts, read 3,470,444 times
Reputation: 10513
I should add that I will probably drop a couple hundred when I finally do get to the store. Also, I looked at the meal planning sites & there are way too many. Could you please be more specific? THANKS!
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Old 12-20-2015, 06:22 PM
 
2,676 posts, read 1,075,454 times
Reputation: 5171
So what if there was another thread, who cares?
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Old 12-20-2015, 06:28 PM
 
Location: Mount Airy, Maryland
10,478 posts, read 5,941,871 times
Reputation: 16171
Yeah interested in the meal plan thing too. Was the $500/month supplemental health for a couple? I like the sound of that.
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Old 12-20-2015, 06:30 PM
 
Location: SoCal
13,278 posts, read 6,362,704 times
Reputation: 9903
I plan my meals base on whats on sale for the week.
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Old 12-20-2015, 06:35 PM
 
Location: Cochise county, AZ
4,981 posts, read 3,470,444 times
Reputation: 10513
Quote:
Originally Posted by NewbieHere View Post
I plan my meals base on whats on sale for the week.
I have to be careful because my stomach rebels if I eat incorrectly. It is not a pretty picture, lol.
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Old 12-20-2015, 06:39 PM
 
Location: Ohio
1,217 posts, read 2,353,343 times
Reputation: 2214
We have more time to spend money as retirees, too busy working before.
We don't eat out more, we enjoy cooking at home, spend less on clothes but travel more since retiring for much longer "vacations".
Health insurance went down quite a bit when one of us hit Medicare age.
Home renovations and travel are the biggest spending increases since retiring.
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