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Old 12-22-2015, 12:26 PM
 
Location: North Beach, MD on the Chesapeake
33,913 posts, read 42,175,279 times
Reputation: 43312

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Quote:
Originally Posted by Escort Rider View Post
Until this post, I was not part of the conversation about teaching. I was a high school teacher for 34 years, so I may be qualified to express an opinion.

First, in terms of job stress, job difficulty, long hours, and other such factors, everything is relative. Compared to your job, most jobs have short hours!

I think North Beach Person is overreacting, as you yourself (Tall Traveler) have stated that "teaching is not an easy job". And I'm sure you would admit that teachers put in more hours than the hours school is in session. Therefore, "teachers' hours" can vary a lot depending on the particular assignment and other factors. However, if North Beach Person is honest, she will admit that we teachers have relatively short hours (at least compared to many) and pretty good perks, the perks being partial compensation for the low pay.

I chose to teach despite knowing about the low pay because that's what I wanted to do. Now at age 71 I have a fairly decent (but not lavish) secure pension that I've been drawing for ten years. At the end of the day I have no financial complaints, as I never expected to become a fat cat, given my free choice of profession.


HE, dammit.


My response was in reaction to some of his "only work 1/2 the year and you have a curriculum as well as 3 weeks off at Christmas and 3 months off in the summer" comments elsewhere. Along with the "$90K pension" belief.


And no, he won't admit teachers put in more hours than just the clock hours. Well, maybe except for his sister in law.


Like you, I never expected to become rich, in fact never complained about my pay. I just can't let stupid stand unchallenged.
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Old 12-22-2015, 12:28 PM
 
5,429 posts, read 3,456,960 times
Reputation: 13714
Escort Rider, since you said a few days ago that you're getting around $59,000 per year from your pension, even though you say you're not a fat cat above, I definitely consider you a fat cat, and so would many other retirees!!

Last edited by matisse12; 12-22-2015 at 01:39 PM..
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Old 12-22-2015, 01:25 PM
 
Location: AZ
484 posts, read 479,986 times
Reputation: 1554
Quote:
Originally Posted by Escort Rider View Post
What is so hard to understand that not everybody shares your attitude about their jobs/careers? Lots of people miss working.
And lots of people don't. I happen to be one of the "donts", and thrilled that I never have to dread Sunday night (aka "work eve") ever again.

As for your comment, I was expressing my personal point of view in response to the OP'S question. Sorry, but I assumed personal opinions are what this board is for.

Last edited by gbpakrfan; 12-22-2015 at 01:40 PM..
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Old 12-22-2015, 02:16 PM
 
Location: Los Angeles area
14,018 posts, read 17,754,097 times
Reputation: 32309
Quote:
Originally Posted by matisse12 View Post
Escort Rider, since you said a few days ago that you're getting around $59,000 per year from your pension, even though you say you're not a fat cat above, I definitely consider you a fat cat, and so would many other retirees!!
Well, all that sort of thing is relative, and your individual perspective is no more or less valid than mine. That amount is gross, not net, and my pension is fully taxable by both the feds and the State of California. So it's not like I have $59,000 a year to spend. (The last few years I've been paying about $14,000 a year in combined federal and state income taxes.) Also, it's relative to location, and I live in a fairly high (but not horrendously high) cost of living location. Yes, I am certainly comfortable, but not in a lavish way at all. I would imagine, but I certainly cannot prove, that most professionals would "need" quite a bit more than that to feel comfortable in retirement.
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Old 12-22-2015, 03:06 PM
 
Location: Eastern Washington
14,261 posts, read 44,955,618 times
Reputation: 12877
Quote:
Originally Posted by Tall Traveler View Post
Ha, pretty true...my VP makes I would guess between $500K-$600K/yr and he says he will never retire unless they force him to. His job is his life, does he need the money...nope. My brother is a millionaire in double digits and he also says, he will never retire and still works every minute he's breathing.
This is not really ironic. People who make bank, generally do so by doing a job they like and are good at. Extreme examples - entertainers and sports stars. Yeah, there is stress involved in any job, but, when you watch say Tony Bennett sing - he's obviously having a damn good time. I doubt he needs the money at all, but he still keeps singing. I saw an ad while at Atlantis resort in Bahamas where he was putting on a show there in a few months with Lady Gaga. Tough duty but somebody has to do it!
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Old 12-22-2015, 04:21 PM
 
5,429 posts, read 3,456,960 times
Reputation: 13714
Escort Rider, thanks for your reply. I bring it up only because you had been discussing it and sharing some of your personal details.

Don't you also get monthly Social Security on top of the $59,000 yearly pension? And I believe you mentioned that your condo is paid for, so you have zero rent and zero monthly mortgage payments.

(I know there are often other costs involved with owning a condo)

I would be rolling in dough if I had what you have! seriously! I could do whatever I wanted whenever I wanted it, no restrictions! I would have money coming out of my ears!

So maybe hearing this will make you feel even more satisfied with your lot in life, not that you don't already feel that.

Plus you live in California, and Los Angeles!!! which many people would love to do
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Old 12-22-2015, 05:25 PM
 
Location: Los Angeles area
14,018 posts, read 17,754,097 times
Reputation: 32309
Quote:
Originally Posted by matisse12 View Post
Escort Rider, thanks for your reply. I bring it up only because you had been discussing it and sharing some of your personal details.

Don't you also get monthly Social Security on top of the $59,000 yearly pension? And I believe you mentioned that your condo is paid for, so you have zero rent and zero monthly mortgage payments.

(I know there are often other costs involved with owning a condo)

I would be rolling in dough if I had what you have! seriously! I could do whatever I wanted whenever I wanted it, no restrictions! I would have money coming out of my ears!

So maybe hearing this will make you feel even more satisfied with your lot in life, not that you don't already feel that.

Plus you live in California, and Los Angeles!!! which many people would love to do
Oh, I have no particular quarrel with the reply you made; I don't agree with your designating me a "fat cat", but that's just a disagreement of perspective which I can accept. And as I said, it's all relative.

My Social Security is now up to $61 a month net (no, not a typo), after the deduction of the $105 per month Medicare Part B premium. Therefore the Social Security is negligible.

Yes, I have a paid-off condo, which helps the cash flow. My monthly condo fees are $325, which includes the water, the trash pick-up, the gardening service, the pool service, the insurance on the exterior of the building, and all maintenance and repair on the exterior of the building (painting, roofing, etc.). Those fees are going to have to go up soon, or we are going to have to have an assessment. The buildings are 35 years old and we try to keep them in good condition which is not cheap. I think the amount ($325) is quite reasonable considering what it covers, so I am explaining, not complaining.

So we are more in agreement than in disagreement about my "lot in life", as I am indeed very satisfied with it. The peace of mind is really great; I would have to go hog wild (designer clothes, fanciest restaurants, five-star hotels when traveling, a BMW or Mercedes in the garage, and so on) in order to have financial worries/budget problems, and since I don't desire any of the above I do have that peace of mind and I feel very fortunate. My eight-year-old Mazda Speed3 is in excellent mechanical shape and I will keep it for years to come yet; I have no need for newer/bigger/"better". (Just to cite the one example of the car).
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Old 12-22-2015, 06:17 PM
 
11,270 posts, read 8,446,041 times
Reputation: 20477
You'll have to make an effort to keep in touch with your "former" coworkers but, unless they're jealous, they should always welcome you into the fold!

Yes! Go out and have new and exciting adventures! There's a whole world to participate in!
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Old 12-22-2015, 10:15 PM
 
2,403 posts, read 1,047,463 times
Reputation: 1175
Quote:
Originally Posted by Tall Traveler View Post
See this is what worries me. My Dad retired at age 58 and lived 30 more years. I thought he was a workaholic but he seemed to enjoy retirement.
Why would retirement worry you, if your father retired at 58, lived 30 more years, and seemed to enjoy it?
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Old 12-22-2015, 11:39 PM
 
Location: Washington State
18,593 posts, read 9,612,389 times
Reputation: 15832
Quote:
Originally Posted by North Beach Person View Post
HE, dammit.


My response was in reaction to some of his "only work 1/2 the year and you have a curriculum as well as 3 weeks off at Christmas and 3 months off in the summer" comments elsewhere. Along with the "$90K pension" belief.


And no, he won't admit teachers put in more hours than just the clock hours. Well, maybe except for his sister in law.


Like you, I never expected to become rich, in fact never complained about my pay. I just can't let stupid stand unchallenged.
You mischaracterized what I said as well as made up things I supposedly said that I never said. I never said teachers don't put in more than clock hours, or that teachers get a 90K pension. I said teachers work about half the hours of someone that works in a corporate job over the course of the year and that I get picked up at 454 in the morning and dropped off at 1830 for 6 days a week and I don't get off for 3 weeks at Christmas and 3 months over the summer. I estimated teachers work about 200 days per year and some dedicated teachers do more...that was my estimate...how many days per year and hours per day do you believe the average teacher works? I also said considering the hours worked, hours off, and pension, the pay and benefits over a lifetime for teachers wasn't bad compensation and that's my opinion, you can provide a different perspective/opinion but that's my overall opinion.
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