Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 12-26-2015, 07:43 AM
 
21,884 posts, read 12,936,608 times
Reputation: 36894

Advertisements

I thought teachers didn't earn Social Security? At least that's what teachers have always cited as the reason why their failing retirement system in this state demands more attention than that of just us lowly state workers...
Reply With Quote Quick reply to this message

 
Old 12-26-2015, 11:51 AM
 
Location: Arizona
3,148 posts, read 2,729,508 times
Reputation: 6062
I retired at 48!

I'd planned to do all kinds of things leading up to it, but all I seemed to do was sit around. After a year I went back to work part-time and it's perfect. Couldn't be happier.
Reply With Quote Quick reply to this message
 
Old 12-26-2015, 02:22 PM
 
Location: Midwest transplant
2,050 posts, read 5,941,289 times
Reputation: 1623
Quote:
Originally Posted by otterhere View Post
I thought teachers didn't earn Social Security? At least that's what teachers have always cited as the reason why their failing retirement system in this state demands more attention than that of just us lowly state workers...
In some states they can't collect both. Many states exempt employees from having to pay in to Social Security while they work for a state government agency and they pay a higher percentage of their working years salary into a state pension fund. I had SS taken out all the years I was working, in all 3 states in which I was employed, and all of the positions/jobs I had during my working years. I'm still paying into it while working part time~but at 15% because I'm now working as a subcontractor.
Reply With Quote Quick reply to this message
 
Old 12-29-2015, 12:09 PM
 
Location: On the Chesapeake
45,334 posts, read 60,500,026 times
Reputation: 60918
Quote:
Originally Posted by Tall Traveler View Post
You mischaracterized what I said as well as made up things I supposedly said that I never said. I never said teachers don't put in more than clock hours, or that teachers get a 90K pension. I said teachers work about half the hours of someone that works in a corporate job over the course of the year and that I get picked up at 454 in the morning and dropped off at 1830 for 6 days a week and I don't get off for 3 weeks at Christmas and 3 months over the summer. I estimated teachers work about 200 days per year and some dedicated teachers do more...that was my estimate...how many days per year and hours per day do you believe the average teacher works? I also said considering the hours worked, hours off, and pension, the pay and benefits over a lifetime for teachers wasn't bad compensation and that's my opinion, you can provide a different perspective/opinion but that's my overall opinion.

Three weeks at Christmas: Dec. 24th to Jan. 4th is 11 days. Wait you're right, it is 3 weeks (the days fall in parts of three different weeks).


Three months in the summer: June 18th or so to Aug. 12th is 7 weeks or so but is three months, too, since it's in parts of 3 different months.


You didn't say about the pension, but I dragged that in because you've been in those threads.


Your job was unusual and isn't a typical metric for most private employees. I worked in industry (labor and management) as well as the military.


In order of hours at work from lowest to highest was labor, management (not by much), teaching and military (and then only on deployment/cruise).


If you ask what my typical workday teaching was I'll tell you around 9.5 hours (I was tasked to go in an hour early to cover administrators who couldn't get their lazy asses in when they were supposed to) and typically parent conferences/planning/other tasks for an hour after official clock out most days.
Reply With Quote Quick reply to this message
 
Old 12-29-2015, 12:12 PM
 
Location: On the Chesapeake
45,334 posts, read 60,500,026 times
Reputation: 60918
Quote:
Originally Posted by otterhere View Post
I thought teachers didn't earn Social Security? At least that's what teachers have always cited as the reason why their failing retirement system in this state demands more attention than that of just us lowly state workers...

Actually it's only about 15 states where teachers (as well as other government employees) aren't covered by SS.


Some of the pension problems for some states are rooted in the fact that they were either underfunded by the government (similar to some private pensions) or were treated as a piggybank by various Governors/Legislatures (the current issue in Maryland).
Reply With Quote Quick reply to this message
 
Old 12-29-2015, 12:48 PM
 
Location: P.C.F
1,973 posts, read 2,271,528 times
Reputation: 1626
Work.... is/was not who or what I am .. Work was a Vehicle I used, for my desires to gain those material things I felt were important.. Yes I am retired .. Retired 3 weeks short of my 56 B-day.. Living in SWF in a waterfront pool home doing what I want when and IF I WANT TO..
Reply With Quote Quick reply to this message
 
Old 12-30-2015, 03:56 AM
 
Location: Durham NC
5,134 posts, read 3,747,404 times
Reputation: 3683
Quote:
Originally Posted by North Beach Person View Post
Three weeks at Christmas: Dec. 24th to Jan. 4th is 11 days. Wait you're right, it is 3 weeks (the days fall in parts of three different weeks).


Three months in the summer: June 18th or so to Aug. 12th is 7 weeks or so but is three months, too, since it's in parts of 3 different months.


You didn't say about the pension, but I dragged that in because you've been in those threads.


Your job was unusual and isn't a typical metric for most private employees. I worked in industry (labor and management) as well as the military.


In order of hours at work from lowest to highest was labor, management (not by much), teaching and military (and then only on deployment/cruise).


If you ask what my typical workday teaching was I'll tell you around 9.5 hours (I was tasked to go in an hour early to cover administrators who couldn't get their lazy asses in when they were supposed to) and typically parent conferences/planning/other tasks for an hour after official clock out most days.
I don't have any idea what calendar they use in your neck of the woods but in NJ when I went to school teachers were off from c. June 20th till right after Labor Day. Not 3 months but way more than the 2 you suggested. They also had a couple of other vacation periods during the year.
I had some great teachers who were underpaid and had some that weren't worth much more than minimum wage.
Reply With Quote Quick reply to this message
 
Old 12-30-2015, 04:07 AM
 
Location: On the Chesapeake
45,334 posts, read 60,500,026 times
Reputation: 60918
Quote:
Originally Posted by lancers View Post
I don't have any idea what calendar they use in your neck of the woods but in NJ when I went to school teachers were off from c. June 20th till right after Labor Day. Not 3 months but way more than the 2 you suggested. They also had a couple of other vacation periods during the year.
I had some great teachers who were underpaid and had some that weren't worth much more than minimum wage.
We use the same calendar as in New Jersey. If you've been paying attention to various education threads the "3 months off" is in the dustbin for many areas, and has been for a couple decades.


I taught for over 30 years and never had a summer break longer than 9 weeks (which usually were taken up taking grad classes, none of which my system ever had any money to offer even partial reimbursement for).


And here's the thing about grad classes. You're required to take them. People in industry say they have to take them, also, but here's the difference. In industry continuing education gets you better pay (it does in education, too, but only in blocks of 15, 30, or 45 credits) and makes you more qualified when you look for another job. In education, the more post-grad you have the more expensive and unemployable you become if you want to change systems.
Reply With Quote Quick reply to this message
 
Old 12-30-2015, 07:58 AM
 
Location: New Jersey
11,198 posts, read 9,075,645 times
Reputation: 13948
Quote:
Originally Posted by Tall Traveler View Post
So I plan to retire mañana still in my 50's but I am wondering if I will miss working. Making social connections not through work? Do people value you less if you don't work? What has been others experience?


For context, I've been working as a Consultant for an Engineering company and have worked all over the world and I don't know what a 40 hour work week is.
You can volunteer, join several meet-ups, go to a community college, etc if you want to make social connections...

I can't wait to retire so i can just concentrate on my hobbies (work in an office 2007 to present). I might just semi-retire and do Uber as a side gig. I met several Uber drivers who are retired and just do it as a side gig for extra $$.
Reply With Quote Quick reply to this message
 
Old 01-04-2016, 10:09 AM
 
21 posts, read 19,159 times
Reputation: 92
I retired Dec 31 2015 and the first day I did not have to go to work was yesterday (Sunday).
I wish I could have retired sooner!
I was tired of my job, tired of commuting an hour each way. Tired of not having time to do things I
really wanted to do while "young" (61).

I will miss the people I worked with , but that's it. I can keep in touch with them and go out
to lunch with them if I want.

People do not think less of you if you retire, they are usually envious and ask how you managed to do it
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement

All times are GMT -6. The time now is 07:30 PM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top