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Old 07-27-2016, 09:07 PM
Status: "Re-edit status" (set 27 days ago)
Location: Was Midvalley Oregon; Now Eastside Seattle area
4,220 posts, read 1,922,505 times
Reputation: 3237


Originally Posted by selhars View Post
least prime, did I miss it -- so what's your premium?
You didn't.
I need to pull it up.

The point is that LTCi is Insurance; LTCi is not fixed; LTCi passes enables us to pass our risk to someone who is willing take on that risk, using the power of numbers. Our premium is correlated to the benefits and to what we believe is the best balance of cost to a "maybe" benefit.

Last edited by leastprime; 07-27-2016 at 09:23 PM..
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Old 07-30-2016, 03:05 PM
Location: SF Bay & Diamond Head
1,779 posts, read 1,422,712 times
Reputation: 1971
Originally Posted by Maple47 View Post
Where do I go for LTC insurance, please? I suppose there are several companies to compare.
If you check their website they have high ratings.


CalPERS Long-Term Care coverage is available to current and former California public employees, retirees, their spouses, parents, parents-in-law, step parents, children, siblings (including stepbrothers and stepsisters), grandparents, grandchildren, nieces, nephews, aunts, uncles, sons-in-law, daughters-in-law, brothers-in-law, and sisters-in-law, who are between the ages of 18 and 79 when they apply. California public employees include, but are not limited to, those employed by the state of California and all state departments, state Assembly and Senate, judicial systems, school districts, cities, counties, special districts, public universities and community colleges.

You do not need to participate in CalPERS retirement or health benefit programs to be eligible. Eligible family members may apply to the CalPERS Long-Term Care Program even if the public employee or retiree that makes them eligible does not apply or is not approved for coverage.
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