U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 01-09-2016, 01:12 PM
 
Location: SoCal
13,232 posts, read 6,335,450 times
Reputation: 9854

Advertisements

Quote:
Originally Posted by freemkt View Post
I don't have any marketable job skills. If employers don't want to hire me, nobody's going to stop them.

I've gone to a number of temp agencies and filled out their forms. Their forms list hundreds of work skills and apparently I have only about a half dozen of the skills they want. One potential issue is that I don't have a car - temp agencies might insist on having a car in order to get to worksites, but since they never offer me any work, I won't know whether not having a car makes a difference in my case.

p.s. sometimes I post from work because we have free wifi and I use it on breaks.
You should have come to Las Vegas. There were jobs here 20-30 years ago. I talked a few people recently whose been here 30 years, they bought their house here for about $50k working at a casino.
Reply With Quote Quick reply to this message

 
Old 01-09-2016, 01:16 PM
 
Location: Wasilla, AK
7,259 posts, read 4,143,320 times
Reputation: 15692
Quote:
Originally Posted by 2sleepy View Post
Or maybe they were like my great aunt who died last year at 103 after having lived for 40 years on her husband's SS and a small pension which amounted to a total of $800 a month. Shame on her for not planning better.

This is a perfect example of not planning well. Did she and her husband not plan for retirement? If her husband died when she was 63, there was plenty of time to properly fund a retirement with the proper planning. If I go first, my wife will have a very comfortable income for the rest of her life. And if she goes first, I also will have a very comfortable income. It's called planning and it's what responsible people do.
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:27 PM
 
33,046 posts, read 22,062,610 times
Reputation: 8970
Quote:
Originally Posted by AlaskaErik View Post
This is a perfect example of not planning well. Did she and her husband not plan for retirement? If her husband died when she was 63, there was plenty of time to properly fund a retirement with the proper planning. If I go first, my wife will have a very comfortable income for the rest of her life. And if she goes first, I also will have a very comfortable income. It's called planning and it's what responsible people do.

How might a minimum wage worker plan appropriately?
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:31 PM
 
33,046 posts, read 22,062,610 times
Reputation: 8970
Quote:
Originally Posted by AlaskaErik View Post
So you go to school, have student loans and then you have a minimum wage job? What the heck did you major in?! Underwater basket weaving. I majored in accounting. I can assure you I never had a minimum wage job after I graduated.

My plan was to go to law school and become a lawyer. By the time I graduated, law school was financially out of reach, and my liberal arts degree was more or less useless for anything else.
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:41 PM
 
13,915 posts, read 7,411,228 times
Reputation: 25410
Quote:
Originally Posted by freemkt View Post
How might a minimum wage worker plan appropriately?
They plan to obtain 21st century job skills so they're no longer being paid minimum wage. This is far preferable to surfing the interweb making pathetic posts about how poorly paid you are.
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:44 PM
 
Location: Great State of Texas
86,093 posts, read 72,515,954 times
Reputation: 27565
Quote:
Originally Posted by 2sleepy View Post
Or maybe they were like my great aunt who died last year at 103 after having lived for 40 years on her husband's SS and a small pension which amounted to a total of $800 a month. Shame on her for not planning better.
All it would have taken was a life insurance policy to provide her more money especially if she never worked.
No family members stepped up to help her ?

Who is to blame for that situation ? The government, the American people ?
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:44 PM
 
Location: SoCal
13,232 posts, read 6,335,450 times
Reputation: 9854
Quote:
Originally Posted by freemkt View Post
My plan was to go to law school and become a lawyer. By the time I graduated, law school was financially out of reach, and my liberal arts degree was more or less useless for anything else.
My kid has a liberal arts degree. She started a business and is now employed 2-3 persons. She is only 2-3 years out of college. Her freshman year friends laughed at her major when they heard it. It's not the major. It must be something else. Interesting, I thought she could become a lawyer too.
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:53 PM
 
33,046 posts, read 22,062,610 times
Reputation: 8970
Quote:
Originally Posted by GeoffD View Post
They plan to obtain 21st century job skills so they're no longer being paid minimum wage. This is far preferable to surfing the interweb making pathetic posts about how poorly paid you are.

Doesn't that require money and/or technology?
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 01:58 PM
 
33,046 posts, read 22,062,610 times
Reputation: 8970
Quote:
Originally Posted by NewbieHere View Post
My kid has a liberal arts degree. She started a business and is now employed 2-3 persons. She is only 2-3 years out of college. Her freshman year friends laughed at her major when they heard it. It's not the major. It must be something else. Interesting, I thought she could become a lawyer too.

Great idea. What relevant skills did she start out with, and approx what were the startup costs? There are some things women can do that men can't or shouldn't try. (e.g. I know a few women who make good money doing home child care but I don't think men can or should try that.)
Reply With Quote Quick reply to this message
 
Old 01-09-2016, 02:03 PM
 
Location: SoCal
13,232 posts, read 6,335,450 times
Reputation: 9854
Quote:
Originally Posted by freemkt View Post
Great idea. What relevant skills did she start out with, and approx what were the startup costs? There are some things women can do that men can't or shouldn't try. (e.g. I know a few women who make good money doing home child care but I don't think men can or should try that.)
She reads and writes really well. She started with Xmas gift. I asked her what she wanted for Xmas, it cost about $900 and I bought it. She started while in her dorm. It's not female specific. She had a male partner. Closed that business when that partner wanted out and started another one with another male partner. It's all her ideas, but they wanted to join her business. One quit a full time job with great benefits and he has since out earned that job.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top