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Old 01-02-2016, 11:46 AM
 
33,046 posts, read 22,077,624 times
Reputation: 8970

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Quote:
Originally Posted by miczmehandl View Post
Thanks for your thoughtful reply. May have to rent a room & trouble with college towns is that not many kids want to share housing with an old guy-they are looking for other students. Also many of these towns hard to find single ladies in my age group. But I'll take a look at the two in Fla you mentioned.

Yes, it is hard for poor older adults to find affordable housing in college towns. I lived more than 10 years in what I believed was the only studio in town I could afford.

 
Old 01-02-2016, 12:03 PM
 
Location: CO/UT/AZ/NM Catch me if you can!
4,743 posts, read 4,375,957 times
Reputation: 10403
Quote:
Originally Posted by miczmehandl View Post
Retired human services professional, returning to U.S. from Philippines cuz my Medicare is no good here. I am poor due to health problem (but I am not stupid, uneducated,nor low class) In researching there are very few places I can afford to rent even a room in USA. I need helpful suggestions from smart people here. To be brief, I need to find a medium to large city with the following: 1) abundance of studio apt or room rentals no more than $400/mo in tenant friendly city 2) not cold winters,if things go bad I don't want to freeze to death 3) good public transport-would rather not get a car. 4) Singles dances where I can meet 40-60 year old ladies 5) Quality doctors who accept Medicare with good access to specialists. Thanks.
Oh man, are you ever in for a rough collision with the reality of life as a low income retiree in the US today. If you want a region with mild winters that pretty much means the red states in the southern part of the country. Red states outright hate the poor and they don't care what you may have done before you retired because now you are just another worthless old person who can make no contribution to society. Don't believe me? Try looking up housing assistance and medicare/medicaid in states like Alabama and Georgia. And before all the Southerners around here jump all over me, I'm originally from the South myself, so I know where-of I speak. I am disgusted by the bigotry and lack of compassion displayed all too often by my (once) fellow Southerners. I now live in Colorado for good reason.

Your other possibility might be southern California. It's warm there, and as far as I can tell they seem to try to help their low income residents more than many other states do. But I know very little about Cali, so I can't make many helpful suggestions about the towns there. But one thing you should keep in mind is that places with mild winters often have hot summers and global warming is for reals, like it or not. Elderly people who can't afford AC die in heat waves in this country every summer. So, it may come down to a choice of which is the lesser evil.

If you want to consider Colorado, I can tell you what its like here. Colorado's winters are actually not that bad as long as you stay away from towns in the high mountains which you'd be staying away from anyhow, since these towns are mostly over priced resorts and your rent would be more like $400/day - not a month. Colorado Springs might be a good fit for you. Housing prices there are very reasonable, and you might find a studio apartment for as low as $400/month. But even there, that $400/month is a real deal breaker for most everywhere you might want to live. Sounds to me that if $400 is all you can afford, you need to get busy searching for subsidized housing through the department of Housing and Urban Development (HUD). HUD housing is not all sleazy projects the way some people think. HUD has some very nice apartments that they run for low income seniors in cities and towns all across the US. In fact, a major reason that I moved to my current town was because there was an opening in the senior apartments here. HUD keeps its housing for seniors immaculate and in excellent repair. People are not allowed to get away with stuff like making loud noise all night long or filling their studio apartment with 637 feral cats, etc., etc.

If its important to you to live in a climate more like the one you're coming from, and you're willing to deal with life below the Mason Dixon Line, google the words "HUD," "senior housing," and the name of the city you want - "Atlanta," for example, and you'll be rewarded with links to the websites of those housing authorities which manage these type apartments. I warn you that you'll have to do some searching and calling around (can you do that from the Philippines?), because congress in its vast wisdom has started withdrawing funding from all HUD programs. I guess the theory is that if us old people are all forced out on the streets we'll either die from hypothermia come winter and any survivors will be finished off by the 120 degree heat wave next summer. Bingo! Social (in)Security problem solved. However, at this point, if you make it your job to search for HUD senior housing everywhere you can think of, you'll probably luck into an opening the way I did. But hurry, cuz it's getting harder by the day. BTW, the senior apartments I moved to have informal get-to-gethers often where we don't dance (alas), but we did a lot of gossipping and card games, and even wine imbibing for those so inclined.

I am an advocate for low income and disabled people in Colorado, so if you wish, you can DM me with some more of the specifics of your situation and I can point you toward more precise places to get some help. I wish you the best of luck. I'm afraid you're going to need it.

Yours,
Rambler
 
Old 01-02-2016, 12:44 PM
 
Location: Cochise County, AZ
1,322 posts, read 837,119 times
Reputation: 2874
OP from what you have posted, it sounds as if you would be eligible for low income housing. Have you used the Social Serve website to try to find housing or any of the other low income housing websites?

There's a current ad in the Sierra Vista Herald for a 1 br apt for under $400 in Huachuca City which is just outside of Sierra Vista and, if you are over 65, there's a free shuttle into Sierra Vista.

I suggest you take the time to do some research. You may be surprised at what you can find.
 
Old 01-02-2016, 01:09 PM
 
Location: Amongst the AZ Cactus
7,074 posts, read 4,929,055 times
Reputation: 7701
Quote:
Originally Posted by Colorado Rambler View Post
Oh man, are you ever in for a rough collision with the reality of life as a low income retiree in the US today. If you want a region with mild winters that pretty much means the red states in the southern part of the country. Red states outright hate the poor and they don't care what you may have done before you retired because now you are just another worthless old person who can make no contribution to society. Don't believe me? Try looking up housing assistance and medicare/medicaid in states like Alabama and Georgia. And before all the Southerners around here jump all over me, I'm originally from the South myself, so I know where-of I speak. I am disgusted by the bigotry and lack of compassion displayed all too often by my (once) fellow Southerners. I now live in Colorado for good reason.

Your other possibility might be southern California. It's warm there, and as far as I can tell they seem to try to help their low income residents more than many other states do. But I know very little about Cali, so I can't make many helpful suggestions about the towns there. But one thing you should keep in mind is that places with mild winters often have hot summers and global warming is for reals, like it or not. Elderly people who can't afford AC die in heat waves in this country every summer. So, it may come down to a choice of which is the lesser evil.

If you want to consider Colorado, I can tell you what its like here. Colorado's winters are actually not that bad as long as you stay away from towns in the high mountains which you'd be staying away from anyhow, since these towns are mostly over priced resorts and your rent would be more like $400/day - not a month. Colorado Springs might be a good fit for you. Housing prices there are very reasonable, and you might find a studio apartment for as low as $400/month. But even there, that $400/month is a real deal breaker for most everywhere you might want to live. Sounds to me that if $400 is all you can afford, you need to get busy searching for subsidized housing through the department of Housing and Urban Development (HUD). HUD housing is not all sleazy projects the way some people think. HUD has some very nice apartments that they run for low income seniors in cities and towns all across the US. In fact, a major reason that I moved to my current town was because there was an opening in the senior apartments here. HUD keeps its housing for seniors immaculate and in excellent repair. People are not allowed to get away with stuff like making loud noise all night long or filling their studio apartment with 637 feral cats, etc., etc.

If its important to you to live in a climate more like the one you're coming from, and you're willing to deal with life below the Mason Dixon Line, google the words "HUD," "senior housing," and the name of the city you want - "Atlanta," for example, and you'll be rewarded with links to the websites of those housing authorities which manage these type apartments. I warn you that you'll have to do some searching and calling around (can you do that from the Philippines?), because congress in its vast wisdom has started withdrawing funding from all HUD programs. I guess the theory is that if us old people are all forced out on the streets we'll either die from hypothermia come winter and any survivors will be finished off by the 120 degree heat wave next summer. Bingo! Social (in)Security problem solved. However, at this point, if you make it your job to search for HUD senior housing everywhere you can think of, you'll probably luck into an opening the way I did. But hurry, cuz it's getting harder by the day. BTW, the senior apartments I moved to have informal get-to-gethers often where we don't dance (alas), but we did a lot of gossipping and card games, and even wine imbibing for those so inclined.

I am an advocate for low income and disabled people in Colorado, so if you wish, you can DM me with some more of the specifics of your situation and I can point you toward more precise places to get some help. I wish you the best of luck. I'm afraid you're going to need it.

Yours,
Rambler
I'll "jump". I think you're overgeneralizing. And you're offering conflicting advice to the OP(see the 2 sections I bolded above in your post).

In one of the states you use as an example, GA, that "hate the poor", there is plenty of assistance for seniors:

Atlanta Senior Housing | Affordable Senior Living | Fixed Income

Georgia Independent Living and Senior Apartments

Housing Resources for Seniors: Georgia

And given the OP says they have health issues and is a disabled senior, one of the states you picked on, GA(and the fed level of course), can take care of this side of things as can any other state in the union:

Medicaid | Georgia Department of Community Health

I don't know if you're on a political kick with your "red states" talk but I think sticking to facts is more beneficial to the OP in his particular circumstance, not overgeneralizing/making personal and political statements on the matter. We have a forum on politics. Plenty of red/blue/right/left talk and what congress or the POTUS should do/not do there to last us all a lifetime and a half.
 
Old 01-02-2016, 02:40 PM
 
Location: Las Vegas
13,890 posts, read 25,340,170 times
Reputation: 26388
If you are getting Medicare, I assume you are a citizen.

What you want is doable but it takes time to get approved and set up. Then there are waiting lists, etc. The application process is very tedious. I would suggest you pick a place to stay where you have friends or relatives you can stay with till you get squared away. Life is really not bad for low income seniors if you learn to use the system properly. Social workers or places like Catholic Charities can help you. With Medicaid and Medicare, you will have better health insurance than most of us!

I have written about 'Dave' and his search for pretty much what you want. Here's the thread. Retiring Poor Is NOT as Bad as You Think!
 
Old 01-02-2016, 02:50 PM
 
2,421 posts, read 3,726,764 times
Reputation: 3455
Quote:
Originally Posted by AlaskaErik View Post
You're in serious need of a reality check. $400 isn't going to get you squat in the US. You'll be lucky to get a stall in a barn in the middle of Nebraska. You're not going to find anything in that price range near public transportation. You want quality doctors at Medicare reimbursement rates. A lot of doctors are no longer accepting new Medicare patients. You are over 65, you have no money, you have no house and you don't have a car. Now, I'm not a woman, but I've done my fair share of dating and I can tell you women are looking for healthy men who are financially stable. If all you are looking for is a dance, you should be all right, but don't expect it to go any further than that. I'm a realist, so I'm just laying out for you. It isn't what you want to hear, but I'm just being straight forward and honest with you.
I appreciate honesty, but I think you are incorrect. The tall order for the poster is finding a place he can exist without transportation for not more than $400 a month. Most cities are either very expensive to live in or very crime ridden where you wouldn't want to live there. I live in Las Vegas area, and there are all kinds of home share rentals available for $400 a month in nice areas. I understand from another poster it took less than a year for her to get a relative situated in a nice senior rent assisted apartment here.

If your not in a city or a bus line to take you where you need to go, you should check out what they have in the way of transportation for seniors. In Florida, where I came from in Palm Beach County, they offered transportation for $1.50 to seniors (pick up at your residence) each way to shopping, doctors appointments etc.

Once you decide on an area to locate to, if you are going to pursue senior subsidized housing, then all you need to do is locate a share rental (you rent a room in a house with kitchen privileges) until such time as your name is called for a subsidized apartment. Or, you can just find a home/bedroom rental very close to shopping.

If you rent a room within a 1/2 mile of major shopping, get yourself one of those adult 3 wheel bicycles that have a BIG basket on the back and add one in front, and you can peddle over to your local grocery stores or Walmart. I had one of these and just added another large basket to the front. Used mine for exercise mostly but also used to to do some shopping from time to time. It was fun.

http://www.amazon.com/Schwinn-Meridi...t+3+wheel+bike I have seen a number of seniors on them doing the same thing when I was in Florida.

As far as doctors not accepting medicare. This is a little more prevalent in very upscale areas, or areas where they have a greater than average shortage of primary care doctors. If it is a problem, it is usually with finding a primary care doctor, not specialists. Here where I live in LV, it is not a problem. Back in Florida where I lived (upscale area) finding a primary care doctor was more limiting.
 
Old 01-02-2016, 03:30 PM
 
Location: Fort Lauderdale, Florida
9,255 posts, read 8,318,049 times
Reputation: 20104
You need to look at the small towns outside the more popular cities and I think you can find your rent but they have to be close enough for public transportation.

Look at Conway, South Carolina.
 
Old 01-02-2016, 03:33 PM
 
2,421 posts, read 3,726,764 times
Reputation: 3455
A story I just thought of that the OP might enjoy. I owned a duplex in a senior community that I had originally purchased for my mother. The president of the association was a widower and on the hunt for a woman. At first he chased after younger woman like my sister about 10-15 years his junior.

However, the lady who had a unit right next door to him was interested in him as well (even though he had medical issues - a bad heart) I know one of the reasons he wanted a mate was because he was financially strapped trying to live on one social security check. And I am sure he missed companionship and other things.

She was an attractive well kept woman probably close to his age. I guess he finally relented, and they joined forces. She sold her unit, they got married and she moved into his unit. Today, he says he is very happy, and it was the best decision he made. So there are many woman who only want to find someone they can be compatible with, and two social security checks are always better than one.
 
Old 01-02-2016, 03:37 PM
 
Location: Lakewood OH
21,698 posts, read 23,681,631 times
Reputation: 35449
Quote:
Originally Posted by jrkliny View Post
Neither Phoenix or Houston seem to be cities which offer much for public transportation. Try Portland, Or.
Do not even suggest the the OP move to Portland. I just relocated from there after living in that city for nearly forty years. I will soon be 70. Public transportation is good for people without cars only if they live in the very upscale expensive neighborhoods. And even then, it's a trial getting around by bus.

Many older people like me can no longer afford the rents and there are waiting lists for the few senior housing apartments that are ten years long. There is a crisis amongst the elderly there who are being forced out of their long lived in apartments because of the high rent increases or their apartment buildings are being turned into Airbnbs. I moved to Cleveland because the COL is so much less and there are so many options for Seniors.

Like the OP, my health is not good and my income is low. The Cleveland Clinic is top notch for healthcare. There is some very nice Senior HUD housing here for around $400 and in good neighborhoods.

The only thing that would be a detriment for the OP here would be the weather. I get that but it might be worth a look.
 
Old 01-02-2016, 03:43 PM
 
Location: Southwest Washington State
21,916 posts, read 14,406,502 times
Reputation: 30856
Quote:
Originally Posted by jrkliny View Post
Neither Phoenix or Houston seem to be cities which offer much for public transportation. Try Portland, Or.
Housing is quite expensive in Portland.
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