U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
Old 01-24-2016, 09:53 AM
Location: LEAVING CD
22,952 posts, read 22,593,578 times
Reputation: 15496


Originally Posted by Normashirley View Post
I use prescription Lidocane patches.

Since "Obummercare" became law, I can no longer get them unless I have shingles

DH can still get them on his traditional insurance for his shoulder.

I could get all the addictive pain killer pills I want on Medicare, if I chose to use them but I don't want them

What is wrong with that picture? They would rather see me addicted to drugs, than to provide something that is safe and works. I suppose in their stupid minds, my 68 year old self should have got rid of my horses and be sitting in a rocker with a blanket over my lap instead of keeping busy and retaining some muscle by mucking stalls.
Doesn't that just suck? I love and have used those patches for years up until about 6 months ago when they decided to remove 'em from the formulary. There actually is a way around it but it's a real hassle and takes a few months. You have to avail yourself of all other medications and they have to fail before you can get an exception. For me that means going thorough the adverse reactions to a particular med (again) and filing an appeal.
Reply With Quote Quick reply to this message

Old 01-24-2016, 10:01 AM
2,635 posts, read 3,386,942 times
Reputation: 6976
Yes OP.... it is a little startling whenever a new medical problem pops up, and no one likes having to take medicine.

But you are incredibly, incredibly fortunate. Do you realize that? I think it is a little off-putting to some who read your post. For many of us, $30 co-pay for 3 months of medicine still sounds.... incredible. Also, to be on so few medications at your age is incredible. Many of us have chronic medical problems that were NOT caused by our own behavior, and carry burdens that may be startling to you. It is really unfortunate that you see it as shameful to be on a couple, cheap medicines.

It is good to talk about the cost of medicines though. The fact that Obamacare is leading to the closing of the donut hole for seniors on Medicare is a very good thing for seniors. But drug costs are still a large burden for many low-income seniors.... and for higher income seniors.
Reply With Quote Quick reply to this message
Old 01-24-2016, 12:27 PM
Location: Greenville, SC
4,682 posts, read 3,726,526 times
Reputation: 8717
I'm 69, and have a prescription plan through my employer; my 3 month copay is around $110 and I feel lucky it isn't more.
Reply With Quote Quick reply to this message
Old 01-24-2016, 01:11 PM
6,341 posts, read 4,777,318 times
Reputation: 13008
The OP seems to be extremely lucky paying virtually nothing for drugs. That is not the case for many of us and more and more people will have higher drug costs as they age and encounter more health issues. Some people are lucky enough to have good prescription drug coverage. Most of us are at the mercy of Medicare and the $5000/yr donut hole. So is there a solution?

Most of us with high costs would love to see the government close the donut hole and reduce our individual costs. Unfortunately that will do nothing for the overall cost of drugs and in fact will increase the total amount spent. As a society we need to do something to control the high cost of drugs. First it is politically correct to blame the drug companies. We just need to put the screws to them and demand better pricing. Again it is PC to believe the drug companies are charging too much. If that is the case then I guess drug company stocks should be great investments. Somehow that is not the case. So I guess we should take the next PC position and blame the high salaries for the chief managers. Turns out that makes little difference. The drug companies using cite three causes for the high costs: R&D, federal regulatory compliance and liability. If the drug companies follow extensive testing required by the FDA and release a drug that is found to have side effects, who should pay? If we continue to award large damages regardless of fault, we can expect those costs to be reflected in the cost of drugs. We do want the powerful new drugs that will someday potentially cure cancer and other diseases, we will need to pay for the cost of development. What about the costs of FDA regulations and requirements? The drug companies state that government requirements are very, very costly. The FDA believes they are doing the right thing and should have an even bigger budget and more employees. I have no idea except that I have seen the effect of government regulations in other areas. Regulations can double costs with marginal benefits. It will be interesting to see if the next Presidential candidates come up with any plans that help. I doubt it.
Reply With Quote Quick reply to this message
Old 01-24-2016, 01:31 PM
Location: Houston, TX
14,698 posts, read 8,533,602 times
Reputation: 29413
Originally Posted by jrkliny View Post
Is your complaint for real? Or are you just trying to aggravate those of us who pay thousands of dollars per year even with prescription drug plans and even trying to use generics and the least expensive alternatives?
Exactly. OP has no clue what an expensive drug is. I'm only 38 years old and am on two Schedule V prescription drugs which cost $85/month when I'm not in the donut hole (and no, there are no cheaper alternatives for me because these work much better than the generics). After March or April each year, I fall in the Blue Cross Blue Shield Medicare Advantage insurance donut hole, so one of them goes up to $324.19/month for 30 pills, and the other one is $412 for 9 doses (a month's supply). So that's over $700/month for just two meds. I also take 6 other meds/month, but those are all generic and are much cheaper. And there are some patients who pay far more than even I do for ONE drug. Generics are not an alternative for everyone. The insurance company always want patients to be on generic, but the generics may cause bad side effects or cause other problems that brand names don't.
Reply With Quote Quick reply to this message
Old 01-24-2016, 01:45 PM
Location: TOVCCA
8,452 posts, read 11,487,861 times
Reputation: 12309
Originally Posted by Escort Rider View Post
But my real complaint is not the prices but the bitter disappointment and humiliation I feel at being on prescription drugs.
Does this make you feel any better? 60% of Americans take at least 1 prescription drug. Some other studies say it's 70%

Reply With Quote Quick reply to this message
Old 01-24-2016, 01:47 PM
1,185 posts, read 767,434 times
Reputation: 3405
Originally Posted by lenora View Post
Weird. My father's Medicare prescription plan pays for his lidocaine patches. Just sayin'.
i know, right? some might think it had more to do with the insurance plan and their formulary management.
Reply With Quote Quick reply to this message
Old 01-24-2016, 01:53 PM
14,276 posts, read 24,050,959 times
Reputation: 20117
Originally Posted by matisse12 View Post
Not to confuse things OP, but maybe you could switch your prescription to Walmart.com's Mail Home Delivery Service (found at Walmart.com) because most of their drugs are $4 for one month or $10 for 3 months.

Delivery through the mail is completely free and they are very reliable. I've used them for years.

The critical is that SOME drugs are available at Walmart at the $4/$10 price. However, most are not. I would say that Walmart did a GREAT THING when they reduced the price on those generics as many pharmacies at the time were charging up to 10x more. Of course, you never hear that from the C-D Walmart critics.

Unfortunately, MOST drugs are NOT on that formulary and some can be quite expensive.

I have always found that it is good to periodically talk to your physician about your medications. Often, they can find less expensive but effective alternatives as most doctors really do not know the cost of some of the medications that they prescribe.
Reply With Quote Quick reply to this message
Old 01-24-2016, 02:03 PM
718 posts, read 605,816 times
Reputation: 1052
Originally Posted by Escort Rider View Post
I am sorry about your situation, which is quite inconceivable to me. Indeed, my prices are quite reasonable. But my real complaint is not the prices but the bitter disappointment and humiliation I feel at being on prescription drugs. This is the first time I have been able to admit publicly to being on drugs, sort of like going to confession, I guess. Old age sucks big time.

I suppose the tripling of the price for the same drug in a time-release version was just symbolic of my frustration at being on the drug in the first place.
Escort I have so much respect for you and you are one of my faves here at CD, so first take this: (((Escort)))
Second, I take a diabetes medication that has some side effects, $4 on the WalMart formulary. The Doctor said she'd give me the time release version of the same drug to get rid of those side effects. imagine my surprise when they told that time release version was over $500 with insurance! They told me that if I had a lower dosage of the time release it would be $4 again. Could it be the dosage of what you're taking? Maybe your doctor could write it so that you are taking it in a slightly different way?
Reply With Quote Quick reply to this message
Old 01-24-2016, 02:36 PM
Location: Las Vegas
13,908 posts, read 25,382,379 times
Reputation: 26461
Originally Posted by 2sleepy View Post
I buy fish antibiotics on ebay for a few dollars and keep them at home in case I ever need one. They are the same thing you get at the pharmacy (I only buy them from US sellers, I don't trust the ones from overseas) Fish Erythromycin | eBay
Me too! And I also get them from e-bay. I keep Fish Mox in the fridge all the time!
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.

Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top