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Old 01-24-2016, 10:40 PM
 
14,267 posts, read 24,025,211 times
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Quote:
Originally Posted by galaxyhi View Post

This year to combat it, the local hospital system we go to has a Patient aid program. People/families can earn up to $75k a year and still get a 25% discount off their services. We qualify at 100% discount {poverty +350%} ,and that comes with a $1000 credit towards prescription co-pays now. SO now I can get some help with the scripts.

GRRR. Don't get me started on health care costs....

C'mon, this is "affordable care." Affordable for whom, I do not know.
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Old 01-25-2016, 01:15 AM
 
4,451 posts, read 2,626,458 times
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Quote:
Originally Posted by jlawrence01 View Post
C'mon, this is "affordable care." Affordable for whom, I do not know.
Exactly.

I could afford it more when it wasn't so "affordable"....

My Other Half now has a high deductible plan, and last year we spent 52% of our gross income on health care costs, as MOH needed surgery..first time in life.

I pay through the nose to have insurance coverage to cover about any eventuality, so I don't pay through the nose on the other end.
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Old 01-25-2016, 04:53 AM
 
10,391 posts, read 9,403,673 times
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Quote:
Originally Posted by yellowsnow View Post
If it's expensive question your doc. Why do you need this particular one? Will anything cheaper still work? Could you go back to your old medication and take half in the morning and half in the evening?

SO is allergic to penicillin. He had a dental infection and the dentist wrote him a scrip for 20 erythromycin capsules. We went to fill it and the pharmacist told us it would cost $290.00. Whoa! That's an old drug that should be cheap. The pharmacist called the dentist and got a prescription for Keflex instead, a very reasonable $4. Fixed him right up!

There are almost always alternatives!
Not necessarily because some drugs do not come in a generic form. And with some generic formulas the 'inactive' ingredients are not all that effective and you'd get better results from the brand name.
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Old 01-25-2016, 04:55 AM
 
10,391 posts, read 9,403,673 times
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Originally Posted by jlawrence01 View Post
C'mon, this is "affordable care." Affordable for whom, I do not know.
I realize my comment is off topic. . but just had to add that "affordable" is definitely relative. We have senior apartments in my area that advertise as "affordable"...yet the lowest rent is over $1,000/month! I suppose they would be affordable if a senior's monthly income were $3,000/mo or more.
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Old 01-25-2016, 05:05 AM
 
Location: Coastal Georgia
37,162 posts, read 45,714,466 times
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In some cases, when generic drugs are not available in the US, we get them from Canadian pharmacies. This save a lot. My husband uses Spiriva, and saves hundred of dollars by getting the generic from Canada.
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Old 01-25-2016, 05:21 AM
 
Location: Los Angeles area
14,018 posts, read 17,763,041 times
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Originally Posted by katie45 View Post
I realize my comment is off topic. . but just had to add that "affordable" is definitely relative. We have senior apartments in my area that advertise as "affordable"...yet the lowest rent is over $1,000/month! I suppose they would be affordable if a senior's monthly income were $3,000/mo or more.
Yes, no question that "affordable" is relative. But for your post to be fully understandable, you would have to tell us where "your area" is. Real estate prices, and hence rental prices, vary enormously by location. In the greater Los Angeles area, $1000 a month for the rental of a half-way decent place is indeed affordable. I would imagine that in a small town in, say, Kansas, $1000 a month would get you a large, luxury apartment - perhaps three bedrooms and two baths. But not in L.A.
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Old 01-25-2016, 05:50 AM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,953,845 times
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Quote:
Originally Posted by Escort Rider View Post
I am sorry about your situation, which is quite inconceivable to me. Indeed, my prices are quite reasonable. But my real complaint is not the prices but the bitter disappointment and humiliation I feel at being on prescription drugs. This is the first time I have been able to admit publicly to being on drugs, sort of like going to confession, I guess. Old age sucks big time.

I suppose the tripling of the price for the same drug in a time-release version was just symbolic of my frustration at being on the drug in the first place.
You're not the freak of nature. My father - who - at age 97 - doesn't take any prescription drugs - is the freak of nature . Robyn
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Old 01-25-2016, 05:58 AM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,953,845 times
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Quote:
Originally Posted by ansible90 View Post
...But at some point, I started getting upset because I felt so dependent. I was taking all these pills and had to wear eye glasses too. It was the eye glasses that tripped me up. I remember thinking: Not only do I have to take all these the pills, but I can't even see anymore without the glasses. It's like, you know you have to do this and you know it will extend your life and help you live better, but having to be so dependent is the hardest thing to accept.
Now that is really funny for someone like me who has been wearing glasses since age 7 or so .

Note that there is hope for you . When you need cataract surgery (and you will need it unless you die pretty young) - you can get a lens implant that will correct your vision back to where it was when you were a kid (OTOH - last time I looked - Medicare didn't pay for these new zippy lenses ). Robyn
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Old 01-25-2016, 06:34 AM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,953,845 times
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Quote:
Originally Posted by canadian citizen View Post
I have read this entire thread, and perhaps this link to a very recent news article in Canada will open some eyes .

The Canadian Federal Government, and the 13 Provincial and Territorial Governments have a committee that negotiates the cost of prescription drug prices, with the pharmacy drug makers ( many of which are US based corporations ).

Under our Federal law on prescription drug sales, there is a national "price list " that sets out exactly what the cost of each drug will be, to the retail buyer, at their local drug store. The only thing that varies is the small fee that the druggist can charge, for filling the prescription. Typically that fee is about $5 per script.

On average, the retail price of prescription drugs in Canada, compared to the same drug in the USA, is 50 to 80 percent less.

I have a longstanding case of ulcerative colitis. The drug that has made a huge improvement in my life is Remicade. The annual cost of it is about $10,000 CDN. As I am a senior, on a fixed income, my MD applied on my behalf, to the Ontario Trillium Fund, for funding, which I now receive. The Trillium Fund is directly funded by the Ontario Lottery and Gaming Commission, who operate the casinos and lotteries in Ontario. So, every two months when I get my infusion, I silently thank those who gamble, as they are paying from my medical treatment.

OK now for that link to the news article about how the Canadian Governments negotiate drug prices with the drug makers. This has been the standard practice here for many years.

link. Ottawa set to join provinces’ pharmaceutical-buying alliance | Toronto Star

Your comments are welcome.

Jim B.
Our lottery proceeds here in Florida supposedly go to subsidize education costs for kids. I think most seniors here would prefer your system .

Who pays what for drugs in the US can get pretty complicated. For example - various manufacturers of various (expensive) drugs will offer them to lower income patients for less money/for free. This is the deal for Remicade:

Patient Rebate Program for REMICADE® | RemiStart

OTOH - they aren't (legally) allowed to offer these subsidies to people on Medicare. Doesn't make a lot of sense to me - but that's the way it is.

To make things more confusing - Remicade - because it's injected - seems to be covered under traditional Medicare Part B (doctor coverage) - not part D (drug coverage). But only when administered in a doctor's office (not at a pharmacy). Medicare Part B generally covers about 80% of the costs. But people can and do buy Medigap policies that will pay for part or all of the remaining 20%. And - to make things even more confusing - people can and do opt out of traditional Medicare and buy so-called Medicare Advantage plans. Where what is or isn't covered may vary from what traditional Medicare covers. Overall - I think that if I needed Remicade - my Medicare Part B and my (comprehensive) Medigap policy would cover 100% of its cost (but I'm not sure).

I've looked up various very expensive drugs in terms of what they cost here in the US and elsewhere (including Canada). Although most are cheaper in Canada - many aren't that much cheaper. Perhaps 10-15-20%. What happens if a senior who isn't low income needs a drug like Remicade? Does he/she have to pay for all or part of it out-of-pocket? Or is there some type of senior health insurance - like our Medicare - that covers it? Robyn
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Old 01-25-2016, 06:34 AM
 
10,391 posts, read 9,403,673 times
Reputation: 16018
Quote:
Originally Posted by Escort Rider View Post
Yes, no question that "affordable" is relative. But for your post to be fully understandable, you would have to tell us where "your area" is. Real estate prices, and hence rental prices, vary enormously by location. In the greater Los Angeles area, $1000 a month for the rental of a half-way decent place is indeed affordable. I would imagine that in a small town in, say, Kansas, $1000 a month would get you a large, luxury apartment - perhaps three bedrooms and two baths. But not in L.A.
Am in the KC Metro area, and yes, one would expect rents to be more 'affordable' but not the case. Am am referring to a one bedroom apt.

Last edited by katie45; 01-25-2016 at 06:56 AM..
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