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Old 01-31-2016, 05:38 PM
 
Location: Wasilla, AK
7,254 posts, read 4,139,840 times
Reputation: 15666

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Quote:
Originally Posted by TheShadow View Post
For example we had a nice salmon dinner last night. I only purchase salmon when it goes on sale for $5.99/lb (obviously not wild-caught king salmon or some such, farmed is fine to us). We each have a 5 oz portion, so that's less than $2 for the protein. I get corn on the cob three ears for $1, so that's 33 cents per serving, and I made biscuits for less than a dollar for 6, so that's less than 50 cents per person. A decent filling dinner for less than $2.83/person. Maybe I'm just super frugal, but I often calculate the per serving costs when I am shopping and I won't buy things if they are above my target price.
In Alaska we call that Frankenfish.
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Old 01-31-2016, 05:54 PM
 
Location: Cochise county, AZ
4,972 posts, read 3,458,710 times
Reputation: 10494
Erik, you made me laugh. I buy wild caught because the Native Americans I worked with asked me to. You Alaskans can get it all the time. My brother in Michigan catches them all through whenever they're season & freezes a lot for winter.

And then has the audacity to post pictures.
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Old 01-31-2016, 05:57 PM
 
Location: Cochise county, AZ
4,972 posts, read 3,458,710 times
Reputation: 10494
All I ever catch are Northerns, Sun fish or croppies. Salmon don't choose to come to our lakes, lol.
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Old 01-31-2016, 07:31 PM
 
2,403 posts, read 1,046,148 times
Reputation: 1175
Quote:
Originally Posted by jrkliny View Post
I guess you did not bother to read all of my previous posts. I understand...very boring. To summarize, I believe the huge amount of money we pay in taxes is being wasted by being the world's policeman and trying to "bail" out the rest of the world. I think a lot of our foreign aid is wasted, causes resentment, and we cannot afford the costs. Let us use more of our tax money to build jobs, build infrastructure, provide a better safety net for our citizens and make it easier for families to cope with college and healthcare costs. We should never hear anything about social security becoming bankrupt. Instead we should be building a system that can provide better benefits for all of us.
Hear, hear!
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Old 01-31-2016, 08:04 PM
 
13,912 posts, read 7,405,593 times
Reputation: 25396
Quote:
Originally Posted by jrkliny View Post
What do we expect? We elect congressional representatives and Presidents who continue the idea of being the world's policeman. We give huge sums of money to corrupt governments, waste hundreds of billions building "infrastructure" in the Afghani wasteland. We fight endless wars and then those we support turn against us. We build schools and hospitals around the world when our own citizens cannot afford their taxes, day care and healthcare.


This is supposed to be a forum about retirement, but sadly our economy and taxes don't work well enough for the majority of people to reach a reasonable degree of financial comfort in retirement. It seems fashionable to blame the individual for not being frugal and for not working hard enough. News flash. Life is a lot easier in most other first and second world countries. Workers have better access to healthcare and day care. They get way more time for vacations and often substantially shorter and easier workweeks. Ted Cruz can make jokes about Sweden being overly socialistic. Maybe but he seems to want to cut every benefit including healthcare and just beef up the military. I certainly don't mean to single out Ted Cruz. The rest of them, Democrats and Republicans, just don't seem to get it either. The politicians argue about Benghazi. No one asks the obvious. Why were we even in Libya at that time? I guess it was to help distribute all of the money we were spending in that country. Great return on investment for the American taxpayers!
In my experience, people who write this kind of stuff have absurdly low effective Federal income tax rates and then whine about high taxes that they're not paying. It's tax season. What's your effective Federal income tax rate? 10%?

And for the record, in 2014, my effective Federal income tax rate was 24%. That's filing single and taking the standard deduction. I paid $51,176 in income taxes. I view that as paying my fair share.

In those socialist utopias in Europe, the average Joe making $50K pays half of that in taxes. Their food and energy costs are roughly double of here. The don't have a heck of a lot of disposable income. You can't have it both ways. If you want to pay half your income in taxes, you can have all those services. I suspect Joe Average would rather have his F150 and all the pocket money to spend at the bar.
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Old 01-31-2016, 08:26 PM
 
Location: SoCal
13,227 posts, read 6,331,374 times
Reputation: 9844
Quote:
Originally Posted by GeoffD View Post
In my experience, people who write this kind of stuff have absurdly low effective Federal income tax rates and then whine about high taxes that they're not paying. It's tax season. What's your effective Federal income tax rate? 10%?

And for the record, in 2014, my effective Federal income tax rate was 24%. That's filing single and taking the standard deduction. I paid $51,176 in income taxes. I view that as paying my fair share.

In those socialist utopias in Europe, the average Joe making $50K pays half of that in taxes. Their food and energy costs are roughly double of here. The don't have a heck of a lot of disposable income. You can't have it both ways. If you want to pay half your income in taxes, you can have all those services. I suspect Joe Average would rather have his F150 and all the pocket money to spend at the bar.
You are a hero, truly. Thank you for shoring up our SS.
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Old 01-31-2016, 08:41 PM
 
1,734 posts, read 1,949,340 times
Reputation: 3901
Quote:
Originally Posted by Listener2307 View Post
You are special.
You are especially lucky. Of all the houses bought 19 years ago, how many have appreciated the way yours has? What if you didn't need a house in that particular area, at that particular time?

Good Luck. It counts.
Bad Luck. That counts, too.

So stop pounding yourself on the back. You got lucky. It could have gone the other way.
Not to make light of the situation - but lol! In comparison, I am part of the Great Unwashed. I am a renter. I will have zero - zilch - not a red cent of equity in a house once I hang it up, lol!


I'm in Metro DC. When I got here ten years ago, SFRs were already $500K. More dough than a reasonable person can EVER pay off if they want to hang it up at a reasonable age (like, 62ish).


I was NOT going to feed the insanity of the real estate bubble here. So, I rented.


Youse guyz are way ahead of me, more power to you. To previous poster - yeah, you're right. If you've been kicked to the curb in late middle age, it's a rough row to hoe. Best wishes to you - Jane
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Old 01-31-2016, 08:41 PM
 
4,070 posts, read 1,557,370 times
Reputation: 7411
Quote:
Originally Posted by GeoffD View Post
In my experience, people who write this kind of stuff have absurdly low effective Federal income tax rates and then whine about high taxes that they're not paying. It's tax season. What's your effective Federal income tax rate? 10%?

And for the record, in 2014, my effective Federal income tax rate was 24%. That's filing single and taking the standard deduction. I paid $51,176 in income taxes. I view that as paying my fair share.

In those socialist utopias in Europe, the average Joe making $50K pays half of that in taxes. Their food and energy costs are roughly double of here. The don't have a heck of a lot of disposable income. You can't have it both ways. If you want to pay half your income in taxes, you can have all those services. I suspect Joe Average would rather have his F150 and all the pocket money to spend at the bar.

Sadly, you are not alone in this thinking. And as I have asked others, what is the minimum amount of taxes I have to pay in order to be entitled, according to you, to voice an opinion about how tax revenues are spent? Just give me a number.


Mahalo
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Old 01-31-2016, 08:46 PM
 
1,734 posts, read 1,949,340 times
Reputation: 3901
Quote:
Originally Posted by NYgal2NC View Post
I looked on line to see about NFCC and they are associated with the people I spoke with before. They do charge. From what I saw, there is a $25 start fee and then a sliding scale amount monthly. When I spoke with a rep from that company, he told me I would have to pay $50 per month, more than I felt I can afford to pay. And it did not sound like that company would do anything more than give me instructions of how to fix it. But the amount I owed would not change.

I'll check out the Lutheran site and I think you mentioned some others.

Thank you for your thought.
NYCgal - call your credit card company and ask them who they recommend. My friend at work used TakeChargeAmerica - I think the credit card company must have been paying them, because she said that credit card consolidation company charged her zero. I say again - zero! This company is located in Arizona, I think. I'd recommend giving them a call!


What can I say. I am ALWAYS on the hunt to save a buck. Call me uber-frugal. I think about re-using coffee filters.
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Old 01-31-2016, 08:51 PM
 
2,189 posts, read 2,108,783 times
Reputation: 3900
Know what I hate, seeing people go on about how poor they are while smoking


Like they might not have a home tomorrow, or food, but apparently that $7 pack was an easy scrape. Then they run themselves into debt with all the circulation/heart/lung problems.
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