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Old 01-31-2016, 04:07 PM
 
7 posts, read 5,639 times
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Another SS ? I only worked 11 yrs if I collect my SS now, can I still get my husbands when I am 70 he died 3 years ago. I am 65 and don't want to take mine and not get his . thank you in advance
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Old 01-31-2016, 06:08 PM
 
Location: VT; previously MD & NJ
2,227 posts, read 1,360,218 times
Reputation: 6430
Have you been to SocialSecurity.gov yet?

https://www.socialsecurity.gov/plann...ors/ifyou.html

If you still have questions, come back here and ask. Lot's of people here can help with the details.

Added: Don't forget to sign up for Medicare if you are 65 now. www.medicare.gov

Last edited by ansible90; 01-31-2016 at 06:48 PM..
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Old 01-31-2016, 06:17 PM
 
1,227 posts, read 1,263,169 times
Reputation: 4310
Your widow's benefit (your husband's social security) does not increase with delayed filing credits. At your full retirement age (FRA) you could take his benefit and it would be the same amount as if you waited until you were 70. So, there really is no reason to wait until you are 70.

The only time it pays to wait until 70, is if your benefit will grow larger than his benefit if you waited to take your's until you are 70. If that were the case, you would file for your widow's benefit and then switch to your own benefit at age 70.

If your full retirement age is 65, you can request Social Security pay you for up to 6 months of past benefits that you didn't claim but were entitled to.

Please accept my sympathies on the death of your husband.
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Old 01-31-2016, 06:35 PM
 
Location: Florida
4,379 posts, read 3,718,272 times
Reputation: 4121
Call ss and discuss. I think you will find you should collect on your husband.
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