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Old 03-22-2016, 08:24 PM
 
Location: Chapel Hill, N.C.
36,485 posts, read 43,827,673 times
Reputation: 47263

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I was half asleep this afternoon when I took a phone call from automated "Credit Card Services" telling me I was late with $85 payment but if I wanted to pay on line now I could avoid late fee. Without thinking i gave the requested last 4 # of my SS# but when "she" repeated it back I had given the wrong number but I did not correct it and decided to listen to see exactly what was going on. They never identified which credit card or bank. She verified the incorrect numbers and next i was directed to a site where I could pay the amount now with no hassle or delay. by then I was well aware of what was going on--classic phishing expedition. I'm sure there are many who would give a credit card number or bank account number or who fall for this scam all the time.

After it was all over i thought to myself---since when do credit card companies call with "friendly reminder payment is due"? They make a huge profit over late fees and aren't about to kill the goose who lays the golden eggs.

It is disgusting how people think of ways to steal from us.
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Old 03-22-2016, 08:29 PM
 
Location: Los Angeles>Little Rock>Houston>Little Rock
6,488 posts, read 6,961,731 times
Reputation: 17366
I don't get calls, but I am signed up for alerts to send me emails when my payment is due. I never click on the links in the email, though. I just go and login directly to see what's up.
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Old 03-22-2016, 08:31 PM
 
4,689 posts, read 2,324,293 times
Reputation: 6169
This scam was just reported in The Albuquerque Journal this past Sunday.

Never give ANY information. NEVER even acknowledge that you are YOU. Anyone who calls is calling YOU, so the ball is in their court to identify themselves and give YOU info. YOU listen, THEY talk. You give NOTHING. Ask them to put anything in writing and mail it to you, telling them to use the address you are sure they have on file for you. Hang up.
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Old 03-22-2016, 08:33 PM
 
1,099 posts, read 665,718 times
Reputation: 734
I never answer any phone numbers I don't recognize...period. They can always leave a voice mail. Too many solicitors and scam artists to waste my time with it. I can always decide if they're real on my own time.
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Old 03-22-2016, 08:38 PM
 
Location: Houston area
762 posts, read 811,293 times
Reputation: 1742
I actually got a call from my credit card company saying I was late making a payment. I actually was rude because I thought it was a scam. Actually, it WAS my credit card company. Headslap!!! I've never missed a payment or was late with a payment and I usually pay the entire balance. So I must have had a senior moment and completely forgot to make a payment.
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Old 03-22-2016, 08:43 PM
 
Location: State of Denial
1,914 posts, read 965,314 times
Reputation: 10226
That was like an email I received last year that purportedly came from the FBI. There was a page that looked really imposing with all the proper seals, etc. It said that child pornography had been found on my computer and a warrant was going to be issued for my arrest, BUT I could pay a fine of $250 and get off with a warning. All I needed was to send my Visa information to a website and the fine would be put through. My name wasn't on the initial page anywhere (and I sure didn't click on anything to go further.)

OK....knowing that I didn't have child porn on my computer and being pretty darned certain that the "FBI" didn't send out emails warning you that they were about to arrest you, I forwarded it to the "real" FBI.

But think, if they send out a million of these (which they could do with the click of a key) and only one half of one percent of people responded and each sent $250 to pay their "fine", that's $1,250,000 they'd make. Decent scam.

Can you imagine the good that could be done if these brilliant minds (and it does take a brilliant mind to work these major scams) could be put to good purposes? Cancer, alzheimers, autism could be eradicated. The common cold could be cured. A better mousetrap could be invented. We could probably have cars that got 100 mpg. Just think.
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Old 03-22-2016, 08:43 PM
 
Location: Los Angeles>Little Rock>Houston>Little Rock
6,488 posts, read 6,961,731 times
Reputation: 17366
Quote:
Originally Posted by bodyforlife99 View Post
I never answer any phone numbers I don't recognize...period. They can always leave a voice mail. Too many solicitors and scam artists to waste my time with it. I can always decide if they're real on my own time.

Back in the day this was me. Now that my husband is going back and forth from nursing home to hospital I have to answer all calls from my own area code. It is often a nurse calling from her own phone, which does not show up on caller ID.
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Old 03-22-2016, 08:47 PM
 
Location: Wasilla, AK
7,292 posts, read 4,166,644 times
Reputation: 15799
Quote:
Originally Posted by jamary1 View Post
That was like an email I received last year that purportedly came from the FBI. There was a page that looked really imposing with all the proper seals, etc. It said that child pornography had been found on my computer and a warrant was going to be issued for my arrest, BUT I could pay a fine of $250 and get off with a warning. All I needed was to send my Visa information to a website and the fine would be put through. My name wasn't on the initial page anywhere (and I sure didn't click on anything to go further.)

OK....knowing that I didn't have child porn on my computer and being pretty darned certain that the "FBI" didn't send out emails warning you that they were about to arrest you, I forwarded it to the "real" FBI.

But think, if they send out a million of these (which they could do with the click of a key) and only one half of one percent of people responded and each sent $250 to pay their "fine", that's $1,250,000 they'd make. Decent scam.

Can you imagine the good that could be done if these brilliant minds (and it does take a brilliant mind to work these major scams) could be put to good purposes? Cancer, alzheimers, autism could be eradicated. The common cold could be cured. A better mousetrap could be invented. We could probably have cars that got 100 mpg. Just think.

I'm retired LE and I can assure you that if you are ever caught with child porn on your computer the consequences are much more severe than a $250 fine. You're looking at years in prison, if not decades.
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Old 03-22-2016, 08:50 PM
 
1,099 posts, read 665,718 times
Reputation: 734
Quote:
Originally Posted by maggie2101 View Post
Back in the day this was me. Now that my husband is going back and forth from nursing home to hospital I have to answer all calls from my own area code. It is often a nurse calling from her own phone, which does not show up on caller ID.
You couldn't just accept a voicemail and call them back immediately?
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Old 03-22-2016, 08:51 PM
 
Location: Silicon Valley
18,134 posts, read 23,028,696 times
Reputation: 35378
There's another scam out there where someone calls you and tells you that they are giving you a heads up that they will be visiting your home and place of employment to serve you with papers about a judgment, but you can just go ahead and pay it now.

I let all calls go to voicemail I don't recognize, too. I Googled the phone number and read reviews on scam websites about the scam. I was hoping they'd call back so I could tell them to come on down, I'll make coffee and see what they do LOL.

I'm way too cynical to fall for any scams anymore. I'd just go look at my accounts online after hanging up.
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