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Old 03-28-2016, 11:47 AM
 
Location: Central IL
15,243 posts, read 8,538,301 times
Reputation: 35674

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Quote:
Originally Posted by DebexploresOhio View Post
Don't wait to retire. Enjoy life. No one knows when they will die. 67 is a goal to increase your benefits. If you have saved for retirement during your working years, retire at 62 or younger.
How many people retire early but don't immediately start collecting SS? Do people feel compelled somehow that if they're not working they gotta be collecting?

I'm going to try to retire at 62 but wait until at least FRA to start collecting....
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Old 03-28-2016, 11:54 AM
 
12,004 posts, read 5,126,293 times
Reputation: 18769
Quote:
Originally Posted by reneeh63 View Post
How many people retire early but don't immediately start collecting SS? Do people feel compelled somehow that if they're not working they gotta be collecting?

I'm going to try to retire at 62 but wait until at least FRA to start collecting....
I agree. If I had several $100,000s in the bank and a house that was paid off, I'd retire at 62 and wait to collect but I'm not there. So, I'm going to semi retire at 62, continue to work just 10-20 hours a week while collecting. By the time I'm 65, I won't have a house payment any more. Even just working 10-20 hours a week will be a huge improvement to my 40-45 hours a week I work now.
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Old 03-28-2016, 11:57 AM
 
4,338 posts, read 2,266,244 times
Reputation: 5589
Quote:
Originally Posted by marino760 View Post
I agree. If I had several $100,000s in the bank and a house that was paid off, I'd retire at 62 and wait to collect but I'm not there. So, I'm going to semi retire at 62, continue to work just 10-20 hours a week while collecting. By the time I'm 65, I won't have a house payment any more. Even just working 10-20 hours a week will be a huge improvement to my 40-45 hours a week I work now.
...Semiretire and convert your IRA to a Roth and pay the taxes then collect SS and enjoy a tax free retirement.
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Old 03-28-2016, 12:04 PM
 
6,885 posts, read 7,284,046 times
Reputation: 9786
Quote:
How many people retire early but don't immediately start collecting SS? Do people feel compelled somehow that if they're not working they gotta be collecting?

I'm going to try to retire at 62 but wait until at least FRA to start collecting....
There's at least one other thread dedicated to that question.
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Old 03-28-2016, 01:00 PM
 
13,591 posts, read 7,422,181 times
Reputation: 12501
Evidently, OP is Retired Now.
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Old 03-28-2016, 03:41 PM
gg
 
Location: Pittsburgh
17,931 posts, read 18,258,110 times
Reputation: 11499
Quote:
Originally Posted by Full Spring Greenery View Post
If only he did not follow those silly experts, maybe he would still be alive today or at least his last five years would have been better!
So your brother died earlier than average and it is the financial advisers fault. That sound about right in the USA today. Always someone else's fault. Sorry he died, but don't blame solid advice. Financial advisers can't predict a massive heart attack. Come on.
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Old 03-28-2016, 03:53 PM
 
Location: Central IL
15,243 posts, read 8,538,301 times
Reputation: 35674
Quote:
Originally Posted by selhars View Post
There's at least one other thread dedicated to that question.
Thanks...I was asking in relation to people responding to THIS thread. Also, I've found that complex searches get very poor results using cd's search engine.
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Old 03-28-2016, 04:27 PM
 
Location: Berkeley, S.F. Bay Area
374 posts, read 366,199 times
Reputation: 289
Quote:
Originally Posted by Full Spring Greenery View Post
My brother hated his job but followed the financial experts who said he should wait until he was 67...
Problem spotted.

I'm sorry for your loss. With retirement, it depends on the job, but if its some kind of strong labor, dont listen to the experts, retire when you want. Your body will take a toll on you if if you dont.
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Old 03-28-2016, 04:31 PM
 
10,817 posts, read 8,065,019 times
Reputation: 17029
OP is gone folks, and "Not a member" here anymore. As noted by shadowne, s/he was probably just one more incarnation of a well-known troll.
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Old 03-28-2016, 04:33 PM
 
71,626 posts, read 71,777,271 times
Reputation: 49225
there was to much info missing , it was just a mis-informed person likely ranting
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