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How much is the home owners insurance? These aren't going to survive a hurricane and Riviera Beach is subject to them. Also, it is a very high crime area
The price we pay for 1800 sq foot double wide with a garage in park is $341 per year for $40,000
coverage without hurricane/wind damage. It is $ 860 with hurricane and wind coverage for $40,000.
I decided to get the wind and hurricane coverage this year.
To me, even though the land is in a co-op, I would always worry about not having ownership of the land itself. Renting a lot in a private park is a recipe for disaster eventually - most parks eventually sell out to someone who wants to build condos or such - and if you have a trailer in there, tough, your problem to find a new place to park it.
That said, for someone with limited finances, this might be attractive.
In general Florida weather is great except for the hurricanes.
You have protection on if they sell plus unless you have in by water very little chance they will sell. Renting is not a recipe for the disaster. They are very reasonable and very easy to sell if you live in a nice park. Very small up front costs and they take care of everything. You have look at in many ways before buying. Nice thing is rent is tied to the CPI so increases in rent have been very little or not none at all in the last 5 years.
Is there a PERMANENT RV park that accepts VINTAGE campers? It's always been my dream to live in a little restored "canned ham," but most have age limits on the rigs they'll accept OR require you to pick up and move every so often.
Is there a PERMANENT RV park that accepts VINTAGE campers? It's always been my dream to live in a little restored "canned ham," but most have age limits on the rigs they'll accept OR require you to pick up and move every so often.
I doubt you will have any problem with a truly restored vintage camper; I would blog the restoration and send a link. The flip side is that if you picked up a recent model cheap because it has a lot of damage and don't get it properly restored you could get asked to remove it despite the age. In MH parks, they have to be strict because the old ones don't meet the newer codes no matter how nice they look. In RV parks if you are talking about towable trailers (not park model MHs) it is an appearance concern.
This concept of mfr'd housing really caught my attention. Just looked at a 55+ mobile home park in FL on their website.
I can see paying $150K for a new home in a community like this. But I can't believe they get over $600 for lot lease and other maintenance fees!
Is that the norm?
That must be one of the nicer parks. I have priced a few that are in the 60k range with a lot you own and HOA fees in the $250 or so range if they have amenities (some don't, but still have HOAs that take care of entrance and do volunteer-led social activities). EDIT - Barefoot Bay (not truly a 55+ but mostly older adults and many are part time residents) is an example of one with amenities in that range and Palm Bay Colony is an example of one without.
This concept of mfr'd housing really caught my attention. Just looked at a 55+ mobile home park in FL on their website.
I can see paying $150K for a new home in a community like this. But I can't believe they get over $600 for lot lease and other maintenance fees!
Is that the norm?
That's about average, from my limited research. And you don't own the land, so... There's that, too!
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