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Old 04-10-2016, 04:05 PM
 
Location: Los Angeles>Little Rock>Houston>Little Rock
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I will be 62 in September at which time I was planning to file. My husband was 57 at the time of his death this past Friday. He was on SSDI, which I know will cease. What happens now? can I collect his SS or do I have to wait until he would have reached retirement age?
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Old 04-10-2016, 04:52 PM
 
Location: Los Angeles>Little Rock>Houston>Little Rock
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Anyone?
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Old 04-10-2016, 05:00 PM
 
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I believe at 62 you get 81% of his benefit
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Old 04-10-2016, 05:01 PM
 
Location: Los Angeles>Little Rock>Houston>Little Rock
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Quote:
Originally Posted by mathjak107 View Post
I believe at 62 you get 81% of his benefit
Okay, thank you.
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Old 04-10-2016, 05:03 PM
 
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Is your regular ss benefit higher? You would get your 62 early benefit if you chose that
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Old 04-10-2016, 05:04 PM
 
Location: Los Angeles>Little Rock>Houston>Little Rock
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No, his would be much higher.
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Old 04-10-2016, 05:11 PM
 
Location: Baltimore, MD
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Quote:
Originally Posted by maggie2101 View Post
I will be 62 in September at which time I was planning to file. My husband was 57 at the time of his death this past Friday. He was on SSDI, which I know will cease. What happens now? can I collect his SS or do I have to wait until he would have reached retirement age?
You can collect now. However, your benefit will be significantly reduced because you have not yet reached your full retirement age.

ETA: I didn't see Mathjak's response before I posted. Feel free to ignore mine.
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Old 04-11-2016, 07:14 PM
 
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Doesn't new policy mean that she is automatically going to file for her benefit when she files for widow benefit?
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Old 04-11-2016, 07:23 PM
 
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Deemed filed does not apply to widows .they still have the ability to pick and choose

Last edited by mathjak107; 04-11-2016 at 07:35 PM..
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Old 04-11-2016, 08:34 PM
 
Location: Its easy to be a perfectionist when someone else is doing all the work.
2,233 posts, read 5,473,999 times
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Quote:
Originally Posted by maggie2101 View Post
I will be 62 in September at which time I was planning to file. My husband was 57 at the time of his death this past Friday. He was on SSDI, which I know will cease. What happens now? can I collect his SS or do I have to wait until he would have reached retirement age?

From personal experience I can tell you that the rules are different for SSDI. SSDI is the amount that the person would get at their FRA so SS looks at them like they are at FRA.

This is from the ssa.gov site . Sounds like you don't have to wait to me. I would get to the SS office as soon as possible just in case some of the new rules kick in. You need to speak to someone there to find out all your options and make sure you get the best benefit.

•Widow or widower, age 60 to full retirement age -- 71 to 99 percent of basic amount;
https://www.ssa.gov/planners/survivors/onyourown5.html


How I found this out is I filed for spousal at my FRA age 66 on my husband age 64 just to see what would happen. I figured I might get some kind of reduced benefit before the new law kicks in. What I found out is that since he is on SSDI and was considered to be at FRA that I am eligible for full spousal benefits. I have always planned on taking my own SS at 70.
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