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Old 10-25-2016, 04:43 AM
 
Location: Central Massachusetts
4,800 posts, read 4,860,228 times
Reputation: 6379

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Quote:
Originally Posted by Marc Paolella View Post
Your father was an honorable man and a role model based on your description. We need more of him. Combine his character with correct philosophical training, and we would have a country that would blow away the rest of the world in terms of achievement, progress, wealth, and quality. Not to mention a population that would save for a fabulous retirement from the first day they worked because it would be part of the basic training. But instead, we have the Kant-Kennedy-Europe model. It's a utter and unspeakable tragedy.
Okay how do you resolve the Kennedy administration to today's "ME ME" society? It seems to me that Kennedy's original quote which you seemed to twist to your own purposes spoke quite eloquently that instead of thinking of yourself first that you see what needs to be done around you. It inspired a number of young men and women to reach for the moon. To reach for that impossible dream of ending suffering. It inspired many men and women to serve their country in the military. That same feeling went on well into subsequent presidential administrations. I believe that the change came somewhere between George H W Bush and William Jefferson Clinton administrations. I believe that the "ME FIRST" feeling came out of that time frame when instead of striving for the betterment of mankind. it became a betterment of my life. I think you should do a bit more research.
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Old 10-25-2016, 06:07 AM
 
33,046 posts, read 22,111,252 times
Reputation: 8970
Quote:
Originally Posted by BayAreaHillbilly View Post
Ah yes ... the GI Generation ... what a bunch of "collectivist swine" and all that.

Sacrifice if for wusses and commies.

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Old 10-25-2016, 06:09 AM
 
33,046 posts, read 22,111,252 times
Reputation: 8970
Quote:
Originally Posted by jghorton View Post
Throughout our working years, we watched others at about our income level buy lavish houses, new cars every other year, take extensive vacations and other .... and wondered, "How in the world do they afford that?"

But, when it came to early retirement, we had no debt, a paid-off mortgage, a strong income, college and wedding for the kids paid-off and a comfortable investment/cash position. Eight years into retirement, we've lived comfortably, traveled extensively, stayed busy and still haven't tapped into IRA's or 403b's and will not do so until RMD's kick-in. Meanwhile, many of our high-rolling peers continued to work for several years -- some finally retiring with significant mortgages and debt.

IMO, the key to the successful retirement many claim to want -- is living within one's means, planning and saving (rather than simply hoping for the best) -- and avoiding an excessive debt load. Beyond financial considerations, it helps to have a life outside of the job prior to retirement.

How do you pull that off when your income is low and rent consumes half your income?
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Old 10-25-2016, 06:46 AM
 
71,920 posts, read 71,971,035 times
Reputation: 49483
why do you keep asking us ? it is your problem to deal with and figure out . the answer to how ? is don't let yourself be put in that position .

retirement is the furthest option you have . why even bring it up ?
just sayin .
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Old 10-25-2016, 10:27 AM
 
Location: Northern NJ
7,954 posts, read 7,932,960 times
Reputation: 11183
Quote:
Originally Posted by freemkt View Post
How do you pull that off when your income is low and rent consumes half your income?
Simple. Become more valuable to others and up your game. The income will rise and the problem will be solved. Up your game. Become more valuable.
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Old 10-25-2016, 12:31 PM
 
33,046 posts, read 22,111,252 times
Reputation: 8970
Quote:
Originally Posted by Marc Paolella View Post
Simple. Become more valuable to others and up your game. The income will rise and the problem will be solved. Up your game. Become more valuable.

I have $15k of stuff I cannot sell because I rent and therefore my use of the property is impaired.
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Old 10-25-2016, 12:36 PM
 
33,046 posts, read 22,111,252 times
Reputation: 8970
Quote:
Originally Posted by mathjak107 View Post
why do you keep asking us ? it is your problem to deal with and figure out . the answer to how ? is don't let yourself be put in that position .

retirement is the furthest option you have . why even bring it up ?
just sayin .

It can be exasperating (ex + aspirating) when people casually toss out easy solutions that aren't feasible to poor people. It's not good to be exasperated.
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Old 10-25-2016, 12:42 PM
 
26,591 posts, read 52,392,336 times
Reputation: 20439
Few were born with a platinum spoon... even a silver spoon.

The SF Bay Area is a draw for immigrants with many starting with next to nothing and it is amazing just how far many have gone...
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Old 10-25-2016, 01:59 PM
 
6,040 posts, read 4,448,454 times
Reputation: 16753
Quote:
Originally Posted by freemkt View Post
I have $15k of stuff I cannot sell because I rent and therefore my use of the property is impaired.
Hmmmm, wasn't it $10K and weren't you getting a smartphone to sell this stuff?
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Old 10-25-2016, 02:29 PM
 
8,874 posts, read 5,156,823 times
Reputation: 10171
Quote:
Originally Posted by freemkt View Post
It can be exasperating (ex + aspirating) when people casually toss out easy solutions that aren't feasible to poor people. It's not good to be exasperated.
Is that what you find exasperating? Others find it exasperating that no matter how many times it is pointed out to you that your choices are yours, you cannot seem to grasp this concept.

Last edited by Petunia 100; 10-25-2016 at 02:46 PM..
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