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Old 10-28-2016, 11:39 AM
 
Location: Scottsdale, AZ
7,653 posts, read 4,699,473 times
Reputation: 27968

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Quote:
Originally Posted by bigbear99 View Post
Property taxes in Rochester (not to mention most places in the NE like CT) are killers. Article seems to have missed that.
These clickbait articles aren't written by people who do exhaustive research? I'm shocked.

(I know what you mean. There's always something they leave out.)
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Old 10-28-2016, 12:08 PM
 
Location: Mooresville, NC
2,149 posts, read 2,624,012 times
Reputation: 1670
Quote:
Originally Posted by Sand&Salt View Post
I would encourage you to check out overseas, SG. We retired to So. America a couple months ago on that bare minimum SS check ($1,350) for that very reason, and to get the ocean and mild climate we wanted but never thought we could afford. 2013-built condo for $90,000 on the sand (property tax $40)....something to think about.
Did you move to Ecuador?

I'm not near retirement age but have been researching and it seems that going south of the US and higher elevation is the golden ticket, as long as you are OK with some compromises and a little adventure!
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Old 10-28-2016, 12:22 PM
 
Location: equator
3,435 posts, read 1,531,248 times
Reputation: 8523
Quote:
Originally Posted by Wolf Howl View Post
Did you move to Ecuador?

I'm not near retirement age but have been researching and it seems that going south of the US and higher elevation is the golden ticket, as long as you are OK with some compromises and a little adventure!

Yes we did, Wolf. The vast majority of retirees choose the high elevations in the Andes where there is more culture, historical sites, spring-like weather: look up Cuenca. But we love the beach so that's where we are. COL and property taxes AND insurance on everything was killing us in the U.S. Definitely compromises here; "adventures" is a good way to view it. "Free-form" driving, for example. No police presence.
It's very different, but we are OK with it.


Today on the beach: a carrot, a watermelon, an onion, huge turtle shell, desiccated seal, thousands of little red crabs and some idiot with a dump truck stealing sand.
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Old 10-28-2016, 12:40 PM
 
11,985 posts, read 5,119,111 times
Reputation: 18734
Quote:
Originally Posted by Wolf Howl View Post
Did you move to Ecuador?

I'm not near retirement age but have been researching and it seems that going south of the US and higher elevation is the golden ticket, as long as you are OK with some compromises and a little adventure!
Sure like the occasional kidnapping and beheadings by the local drug cartel. No thank you.
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Old 10-28-2016, 01:20 PM
 
Location: Location: Happy Place
3,690 posts, read 1,868,735 times
Reputation: 11316
Husband and I live in TX and find it very reasonable. I am from TX he is from WA. The home we purchased this year would have cost at least 100k more than we paid.


Our highest electric bill was $203 in July. He likes the house very very cool. We paid that much for electricity in WA during January, so it is no big deal. Fuel prices, food and cheap entertainment, along with the reasonable housing cost make TX a winner in our eyes.


He is retired and I will retire the end of next year.
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Old 10-28-2016, 01:58 PM
 
17,683 posts, read 4,070,124 times
Reputation: 5606
I woud not want to retire in Dayton or Rochester
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Old 10-28-2016, 02:46 PM
 
197 posts, read 160,920 times
Reputation: 1122
Quote:
Originally Posted by CLR210 View Post
I think you responded to the wrong post. I said nothing about PA. 😀
Mea culpa.

Please accept my apologies.My comments were generic and not personal anyway
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Old 10-28-2016, 02:47 PM
 
2,412 posts, read 1,322,593 times
Reputation: 5744
I am wondering if the article really means 'per person' with the assumption that a couple (each making the average SS amount) would be able to live relatively cheaply together in the same home in these places. I think it would be tight most places by oneself with that base amount incoming, unless you really scrimped. And they don't talk about what the amount for 'housing' with a paid off house includes but it should include maintenance (and a contingency 'fund' for emergencies/larger items), taxes, insurance, etc. and in most places (depending on the exact size and location of one's property) the amounts shown seem low to me to take care of all those things. Then add in not just heat/AC, but water/sewer/garbage collection, vehicle license/tax/insurance, tv/internet/phone and food .. and you are going to need those 'free museums'.
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Old 10-28-2016, 03:06 PM
 
530 posts, read 537,963 times
Reputation: 959
Quote:
Originally Posted by C24L View Post
I woud not want to retire in Dayton or Rochester
... Yeah - Especially Rochester ... Been There - Done That - have the T-Shirt, th' Cap, 'n the Koozie to prove it.
Spent nearly a lifetime (20+ years) in NE Rochester; lived on a street directly behind Rochester General Hospital (Northside). Went back to visit a few years ago ... What a change! NOT a friendly place, at-tall!

Have some CHARD Family members who still live up there, but the town ain't the same as it ever was; It's gone 'way-downhill. I very-much dislike having to go back there, it's so depressing.
And, the weather won't win any awards, either. All that gray cloud cover off Lake Ontario ... just depressing.

Used to know how to drink beer there, though! The locals are pretty-good at that! Had a neighbor who worked nights at the Genesee Brewery ... He was always bringing "broken" 6-packs and cases home with him.
Each location has its drawbacks, and its blessings, I reckon!
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Old 10-28-2016, 03:14 PM
 
Location: Honolulu
1,360 posts, read 546,761 times
Reputation: 1102
As long as the retiree has finished payments for his home mortgage, it is even doable in Honolulu. Here are why:

(1) Social Security income is not taxed by the State;
(2) Absurdly low property tax with huge exemption for senior couple ($120,000);
(3) Most area is accessible by City Bus. Annual Bus pass for senior: $40
(4) Minimal clothing expense: T-shirt, short and slipper. No winter clothes.
(5) Utilities: No heating charges in winter.
(6) Food: Many old folks grow vegetables in backyard year round. If living in a condo, City provides many tiny lots in residential neighborhood for plantation. Anyway seniors don't eat that much.

Of course, if the senior needs intensive care, then it is a problem. But it is a nationwide problem.
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