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Old 11-09-2016, 10:54 AM
 
Location: Lakewood OH
21,699 posts, read 23,655,251 times
Reputation: 35449

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Quote:
Originally Posted by debbie at bouontiful View Post
Our supplement is 400 a month!
My Medigap Plan is around $125.00 a month and my RX plan is around $20.00. I use them both a lot. I realize everyone has different needs but I can't imagine anyone paying that much for a Medicare Supplement plan. Have you shopped around to see if you could do better?
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Old 11-09-2016, 11:47 AM
 
562 posts, read 931,447 times
Reputation: 379
Quote:
Originally Posted by Escort Rider View Post
"Most people's health"??? How did you come to that conclusion? I would say most people can work until 65 or 67 unless they are roofers who have to be up on roofs when the temperature is 100 degrees plus, or unless they are in some other trade which features extreme physical demands such as operating a jackhammer or moving other people's household furniture.
****, I'm 63 now and not even considering myself a senior citizen.....your attitude, your ability to keep up with technology, and your willingness to keep yourself active and do the right things for good health keep you going!!
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Old 11-09-2016, 01:24 PM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,923,045 times
Reputation: 6716
Quote:
Originally Posted by debbie at bouontiful View Post
Our supplement is 400 a month!
That's for 2 people - right? Our Medigap policies cost $391 for 2 people (and no change for next year). Robyn
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Old 11-09-2016, 01:28 PM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,923,045 times
Reputation: 6716
Quote:
Originally Posted by mathjak107 View Post
It is still all relative . Bonds today are at zero to negative real returns after taxes. Some one buying a 25 year bond today which is what it takes to see even a hint of return will likely not average less than 1.50%. Odds are it will still average out at 2-3%
Today is the day when you might start being right about inflation. At least if the bond market tea leaves are correct. At worst - you're wrong and we could be setting up for a really good buying opportunity in fixed income (best of all possible worlds - higher rates and continuing low inflation). Robyn
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Old 11-09-2016, 01:40 PM
 
Location: OKLAHOMA
1,784 posts, read 3,616,512 times
Reputation: 954
Quote:
Originally Posted by Robyn55 View Post
That's for 2 people - right? Our Medigap policies cost $391 for 2 people (and no change for next year). Robyn
Yes it is Federal Blue X for 2 but medicare is not included in that price.
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Old 11-09-2016, 02:28 PM
 
Location: Washington state
5,433 posts, read 2,759,563 times
Reputation: 16335
To the OP: you do realize that when people can't afford lifesaving medical care, they die, right? That's what happens in the real world. That's how it always was. After we lose Obamacare, that's how it will be again.
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Old 11-09-2016, 03:07 PM
 
71,509 posts, read 71,674,131 times
Reputation: 49088
Quote:
Originally Posted by Robyn55 View Post
Today is the day when you might start being right about inflation. At least if the bond market tea leaves are correct. At worst - you're wrong and we could be setting up for a really good buying opportunity in fixed income (best of all possible worlds - higher rates and continuing low inflation). Robyn
i picked up TLT for a speculation today . what a fall in the 20-30 year bonds . that drop was insane .
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Old 11-10-2016, 05:28 AM
 
Location: Ponte Vedra Beach FL
14,628 posts, read 17,923,045 times
Reputation: 6716
Quote:
Originally Posted by debbie at bouontiful View Post
Yes it is Federal Blue X for 2 but medicare is not included in that price.
I don't have a clue what "Federal Blue X" is. It's not a traditional Medigap policy - right? Robyn
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Old 11-11-2016, 07:55 AM
 
Location: OKLAHOMA
1,784 posts, read 3,616,512 times
Reputation: 954
Quote:
Originally Posted by Robyn55 View Post
I don't have a clue what "Federal Blue X" is. It's not a traditional Medigap policy - right? Robyn
Blue Cross Blue Shield for retired Federal Workers. We have it and it is 400 a month for my husband and myself. A doctor told us to keep it and I am wondering if there is a cheaper supplement to medicare. We also have medicare too. So, you can see our monthly health care is pretty high adding two medicare and the Blue Cross.
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Old 11-11-2016, 02:00 PM
 
Location: R.I.
972 posts, read 603,846 times
Reputation: 4198
Quote:
Originally Posted by debbie at bouontiful View Post
Blue Cross Blue Shield for retired Federal Workers. We have it and it is 400 a month for my husband and myself. A doctor told us to keep it and I am wondering if there is a cheaper supplement to medicare. We also have medicare too. So, you can see our monthly health care is pretty high adding two medicare and the Blue Cross.
I am a Federal employee and have fresh off my printer from OPM the national BC/BS rates for 2017 which is the same for both retirees and workers. Here are the rates.

BC/BS Standard + 1 - $521.67/month = $260.83/pp

BC/BS Basic + 1 - $356.72/month = $178.36/pp

Standard + 1 went up $20.56 and Basic + 1 $8.43 from the 2016 rates.

Not sure what insurance plan you have paying $400/month because the Federal BC/BS rates are national rates. In any event if you have the Standard BC/BS option you may want to investigate going to the Basic BC/BS option which is a little cheaper since you now also have Medicare B coverage. I have always had Standard so not too familiar with Basic, but I do have many friends that have it and it works well for them combined with their Medicare coverage.
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