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Old 11-07-2016, 09:45 AM
1,143 posts, read 1,017,484 times
Reputation: 1466


Originally Posted by tmbf57 View Post
It can also be garnished for back child support, even decades after the kids are grown
That would be amazing. Talk about Karma coming back to get you. I'd also call it Justice.
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Old 11-07-2016, 10:09 AM
1,092 posts, read 821,251 times
Reputation: 1267
I know so many people in their late 20s and 30s who are on the "I'll just always pay the minimum on my student loans and one day they'll be forgiven" plan. Problem is, in 25 years when they're forgiven they are going to owe the IRS taxes on that inflated compounded interest amount and any money they are making in retirement from social security, 401k, etc is going to be garnished and they'll be royally screwed.

Sad how people get themselves in situations then point the finger and others for "screwing them over".

Have home owners insurance, pay back your debts, be a human..
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Old 11-07-2016, 01:30 PM
Location: Washington state
5,439 posts, read 2,762,134 times
Reputation: 16362
Except sometimes life happens and you end up in a position where you can't pay back your debts or you end up owing more than you could ever pay back. Not everyone is a deadbeat by choice.
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Old 11-07-2016, 01:56 PM
Location: Northern panhandle WV
3,007 posts, read 2,170,636 times
Reputation: 6691
when SS goes into a bank account it is earmarked as being SS and so not attachable. It does work best if that is all you have going into that account no co-mingling of funds.
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Old 11-07-2016, 02:40 PM
17,683 posts, read 4,070,124 times
Reputation: 5601
Social Security can only be garnished under limited circumstances.
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Old 11-07-2016, 03:01 PM
Location: Baltimore, MD
3,745 posts, read 4,216,823 times
Reputation: 6866
Originally Posted by Sand&Salt View Post
This was back when we lived in the U.S. I agree, she should pay the price for choosing to:

A: Be so irresponsible to forego homeowner's insurance and

B: Have this ridiculous aggressive dog

I see someone else said the max is 25% so who knows. I do know there was a judgment....

This dog was a chronic barker who made my life miserable. Never a moment's peace. So I don't feel sorry for her....
Unless she was convicted of a crime, there is no victim restitution. A judgment does not mean she was convicted of a crime. Do you have any more information?
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Old 11-07-2016, 05:29 PM
Location: Myrtle Creek, Oregon
12,248 posts, read 12,499,482 times
Reputation: 19393
There are several types of income that are exempt from garnishment under most circumstances. SS an pensions are generally immune. 401k accounts are immune but not the distributions.

What Types of Income Can Be Garnished? | Garnishment Laws
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Old 11-07-2016, 06:18 PM
Location: Metropolis IL
1,597 posts, read 1,891,465 times
Reputation: 2338
I think there's more to the story, than just a civil judgment. You can't garnish SS under the stated circumstances.
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Old 11-07-2016, 08:56 PM
Location: Saint John, IN
11,043 posts, read 3,989,022 times
Reputation: 13557
Originally Posted by rodentraiser View Post
There could be so much more to it. Like the guy who was breaking into a school and decided to come through the skylight. He fell, sued the school, and won.

Maybe the neighbor was bitten on the lady's property. Our dog was chewing a bone in her own yard and the neighbor kid came over and was teasing the dog. My dad told him three times to go home, but he didn't and was bitten. The neighbors called the cops and threatened a lawsuit. The only reason they didn't go through with it was because A) the cops refused to file a report making our family responsible (they said the kid was at fault) and B) this was way back when before lawsuits became popular and stupid lawsuits didn't win if they did go to trial, unlike today.

It could also be that the lady was refused insurance because of the type of dog she owned.

It's a lead cinch bet that after the biting, if she had insurance in the first place, it would be cancelled or raised to such a huge amount she couldn't afford it afterwards anyway.

Just an FYI on home owners insurance...............it doesn't matter if your dog was in your yard if it bites someone you are still liable and your insurance would pay the victim out. I think the only time it may swing the owners way is if it was a burglar. And honestly, if it was my dog who bit a child I would DEFINITLY want my homeowners insurance to pay the victim out of my liability insurance because if it goes to court the family could go after ALL of your assets. AND I don't care if the child was pulling the dogs tail, it's a child who doesn't deserve to be bit!
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Old 11-08-2016, 01:26 AM
3,460 posts, read 2,199,014 times
Reputation: 6130
"To enforce a valid garnishment for court-ordered victim restitution."

Sounds like this would apply to the OP's friend/neighbor?
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