Who Is Really Living In Retirement Communities? (55, moving, federal)
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I am now living in a second 55+ community and I was very surprised to see who else is actually living here. Both of the communities I have been in have rules against housing small children. However, both allow children that are over 25 years of age. (I am sure the people who wrote the rules were thinking about a senior who needed care and I am sure there are many in that situation). However, I have found that in this recent 55+ community I am in there are many seniors that are housing adult children and do not need their support, but actually are supporting the child. This is against the rules of the community but there seems to be no enforcement. I really wouldn't mind but these adult children were exactly what I was hoping to get away from by living in 55+ community. They create parking problems and several have motorcycles or boom cars that come and go at all hours. Many senior residents here are elders that are frail and won't complain. I am sure living with the adult children of others is not what they bargained for either. It is also very sad to see senior parents still caring for a 40 year old child.
If you are considering a senior community I suggest you look into their rules pertaining to housing children.
Every 55+ community is different, and every HOA is different.
I am very happy with our 55+ community, and our HOA. In our neighborhood at least, I have not seen adult children living with the homeowners. What I have seen is about 30 percent of the neighborhood being owned by folks in their 50's who are still working. This is a good thing as it insures a vibrant, active future.
I am in that 50ish group. It is cool being one of the "young folks" and I enjoy helping the older neighbors when i'm down there.
This is surprising to me. I thought all these communities had rules about children living there; adult or otherwise. If I ever consider one of these I will be sure to check out the HOA rules. Visiting is fine but moving in is quite another.
I think it depends on the indiv. community but generally speaking, I think as long as one couple is 55, it's fine. Also, most (if not all?) allow some younger ages for both couples, Im not sure what the percentage is, it may vary depending on the state.
I think it depends on the indiv. community but generally speaking, I think as long as one couple is 55, it's fine. Also, most (if not all?) allow some younger ages for both couples, Im not sure what the percentage is, it may vary depending on the state.
It doesn't vary by state, the percentage is stated in federal statute. To maintain an exemption to the federal fair housing provisions, 80% of the residents of a retirement community must be 55 or older.
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