U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Closed Thread Start New Thread
 
Old 12-12-2016, 11:09 PM
 
Location: SoCal
13,229 posts, read 6,331,374 times
Reputation: 9844

Advertisements

Quote:
Originally Posted by 2sleepy View Post
I'm very sorry to hear that, did she refuse because of the expense in treating it, or because she didn't think it would prolong her life?

My Dad had a bad heart valve, he knew he would die if he didn't have a valve replacement, but when he retired he lost his health insurance so he decided to wait until he was on medicare. Once he was on medicare it took about a year to get the tests done and the surgery scheduled, he died the night before surgery, shortly after his 66th birthday.
She didn't want to have chemo or surgery. Stage 2 lung cancer, not easily treated 20 years ago.

 
Old 12-12-2016, 11:10 PM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by Eevee17 View Post
These things were never promised to them. I don't know where they got the idea, because I remember being a child in the early 90s and my mother who is now close to retirement getting statements on what she was entitled to. On the bottom is said something to the effect of this is not a retirement plan, you should have a retirement plan in place. I can't remember the exact wording. This wouldn't the first time the age was adjusted. Social security isn't a retirement plan and was never meant to be one. It only came into being when many elderly people were literally homeless. I feel bad if they can't afford their homes and car payments, but they have options. There is free (to them) transportation for the elderly. I think it's called access something. There's also senior housing that is income based. If they wanted to keep their homes and cares, they should have planned and doubled checked things.
It's easy to approach the subject with youthful ideology isn't it?
 
Old 12-12-2016, 11:24 PM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by Clark Park View Post
[mod cut]

The bottom line of this reasoning is tantamount to accusing ordinary folks of being irresponsible for not having "enough" retirement savings ... what? in the hundreds of thousands $ or millions $ even??? ... when they hit their 60's.

The fact is this: millions of decent ordinary Americans were prevented from saving as much as they could have due to factors beyond their control ... divorce, family illness, bad investments, being victims of crimes and embezzlement, unemployment during recent Recessions in the 1990s and the great one in 2008.

Please don't lecture me about not buying my home until I was in my late 40s (and it won't be paid off until for another 15 years) ... but as a working class blue collar type of guy I was not able to buy one until then.

By the way "free public transportation" is a reality here in Philly because we have SEPTA; but my favorite uncle -83 years old - in NYC only gets a senior discount on using buses and the subway and still has to pay something like $1.25 per trip ... and he has a lot of doctor's appointments. My point ... MOST seniors do not get free transportation, just us lucky ones who live in cities where it is available.
A sizable group of younger folks, hold the belief that retirement can be 100% self-funded, without any external support, government or otherwise. Of course, they've never actually run the numbers to determine the probability of success of this theory.
 
Old 12-12-2016, 11:40 PM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by Serious Conversation View Post
People often see SS as all that is needed. The people on this forum are smarter than that, but there are lots of common people on the street who think SS is all they'll need.
Possibly because the benefit amount isn't that far removed from the take home pay they've been receiving in their working years.
 
Old 12-12-2016, 11:42 PM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by marino760 View Post
The ignorance and fear mongering in this thread is astounding. Any changes to SS will be and always have been done in a way that it does not effect those already in retirement or within 5 - 10 years of retirement. Those affected by far are the youngest Americans who are still years and decades from retiring.
Everybody get a grip and stop with the lies and false news. You people are ridiculous and seem to thrive with putting seniors who don't know any better into a panic. Shame on you.
Indeed.
 
Old 12-12-2016, 11:52 PM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by Serious Conversation View Post
[mod cut, quoted post deleted as being inflammatory political rhetoric more appropriate for the companion thread in P&OC]

OK, I get the fact that there are "forces at work" that want to greatly reduce SS and other entitlement programs.

Here are your problems.

1) There is still fear out there among many politicians of doing anything substantial with SS or other entitlements. I guarantee there will be some Republicans defecting in the House due to this fear. Who knows - it may still get through the House.

2) The Republicans only hold 52 seats in the Senate. If two Republicans there defect, they're gridlocked. That's not even counting the filibuster.

3) Trump is friendly to entitlements. Any analysis of his statements and records will show he is probably the most SS friendly and "big government Republican" we've had in any of our lifetimes.
Those are good points. There's a tendency to think of a Republican controlled House and Senate as being monolithic. That isn't the case, and was a problem for Bush in 2005 when he was pushing his Private Account proposal. Many in his own party didn't support it.
 
Old 12-13-2016, 12:06 AM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by Al Bumin View Post
This is incorrect. The Bipartisan Budget Act of 2015 made fairly significant changes to SS filing options that became effective the following year.
Minor tweaking. When minimum ages for filing and benefit amounts change, we're in reform territory.
 
Old 12-13-2016, 12:13 AM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by Escort Rider View Post
I don't understand. Is there some reason you don't qualify for Medicare, or are you perhaps not 65 yet? Past age 65, Medicare pays for your medical expenses, so you're not going to have any debt.
I don't understand it either. I've been executor for a few aunts and uncles. All had expensive end of life medical care. None of them had any money. No debt collectors came calling.
 
Old 12-13-2016, 12:15 AM
 
Location: Metropolis IL
1,602 posts, read 1,892,060 times
Reputation: 2348
Quote:
Originally Posted by NewbieHere View Post
My mom had cancer at 61, she refused chemo and died 2 years later at age 63.
I don't think I'd call the game at 61. 71 I might.
 
Old 12-13-2016, 06:10 AM
 
9,585 posts, read 8,886,049 times
Reputation: 5814
Quote:
Originally Posted by bpollen View Post
Social Security doesn't need a huge change. Why do you think that?



It's been a wonderful program for seniors. It needs to continue.
Damn well better continue...we have been paying 6.2 percent of our salaries into it for a very long time. Forget the benefits...fair is fair.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Closed Thread

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top