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Old 05-22-2019, 11:15 AM
Location: SoCal
13,836 posts, read 6,589,910 times
Reputation: 10404


I don’t think anybody would regret at 62. Maybe a bit younger. But I know I ours regret at 50. 55 is right, or maybe a bit early for me, but financially I’m able to and that seems right. I wouldn’t want to retire at 55 and worry about 3% or 4% SWR. I also don’t worry about healthcare ether, I have them through my husband. But looking back it would have been great if my husband coukd retire at 62, not as late as he did 64.5. But we also possible would move to UK temporarily for health insurance. We’ve been traveling there for long period of time anyway, it would have been cheaper to just rent over there and travel to continental Europe, and put our house for rent here. It’s certainly a different experience. But he is very happy now, still looks very young for someone who is close to 70. So all is well.
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Old 05-22-2019, 12:26 PM
5,416 posts, read 6,596,930 times
Reputation: 10500
I quit working ~ 63 and started drawing SS at 64. I don't regret either.

at 67 I think about getting a part time job every now and then for a little human companionship and to be doing something different. But I am overall happy to be free and clear and living each moment. And I attend local college classes, social activities, etc. Am going to look at meet up again, it would be nice if I found someone who wanted to go to concerts with me. most retirees want to go to movies and that doesn't appeal to me as much.

Life is good.

I suspect things that might cause people to regret retiring are : shortage of money and finances for some reason, lack of interesting activities and hobbies, lack of friends and socialization (in my case surprising how many of my friends moved back to where they grew up on retirement I hadn't factored that in), or just boredom.
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Old 05-22-2019, 03:04 PM
28,323 posts, read 40,121,285 times
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I retired at 62 and I was not ready. I was forced to due to health issues. So I became James (my middle name) and took my wife to work, drove her to Milwaukee and Omaha where she managed two other groups, and spent more time taking care of the house, etc.

It was strange not working.
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Old 05-22-2019, 04:57 PM
1,077 posts, read 1,127,802 times
Reputation: 1426
I retired at 59 after working as a flight attendant for 33 years. It was the best day of my life.
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Old 05-22-2019, 05:13 PM
Location: Fairfield, CT
5,877 posts, read 8,664,774 times
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I am soon to be 57 and plan to retire in about a year, so I will be about 58. I hope to not have any regrets. My original plan was to retire at 55 but I worked a few years more for financial reasons.
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Old 05-22-2019, 06:28 PM
603 posts, read 173,241 times
Reputation: 1465
I retired at 58 and after 7 months was bored so went back to work part time which was perfect . After 6 years it ended and I was sad. Now doing some consulting and volunteering.
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Old 05-22-2019, 08:05 PM
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,854 posts, read 40,325,885 times
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Retired at 49, Went back to grad school after a couple yrs (for fun and paid for by NAFTA).

Only regret was @ age 49 was only my 3rd retirement. Should have done it more often.

Practice makes perfect, too much fun to only retire a few times.

Retire Early, Retire often!
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Old 05-22-2019, 08:12 PM
Location: Central IL
15,253 posts, read 8,673,207 times
Reputation: 35738
If I were to do a poll of this question I would not ask anyone under the age of 75. Who wouldn't be happy to retire at 62 and be flush with cash in those early years? My question is how many people are STILL happy at the age of 75 and later after some time has passed for health and other financial issues to possibly arise.
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Old 05-22-2019, 08:15 PM
674 posts, read 322,894 times
Reputation: 1259
I know exactly 1 unhappy retiree. It is not a financial issue but outliving other friends/family is taking a toll on him.
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Old 05-22-2019, 10:33 PM
Location: SoCal
6,083 posts, read 9,597,395 times
Reputation: 5868
I retired at age 62. Don't regret it because we had much more interesting stuff to do. And we'd learned from our older friends to do that interesting stuff as soon as possible rather than to put it off until we're possibly/probably older and less able to.

If I'd retired at age 62 and had to stay at home and twiddle my thumbs, then h*|| yes I would have regretted it!
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