U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Retirement
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 01-02-2017, 09:54 AM
 
29,779 posts, read 34,867,277 times
Reputation: 11705

Advertisements

Escort Rider asked a question a few weeks back in the Chat Thread. He named a few of us old timers around here if we had noticed any differences since our early days. I responded with a perspective but now realize there is a lot more change around here then I noted then.

January 1, marked the official end of nine retirement years and we are now working on ten. I was reflecting on those nine years and realized all the change that has occurred regarding the thinking and feeling about retirement since then.

When we retired none of the baby boomers had yet collected Social Security and now we are increasing yearly the numbers of Boomers receiving benefits and the number retired. Since I joined the forum 11 years ago the changes are more significant. Few Boomers were retired and now many of us are and our opinions on have evolved considerably.

The Great Recession had not occurred and the rising housing equity market was spurring many to take their equity and retire elsewhere. It has become much more of a norm and has helped to transform many areas of the country.

Portfolios had not yet crashed for those nearing or in retirement and the outlook moving forward was much better.

However the biggest change in this forum is that more Seniors are comfortable with and using social media to engage and discuss. Not sure how many at, near or over 70 were active in City-Data a decade ago but I know when I ever I started in the retirement forum the average age and retirement status seemed different than today and that makes sense.

In hindsight it seemed inevitable that politics would cross from the political forum into this one as many of us were first involved in other forums as retirement was perhaps not as high on our social media agenda. As the political forum heated up it heated CD enrollment up and it was inevitable that as those folks aged they would begin to come to this forum.

Yes this forum can seem cruel at times to those who are not as fortunate as others in here. Perhaps in hindsight that was inevitable. Why? Because at one point in recent years those of us now in our 60's were looking at retirement as a theoretical future and now it is our practical reality. There is competition in this reality to acquire and retain resources. One person's tax payment becomes another persons benefit receipt and this can create much of the turmoil we are feeling.

Those who have been preaching and advocating one positon on aspects of retirement may now feel in retirement that they tried to warn others and if you didn't listen that's not my problem. I remember those conversations over the years not just in City-Data but elsewhere. Those future projections have become or not become reality.

With all the possible changes ahead and anxiety on the part of many, how will we as a collective group of seniors respond? Or will our responses not be aligned with other seniors or perhaps just individual or small group thoughts.

Thinking about this made me somber in a number of ways for as the world changes and communication, which now is often a tweet limited to 144 characters, how will we stay competitive and be able to be heard.

Perhaps this forum has a much larger role to play than we realize.
Reply With Quote Quick reply to this message

 
Old 01-02-2017, 11:56 AM
 
Location: equator
3,436 posts, read 1,531,248 times
Reputation: 8533
Very well-put, Tuborg. Especially the parts about "one person's tax is another's benefit"....


I have been so impressed with the detailed retirement planning and investing most here have accomplished throughout their lives. There is more wealth here than I would expect to find in a cross-section of retirees. I can easily get intimidated by the numbers here. The investment strategies are way over my head. I give you all credit for your foresight and intelligence to put it all together!


Being in a new place with little social life, reading everyone's experiences and questions has been such an insight and an interesting journey; a way to interact with others. There's a lot of collective wisdom here.
Reply With Quote Quick reply to this message
 
Old 01-02-2017, 06:00 PM
 
29,779 posts, read 34,867,277 times
Reputation: 11705
Quote:
Originally Posted by Sand&Salt View Post
Very well-put, Tuborg. Especially the parts about "one person's tax is another's benefit"....


I have been so impressed with the detailed retirement planning and investing most here have accomplished throughout their lives. There is more wealth here than I would expect to find in a cross-section of retirees. I can easily get intimidated by the numbers here. The investment strategies are way over my head. I give you all credit for your foresight and intelligence to put it all together!


Being in a new place with little social life, reading everyone's experiences and questions has been such an insight and an interesting journey; a way to interact with others. There's a lot of collective wisdom here.
I agree and with time a lot more living in retirement experience. Will be interesting in another decade to see how much more first hand experience there is in independent living life experiences. Those tend to be occupied by folks closer to 80 and I don't think that age range is well represented here yet.
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 08:00 AM
 
29,779 posts, read 34,867,277 times
Reputation: 11705
If in fact more folks in their 60's and early 70's are adopting social media and the age of participants in the forum increases we will need to face the reality that the question of what happened to ( a frequent poster) will be asked more often and how will that impact us. I remember years ago when a participant in the Raleigh forum suddenly stopped posting. They were younger and very very controversial. A true tell it like it is proud sort.

The question was asked frequently without answer until one day a post came from his brother. The brother informed us that his brother was killed in a jet sking accident in Florida. He found out about City-Data going through his brothers stuff and felt that he should let us know. He also commented that he was sure we found his brother to be very controversial because thats who he was. It was interesting that he found the account info and log in name that was used.

How many of us have a family member who knows our activity and handle on here who could inform folks?
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 08:42 AM
 
Location: Los Angeles area
14,018 posts, read 17,737,509 times
Reputation: 32304
Quote:
Originally Posted by TuborgP View Post
If in fact more folks in their 60's and early 70's are adopting social media and the age of participants in the forum increases we will need to face the reality that the question of what happened to ( a frequent poster) will be asked more often and how will that impact us. I remember years ago when a participant in the Raleigh forum suddenly stopped posting. They were younger and very very controversial. A true tell it like it is proud sort.

The question was asked frequently without answer until one day a post came from his brother. The brother informed us that his brother was killed in a jet sking accident in Florida. He found out about City-Data going through his brothers stuff and felt that he should let us know. He also commented that he was sure we found his brother to be very controversial because thats who he was. It was interesting that he found the account info and log in name that was used.

How many of us have a family member who knows our activity and handle on here who could inform folks?
Good point. There is a certain sadness about the mysterious disappearances. A survivor would not need our password, just our user name. Then that survivor could create his or her own account in order to log on and pass along the news of a death.

Just from inquiries in the Chat Thread, I can think of almost half a dozen MIA's connected to the Retirement Forum. And sadly, the number will grow as the people who are computer literate enough to participate here age.

80 and above folks may or may not use a computer, but I think pretty much everyone my age (72) or younger does.
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 08:51 AM
 
29,779 posts, read 34,867,277 times
Reputation: 11705
Quote:
Originally Posted by Escort Rider View Post
Good point. There is a certain sadness about the mysterious disappearances. A survivor would not need our password, just our user name. Then that survivor could create his or her own account in order to log on and pass along the news of a death.

Just from inquiries in the Chat Thread, I can think of almost half a dozen MIA's connected to the Retirement Forum. And sadly, the number will grow as the people who are computer literate enough to participate here age.

80 and above folks may or may not use a computer, but I think pretty much everyone my age (72) or younger does.
When people stop posting in other forums we don't assume the worse. I suspect with time we in this forum will be starting to worry more about the worse. That was a great question you asked in the Chat thread and it still has me thinking
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 08:59 AM
 
1,227 posts, read 1,259,742 times
Reputation: 4309
I've been a member of another board for decades. In that time a number of members became friends through email, in-person contact, and Facebook. The board has a sub-board called something along the lines of " Board Members We Lost". Anyone on that board who lost a board member friend will post about the death. Sometimes one of their relatives will sign on to tell us, but that is usually rare and is often done at the written behest of the deceased. It might be something to add to a will if anyone feels strongly enough about it.

Often times the board member just stops posting and the rest of us are left to wonder.
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 09:02 AM
 
Location: Tennessee
23,579 posts, read 17,567,761 times
Reputation: 27660
I wasn't around then - I joined in 2011 when researching a move, but didn't start posting regularly until probably a year later. Even then, I was mostly posting about local issues for a year or so after that - I think I started posting on this board in 2014 or 2015.

Keep in mind that the folks were 70 a decade ago are 80 now. Many of these people are probably far less likely to have had exposure to computers and the internet during their working careers than those who are now 70. Keep in mind that Windows 95 was probably the biggest factor in mainstreaming PCs. Someone who was 50 in 95 would be 72 now, and probably had some exposure to computers in a regular office setting. Someone who was 60 then probably didn't. We got broadband in 1999 and our cable provider at the time was probably among the first in the state to have affordable broadband, so I was well-connected even as a grade school kid, but there are plenty of areas around here, especially in southwest VA, who still do not have any cost effective or reliable broadband option.

I think that lack of exposure to technology in office jobs, as well as the lesser use of technology in the workplace in general, are large contributing factors as to why you don't see many 80+ posters. They just aren't as familiar with it, and those who do use it probably had to make a specific effort to learn it.

As far as someone finding this account if I passed suddenly, that's a big maybe. My personal desktop and iPad/iPhone obviously have my C-D info saved in the browser, but you'd have to get into the device first. Neither password would be easily guessed, nor is it written down anywhere.

I did have one local I had some running disputes with on a local board figure out who I was. I might have mentioned my first name and a vague reference to where I was working at the time, but she probably had to do a lot of legwork. You could have found the employer, saw me associated with the company on LinkedIn, then see that I lived in Iowa, which would be a dead giveaway.

I've shared posts with one other person I know personally over the years, but no longer speaking to her. She found a thread I posted about her in the relationships forum - she had to have gone digging for it. I don't know whether to feel flattered or creeped out that she'd spend so much effort looking through my posts. None of my family or friends know that I use this service.

If you know me personally and saw the posts, it would be easy to figure out it was me. If you know me and knew the discussion topics on the board, you'd probably guess I was a member. If you only saw the posts but do not know me, it would be difficult to figure out who I am.

Other than maybe a brief announcement that I had passed, I wouldn't want people digging through these posts. I post about a lot of things that either a) I have no one in real life to discuss a similar topic with. b) Frowned upon/socially unacceptable. I've had affairs with married women and wouldn't want people in real life to know that. c) embarrassing - I've posted about various items I'd prefer people in real life to not know.
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 09:05 AM
 
29,779 posts, read 34,867,277 times
Reputation: 11705
Quote:
Originally Posted by Escort Rider View Post
Good point. There is a certain sadness about the mysterious disappearances. A survivor would not need our password, just our user name. Then that survivor could create his or her own account in order to log on and pass along the news of a death.

Just from inquiries in the Chat Thread, I can think of almost half a dozen MIA's connected to the Retirement Forum. And sadly, the number will grow as the people who are computer literate enough to participate here age.

80 and above folks may or may not use a computer, but I think pretty much everyone my age (72) or younger does.
I think you probably need the pass word to see the posting history and what forums to post the sad news in.
Reply With Quote Quick reply to this message
 
Old 01-03-2017, 09:05 AM
 
Location: Tennessee
23,579 posts, read 17,567,761 times
Reputation: 27660
Quote:
Originally Posted by TuborgP View Post
When people stop posting in other forums we don't assume the worse. I suspect with time we in this forum will be starting to worry more about the worse. That was a great question you asked in the Chat thread and it still has me thinking
There is also more in the way of "life story" shared on here than other forums. I post primarily on the Work and Employment forum, and while there are lots of frequent posters and others I interact with, I don't know anything about them other than maybe their job, what they get paid, possible location, etc. It may be frequent contact, but impersonal.

Many forums are also larger and difficult to track, so even frequent posters may not standout.

Quote:
Originally Posted by TuborgP View Post
I think you probably need the pass word to see the posting history and what forums to post the sad news in.
You can search any user ID and see posts by the user, threads started by the user, the top five forums they post in (think that's on the profile and can be restricted). You could look that stuff up, then look through individual posts, but most people probably won't go to that effort.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Retirement
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top