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Old 01-18-2017, 08:46 AM
Location: next up where ever I go
588 posts, read 345,491 times
Reputation: 2087


I live in Fishers, Indiana and pay $780, full coverage with rental car and roadside service. Toyota Highlander 2007, I am still working part time so I pay regular rates. Considering dropping collision in the next year since the vehicle will be worth only $9000 next year even though it is in excellent shape and has very low mileage. Which sucks in my opinion.

I have never had a ticket and caused a fender bender 48 years ago. Age 61.
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Old 01-18-2017, 09:18 AM
Location: Pennsylvania
16,371 posts, read 10,361,162 times
Reputation: 28588
Pennsylvania, 68, one vehicle, $560/year
clean license, no accident in 20+ years
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Old 01-18-2017, 01:18 PM
Location: Log "cabin" west of Bangor
5,678 posts, read 6,782,919 times
Reputation: 10273
Maine, 5 vehicles (2 are motorcycles), about $500/yr. Expanded liability coverage, no comprehensive but I *do* have a rider for animal damage (hitting a deer, moose, turkey, etc.). I've won 2 deer, so the animal rider seems to be a prudent precaution.
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Old 01-19-2017, 01:11 AM
Location: Texas
1,972 posts, read 1,378,376 times
Reputation: 6755
Originally Posted by AlaskaErik View Post
If you did a little rate shopping, you could probably cut that in half.
I only had this insurance for less than a year. I canceled my last one after two years. I shop for the best price annually, but I have full coverage on all of my cars. This is a breakdown for each car.

1999 Mercedes E430 - $787.46 annually
2013 Ford Fusion - $673.42 “
2016 Mercedes C63s AMG - $1304.30 “

I also have my house and an additional liability policy with them.

Of course, I will check with other company’s before this six month period expires.
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Old 01-19-2017, 05:42 PM
Location: Deep In The Heart of Texas
1,612 posts, read 1,274,222 times
Reputation: 3041
Age 70, Texas, $245 every 6 months, Liability only
Never gotten a ticket or been in an accident.
Same insurance company for more than 20 years now.
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Old 01-19-2017, 08:17 PM
Location: ☀️ SWFL ⛱ 🌴
2,441 posts, read 1,677,570 times
Reputation: 8726
SWFL, both drivers 63, 2007 Prius, full coverage $320 every six months.

We switched from Allstate to Progressive today, using our credit union. Allstate was charging $475 for the same coverage and just increased it to $511 every 6 months.

The credit union told us if we requested a letter of experience from our prior insurance company and we had more than two years of coverage and no accidents that would lower our price by $20/six months. We didn't quite have 2 years with Allstate and requested it from State Farm that we had in NY for many years. They emailed it to us this afternoon.
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Old 01-23-2017, 01:49 PM
Location: Grove City, Ohio
10,138 posts, read 12,402,575 times
Reputation: 13987
Originally Posted by TwoByFour View Post
This is kind of a pointless question since policy amount will depend on make/model of car and how much coverage. But at any rate, we pay $440 for 6 months for 2 cars. So about $37 per car per month. 65 yo, Hawaii.
Almost to the penny we pay the same thing. 68 yo, Georgia.
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Old 01-24-2017, 07:13 AM
Location: Lakeland, Florida
6,974 posts, read 12,502,390 times
Reputation: 8741
I live between Tampa and Orlando. It's a high accident high claim area. Terrible drivers. I am constantly changing ins companies over big increases. I just dropped USAA last week over their ncreases. Now I'm with Florida Farm Bureau Ins, more insurance and $200 less than USAA. Before them I had Allstate. Policy went up $200 at renewal, so I dropped them. I'm 67 drive a 2016 Nissan. I'm now paying $686 for full coverage per 6 months. I have $1000 deducible. It is nothing to pay a $1000 or more every 6 months, for full coverage in many areas of Fla. That is why some of us take the high dductible, to get the cost down some what. I really think the state needs to step in, on the amount of high increases with Fla insurance both car and home.
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Old 01-24-2017, 07:53 AM
Location: Eastern UP of Michigan
1,202 posts, read 683,612 times
Reputation: 1271
We pay about $55 per month for full coverage( which we will probably drop in the next year) on a 10 year old Ford Focus station wagon. That's with a $500 deductible and the higher liablilty coverage we had to get to purchase our 1mil liability umbrella.

Our Focus has a replacement value of around 4K and our full coverage would drop by a couple of hundred a year. We now live in snow and ice country so full coverage for now is not a bad thing on the cost/benefit ratio mentioned. Couple more years probably.
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Old 01-24-2017, 06:07 PM
Location: Out there somewhere...a traveling man.
39,578 posts, read 47,812,904 times
Reputation: 110472
3 vehicles, one 2016, one 2004, one 1991, $500 deductible, AZ, Hartford AARP, over 75, $1100 annually.
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