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Old 02-03-2017, 11:33 PM
Location: Living rent free in your head
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Originally Posted by Jstarling View Post
Not necessarily, do you live in a Windfall provision state? I have a teacher pension and my social security (I have more than 40 quarters) is reduced. Trying to avoid double-dipping.
I'm pretty sure that's a federal, not a state law and it applies when you have employment for which you did not contribute to Social Security - most common with teachers and law enforcement personnel
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Old 02-04-2017, 11:20 AM
Location: Western Colorado
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I get both state retirement (Arkansas) and social security. No problem.
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Old 02-04-2017, 02:01 PM
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Originally Posted by Luvvarkansas View Post
I was told by a teacher friend of mine that a person is not allowed to take a state retirement AND a federal retirement, and she thought this included Social Security.

My husband has not paid SS taxes while teaching but did work at other jobs before then and does qualify already for a small benefit, plus he will work at another job and pay in more SS taxes after he "retires" from teaching.

So will he be able to collect his SS benefits when he truly retires from working? (please don't make fun if this is a dumb question! )
Does he not know the answer? If not he should ask a former teacher now retired or his benefits office. There ought to be workers at or near retirement within the next two years who would have already made plans if he doesn't know any retired folks. It is state specific so that would be a great local resource. If he has enough quarters he may get a reduced benefit but those close to your situation would be a good start.
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