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Old 03-01-2017, 10:56 AM
 
1,168 posts, read 2,400,712 times
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We are having one heck of a time trying to find the perfect retirement home -we are picky-very picky. We have made numerous trips to TN looking at houses after finding them online -and have come close but no cigar. It's always something!

Does it make any sense that we should just find something "temporarily" that suits us but isn't the "dream home" just so we can get our stuff out of our home in NJ and get it sold?

Then while in our interim/temporary house we will be closer to the area and not have to make numerous long house hunting trips.

We may even build so we would be close enough to keep an eye on construction.

Does that make any sense? I know we could rent but my husband was a builder and is always remodeling stuff so I think buying would be better for us- we would probably even make money on the deal.

How did you go about finding your retirement home if it was several states away?
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Old 03-01-2017, 11:03 AM
 
519 posts, read 430,422 times
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Quote:
Originally Posted by exit82 View Post
We are having one heck of a time trying to find the perfect retirement home -we are picky-very picky. We have made numerous trips to TN looking at houses after finding them online -and have come close but no cigar. It's always something!

Does it make any sense that we should just find something "temporarily" that suits us but isn't the "dream home" just so we can get our stuff out of our home in NJ and get it sold?

Then while in our interim/temporary house we will be closer to the area and not have to make numerous long house hunting trips.

We may even build so we would be close enough to keep an eye on construction.

Does that make any sense? I know we could rent but my husband was a builder and is always remodeling stuff so I think buying would be better for us- we would probably even make money on the deal.

How did you go about finding your retirement home if it was several states away?
Sounds like you ought to seriously consider buying some land and building given your husband's background...
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Old 03-01-2017, 11:10 AM
 
1,168 posts, read 2,400,712 times
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Originally Posted by larsm View Post
Sounds like you ought to seriously consider buying some land and building given your husband's background...
Yes- we are definitely leaning toward that but how do you monitor construction from 800 miles away?
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Old 03-01-2017, 11:39 AM
 
519 posts, read 430,422 times
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Quote:
Originally Posted by exit82 View Post
Yes- we are definitely leaning toward that but how do you monitor construction from 800 miles away?
One of two ways I assume: a) rent while overseeing build or b) get a very good GC and fly back and forth a lot.
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Old 03-01-2017, 12:04 PM
 
672 posts, read 837,147 times
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I, too, think that you would probably be most happy if your husband built your home. But, since you asked how we found our retirement home I will answer that question. Throughout the years we lived in both the north and south, and knew that the south is what we preferred. We spent years on vacations in the south and narrowed down some areas we thought suited us the most. We even went house hunting new developments to find the type of home we'd be most happy in. Finally, when we were getting ready to start making a final decision, we found our home in an area we didn't even have on our radar! We decided to go out of our way to a city/town that we had on our short list. We found the ideal home and location. Price was right and we went with our gut. We did not live in the state while it was being built. Many people check on their homes constantly. We did not. So far, so good, but of course anything can happen in the future and maybe we'd kick ourselves, but, we tend to be much more relaxed over things. In the three years we've been here I can honestly say that we LOVE where we settled.

You've stated you are very picky. Maybe rent in an area first. Once you live there you'll get a true sense of the area and find that perfect place. And one little piece of advice: DOWNSIZE!! Get rid of stuff now. You'll be so happy you did.

Best of luck in your search
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Old 03-01-2017, 12:11 PM
 
12,825 posts, read 20,126,238 times
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1st screen - acceptable geographies. *Implied in this is also macro COL and climate
2nd screen - acceptable communities. *Implied in this is also micro COL and micro climate
3rd screen - acceptable neighborhoods.
4th screen - homes that are small enough for elderly people to keep up and won't break the bank if we needed to hire help.
5th screen - homes that are single level and would not break the bank for conversion to being aging-in-place ready. Ideally, already of appropriate form factors and floor plan for this.
6th screen - typical home search stuff - e.g. going to fall off a cliff, in wildfire hazard zone, major disclosures, inspection results, etc.
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Old 03-01-2017, 04:24 PM
 
Location: Pennsylvania
16,334 posts, read 10,324,206 times
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There is no perfect place.
There are no perfect people.
There is no perfect job.

etc


If you keep looking for perfection, you will end up staying where you are because you won't find a place to move to.
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Old 03-01-2017, 05:40 PM
 
1,168 posts, read 2,400,712 times
Reputation: 3485
Quote:
Originally Posted by PAhippo View Post
There is no perfect place.
There are no perfect people.
There is no perfect job.

etc


If you keep looking for perfection, you will end up staying where you are because you won't find a place to move to.
lol- at almost $12,000 in property taxes- I can absolutely assure you that will not be the case-
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Old 03-01-2017, 06:05 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
22,537 posts, read 39,914,033 times
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As a lifetime builder / early retiree / 3 Rural USA locations + living overseas for part of each yr....

Very possible to do, BUT very hard to FIND the correct existing place.

I will build several more rural homes / shops / barns... but will NEVER have the 'perfect' one.

Suggestion... find the near perfect location / lot with a trashed home / Mobile Home
(no-one wants these (no vision) but they come with EZ permitting, free water, septic, power, road, fences, access, clearing...stuff that is NOT free to do yourself). Build a large shop with apartment for you and for future guest / caregiver lodging.

I keep a car, bulldozer, backhoe and shops (wood, auto, and metal) at each my locations. We rent out the Main house (for high positive cash flows), and stay for free in the cabins / shops ... fly between locations (each are in desirable 'retreat' areas, near great airports).

Eventually (~ age 80) we will slim down and pick a LT location. Sell the extra props on 'contract' for LT income.
If we croak early, someone will have 3 GREAT AUCTIONS, lots of tools!

If you are a builder... do NOT hire a Long Distance GC.
You don't need the expense / hassle / disappointment.
We did a place in TX (rebuilt a rural view home), while commuting from Thailand. It took a yr. (then we took an entire yr off for 'RTW vacation') We fired a LOT of 'smart / ego centric' contractors, and eventually did it ourselves MUCH nicer.

it will work out.
Most importantly, follow above advice and get a GREAT location. Neighborhood is critical! (add a MUST HAVE view, very enjoyable in retirement, EZ for resell)

BTW: our Property taxes went to $17,200/yr (up from $800/yr when we built the joint. 25 yrs ago... same place, no improvements, just all worn out ) so... we have 'tenants' in the guest house. they cover the taxes and insurance and feed the farm dog and plants since we are gone more than 50% of the time (at this stage). Our home is in a National Scenic Area, similar to National Park (no / few neighbors), yet 20 min to a great international airport, so NOT ez to replace. Thus we will NOT be selling it due to taxes, tho strictly for financial reasons that SHOULD be the plan.

Property Tax increases and HealthCare costs significantly changed our post-retirement cash flow needs (By $4k / month) Had to get 'creative'.

Last edited by StealthRabbit; 03-01-2017 at 06:16 PM..
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Old 03-01-2017, 06:20 PM
 
105 posts, read 112,143 times
Reputation: 293
I was worried about the same thing when I retire in a couple of years, and we sell this house, and need to find one in Arizona, where we're planning to relocate. I don't want to have to rush into a house that I don't love. So our solution is buying an RV that year. Sell the house here, jump into our RV, and head to Arizona. We can live in it as long as we need, until we find our dream retirement home. Relieved a lot of stress for me, both in the timing leaving here, and where to stay when we get 'there.'
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